Insurance 101

An introduction to insurance categories and options.

INSURANCE 101
By KATHY M. KRISTOF
Determining how much to buy isn't tough once you know what you own, what you owe and what you spend.

INSURANCE 101
By KATHY M. KRISTOF
Term or Cash Value? Sorting Out the Pros and Cons

INSURANCE 101
By KATHY M. KRISTOF
Policy Types Have Mounted as Consumers' Wishes Multiplied

INSURANCE 101
By KATHY M. KRISTOF
How to Get an Idea of Cost, Rate of Return

INSURANCE 101
By KATHY M. KRISTOF
It Differs From Others in 2 Ways: Flexibility, Transparency

INSURANCE 101
By KATHY M. KRISTOF
One of the hottest products in the life insurance arsenal over the last several years has been the variable annuity--a hybrid product that works more like a supplemental retirement plan than a life insurance policy.

INSURANCE 101
By KATHY M. KRISTOF
The typical insurance illustration is broken into three main

INSURANCE 101
By KATHY M. KRISTOF
Cash value life insurance policies are a little bit like luxury cars, says John A. Kiczek, analyst in the life and health division of A.M. Best Co., an Oldwick, N.J., insurance information services firm.

INSURANCE 101
By KATHY M. KRISTOF
An Accelerated Benefit Helps Answer the Needs of the Terminally Ill

INSURANCE 101
By KATHY M. KRISTOF
A Life Policy Can Keep Taxes From Gobbling Up Your Estate