IRAs and 401(k)s

IRAs and 401(k)s

With IRAs, Earlier Is Better

Individual retirement accounts were made for procrastinators.

IRAs and 401(k)s

IRA Drop in Value? Consider Roth Transfer

Do you have stocks tucked away in a traditional individual retirement account that have the potential to be winners but currently are money losers? If so, it may be time to transfer them to a Roth IRA.

IRAs and 401(k)s

To Roth or Not to Roth

If you are one of the lucky Americans who find they suddenly have individual retirement account options--that is, you're eligible to contribute to both a tax-deductible IRA and a Roth IRA--you have a tough choice to make.

IRAs and 401(k)s

Simpler Rules for Withdrawing Tax-Deferred Funds

In January 2001, the Internal Revenue Service dramatically simplified distribution rules for tax-deferred retirement plans, allowing retirees to take less money out of their accounts each year--and pay less income tax in the process.

IRAs and 401(k)s

IRAs Could Be Fair Game in Lawsuits

Your retirement nest egg may be more vulnerable than you think.

IRAs and 401(k)s

Offshore Asset Protection Trusts Often Risky and Expensive

Some financial planners and attorneys recommend so-called asset protection trusts for wealthy lawsuit magnets such as doctors or lawyers. But this advice is highly controversial when the assets involved are held in IRAs.