RSS Feeds
Planning for Retirement
Saving for your future; Evaluating pensions and Social Security; Plans for small businesses; Back-up plans and using the house equity for retirement.
PLANNING FOR RETIREMENT
Retirement: With many employers having to contribute recently, smaller plans are at risk.
PLANNING FOR RETIREMENT
A hefty retirement account allows you to stop working sooner, and gives you greater leeway in career decisions.
PLANNING FOR RETIREMENT
You can find them in almost any neighborhood, senior center, retirement village and nursing home; other retirees talk about them in hushed and pitying tones. They are the lonely elderly, seemingly without family, friends or interests. Rich or poor, they sit alone on couches or in front of television sets, isolated from the swirl of activity around them.
PLANNING FOR RETIREMENT
Interviews with hundreds of retirees led Nolo Press Publisher Ralph Warner to conclude that people need more than money to retire well. In fact, Warner found that a balance of good health, solid family relationships, numerous friendships, active learning and outside interests typically mattered far more to retirees than a fat bank balance. Warner says future retirees should consider the following factors:
PLANNING FOR RETIREMENT
A calculation that estimates not just how much you need to save, but also the probability that you will meet your retirement goal.
PLANNING FOR RETIREMENT
Ellen Hoffman has a simple message: It's never too late. No matter how old you are or how little you've saved, you can become retirement-prepared, says the author of "The Retirement Catch-Up Guide" (Newmarket Press, 2000).
PLANNING FOR RETIREMENT
PLANNING FOR RETIREMENT
Their numbers are declining, so nobody talks about them much anymore. But defined benefit plans--the type of pension that offers a set monthly stipend for life--still boast nearly 38 million "active participants," or current workers whose employers offer these plans.
PLANNING FOR RETIREMENT
Diligent saving by middle-aged women is beginning to narrow the pension gender gap, but women are still drastically behind men in saving for retirement, according to a just-released analysis of consumer finance data.
PLANNING FOR RETIREMENT
There's no turning back, so choose carefully .
PLANNING FOR RETIREMENT
Basic questions followed by a checklist.
PLANNING FOR RETIREMENT
Don't count on rising home equity to take the place of a retirement plan. Future retirees are unlikely to see the kind of price appreciation their elders did.
PLANNING FOR RETIREMENT
A look at options for small-business owners. Among things to consider: Will the program be just for the owner or for everyone?
PLANNING FOR RETIREMENT
Like many people in their 30s, Compton resident Vincent Shepherd is trying to juggle his financial goals, including paying off debt, buying a home and investing for retirement.
PLANNING FOR RETIREMENT
Jeff Viner, 41, wants to retire early, so the Long Beach resident's investment portfolio is heavily tilted toward stocks.
PLANNING FOR RETIREMENT
Q: I am changing jobs to a company with no 401(k) plan and a $1,500 yearly contribution to a SEP-IRA. My previous employer had a 401(k) with a 3% matching contribution. Are there any choices out there with pretax benefits to save for my retirement?
PLANNING FOR RETIREMENT
If your 401(k) plan has failed to keep up with other plans in terms of investment choices, or if you are otherwise unhappy with it, you can press for change.
PLANNING FOR RETIREMENT
Until recently, it wasn't easy for workers to get specific advice about managing their 401(k) investments. Most employers shy away from the liability issues involved in giving specific mutual fund recommendations and instead stick to general, one-size-fits-all information about retirement planning.