Entering and Living in Retirement

 

ENTERING & LIVING IN RETIREMENT
By KATHY M. KRISTOF
It's a question reminiscent of the old "Let's Make a Deal" television show: Should working seniors take their Social Security benefits now or choose a less certain course that promises higher monthly benefits later?

ENTERING & LIVING IN RETIREMENT
By KATHY M. KRISTOF
Gloria Moebes is one of millions of workers who are changing the way Americans look at retirement. When she turned 65 last year, she didn't even think about retiring. A bookkeeper at a Fresno-based accounting firm, she loves her work.

ENTERING & LIVING IN RETIREMENT
By KATHY M. KRISTOF
Benefits: The agency moves to make the process simpler and faster for millions of soon-to-be retirees. But it won't be completely automated.

ENTERING & LIVING IN RETIREMENT
By KATHY M. KRISTOF
Eight years after so-called normal retirement age, Thomas Sahms describes himself as "73 years young" and says he can't imagine the day when he'll stop working.

ENTERING & LIVING IN RETIREMENT
By KATHY M. KRISTOF
Bob Solomon turns 65 in November, which will force him to make pivotal financial choices about his pension plan. His employer, National Distributing Co., offers a defined-benefit pension--the kind that provides a monthly income for life.

ENTERING & LIVING IN RETIREMENT
By KATHY M. KRISTOF
Obscure law allows distribution of shares, instead of cash, and sets their value according to the investor's initial cost, not current market price.

ENTERING & LIVING IN RETIREMENT
By LIZ PULLIAM WESTON
Financial planners often say that the most important 10 years in an investor's life are the five years before retirement and the five years immediately after.

ENTERING & LIVING IN RETIREMENT
By KATHY M. KRISTOF
About two years before Adrienne Broadwater planned to retire from her teaching job and join private industry, she got a horrible shock.

ENTERING & LIVING IN RETIREMENT
By LIZ PULLIAM WESTON
She's Making Sure Her IRA Nest Egg Doesn't Hatch Too Quickly