Create a spending plan

From the National Endowment for Financial Education

It's easy for everyday purchases and obligations to get in the way of saving for the future.

One of the best ways to make sure your spending habits don't overwhelm your life goals is to create a spending plan.

A spending plan is not meant to be a strict budget. Instead, it's a guide that will help you take control of your finances.

To create your spending plan, follow these four steps:

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