Biography  

Kathy M. Kristof

Personal Finance

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Recent Columns:
July 5, 2009
New student loan repayment options came just in time for Jeff Zollinger.

June 28, 2009
If you want to know why it's important to know the health of your life insurance company, ask Vince Watson. His daughter, Katie, was left severely disabled and in need of 24-hour care because of a series of tragic errors at a hospital.

June 21, 2009
If you've lost your job, you need to act fast to maintain adequate health insurance.

June 21, 2009
Millions of Americans who are self-employed, working for small businesses or -- increasingly in this economy -- jobless, are facing the difficult and expensive task of buying health insurance on the open market. ¶ The options are dizzying, with premiums, deductibles and co-payments that vary widely among plans and costs that are not always obvious. People who are older may pay more, as may those who have children and women who are of child-bearing age. Anyone who has needed major medical care in the past might be denied a policy altogether or charged significantly more. ¶ Choose the wrong policy and you could wind up without enough coverage to pay for a lengthy hospital stay or an expensive medicine. ¶ We offer tips on navigating this tangled system and, in related stories, alternatives for those who don't qualify for private insurance or can't afford it. ¶ There are seven key elements that consumers must weigh when choosing a health policy. And it's important to understand the interplay between them, said Shannon Fallick, director of consumer affairs at eHealthInsurance in Mountain View, Calif.

June 14, 2009
Are executive salaries too high? Should shareholders have a say in how much chief executives are paid? Should the government?

June 7, 2009
What do you do if the 2008 stock market plunge ravaged your child's college account and you don't have time to build it back up? It may be time to figure out a borrowing plan.

May 31, 2009
The woman ahead of me at the bank looked grim.

May 24, 2009
Mary L. Schapiro has been in the job just a few months, but the Obama administration's new top securities regulator already is pursuing an aggressive agenda that blends souped-up enforcement with new rules designed to give investors more power and advisors more responsibility.

May 17, 2009
About an hour before Charlie Munger, the Oracle of Pasadena, is set to speak, the pilgrims start filling a ballroom at the Pasadena Civic Center.

April 12, 2009
Uncomfortable putting your hard-earned money in stocks -- even after the recent run-up that has helped recover a portion of the last year's losses? That's probably a good sign.