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Does California's credit card law apply to a Mexican boat?

Does California's law against charging a premium for credit cards apply to a Mexican boat?

Phyllis' husband booked a fishing trip out of San Diego. They'd be heading into Mexican waters.

However, the charter company wanted an extra 3% payment for the husband to use his credit card. He said he didn't think that was allowed under California law.

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The charter company said that because a Mexican boat was being used, state law didn't apply.

Phyllis asks: Really?

It's an intriguing question. Mexican boat ... Mexican waters ... a loophole in state law?

For the answer, check out today's Ask Laz video.

If you have a consumer question, email me at asklaz@latimes.com or contact me via Twitter @Davidlaz.

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