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Getting out of a timeshare deal can be no holiday

Janet and her husband have a vacation timeshare, which they like. What they don't like are the annual dues, which have risen to $3,500.

Janet wants to know: If they stop making payments, can the timeshare company place a lien on their home?

ASK LAZ: Smart answers to consumer questions

It seems like lots of people find themselves in a similar position. They sign up for a timeshare thinking it will save money on vacations, and then discover that they're locked in to a system they don't like or are paying far more money than they originally thought.

There can be serious consequences if you stop making payments. As for whether a lien can be placed on your home, check out today's Ask Laz video.

If you have a consumer question, email me at asklaz@latimes.com or contact me via Twitter @Davidlaz.

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