http://www.trbimg.com/img-51535aad/turbine/bs-ed-baseball-letter-20130327 Hating your loan modification? It could be worse - latimes.com http://www.trbimg.com/img-51535aad/turbine/bs-ed-baseball-letter-20130327 http://www.trbimg.com/img-51535aad/turbine/bs-ed-baseball-letter-20130327