Question: What's the point of a home inspector disclosing cosmetic defects? I'm selling my home and just had a "structural" inspection. The report recommended repainting a stain on the ceiling. This stain is not a "structural" problem, but it has started a chain of requests from the buyer to correct cosmetic defects.

Question: I am advertising my house "for sale by owner" but am concerned about the disclosure laws effecting sellers. I'm aware of the requirement to disclose normal building defects, but a friend says I must also inform buyers about the presence of lead paint. Frankly, I haven't the slightest clue whether the paint in my house contains lead, nor would I know how to acquire such information. Please let me know if lead paint disclosure is now a requirement, and if so, what to do about it.