"Comprehensive" auto coverage should protect your car from damage caused by a hurricane, including flood damage.
Ask your agent to make sure you are adequately covered. Raising the deductible may save you money.
Check your insurance policy. Also check to see if you are covered for wind damage and water? Will the policy replace personal items in your car?
Keep important papers safe
Keep copies of your registration papers in your car. Keep the originals in a safe place, with your other important papers.
Always carry these supplies
Here are some supplies you should always carry in your car:Spare tire, properly inflatedSturdy jack, in working orderBottled water -- for drinking or overheated radiatorBooster cablesBasic tools, including screwdrivers, wrenches and a hammerFolding shovel, to dig you out of holes if you get stuckFlashlight and extra batteriesRain gear and extra clothesEmergency flaresFirst-aid kitAdd these supplies if you're driving out of townIf you plan to drive out of the area when a hurricane threatens, you need to make early preparations. Plan to take with you many of the same supplies you would use to stock your home, plus these items:Traveler's checks: Banks and automatic tellers may be closed, out of order or out of cash. Traveler's checks are safer to carry than cash.Identification: If you are going to a shelter, you will need proof of residence.Copies of important papers such as records of insurance, health and birth certificates, deeds and titles.Quiet games or toys for children.Medications.Blankets or sleeping bags.Canned food, can opener.Battery-powered radio.Matches and candles in a plastic bag.Protect your car during the stormIf you're not going to be driving it, here's how to get your car ready to weather the storm:Fill the tank with gasoline. Check oil and water levels.Store your car in a garage or carport.If you're in a flood-prone area, move your car to higher ground.If you must leave your car outdoors, park as close to a building as possible, away from trees or poles that may topple onto it.Make sure the car has an emergency first-aid kit and a tool kit.Stay out of your car during a hurricane. Copyright © 2014, Los Angeles Times