Overrated: Jay Cutler, QB, Chicago Bears

Cutler hasn't been bad, but he isn't the second coming of Sid Luckman, as the Bears hoped he would be when they traded for him in 2009. When Cutler was injured this season, Josh McCown stepped in and didn't miss a beat. So with Cutler's contract expiring this season, the cash-strapped Bears are facing a big decision over whether to keep him.
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