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Meditation Gardens, Yogananda Self-Realization Fellowship center, also known as Swami's, Encinitas, Calif

(Allen J. Schaben / Los Angeles Times)

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California beaches: Cardiff / LaJolla

What's in a name? Tiny Cardiff was named by J. Frank Cullen, who developed the town in 1911, for his wife's homeland, Wales. (The "by-the-Sea" was added later by another developer). La Jolla, on the other hand, means "the jewel" in Spanish, a reminder of California's historic roots. Though the names may suggest different (old) worlds, the two are part of a string of beaches that are magnets for surfers, paddlers, anglers and beachgoers.

A look at the koi pond in the Meditation Gardens, Self-Realization Fellowship Temple and Ashram Center, also known as Swami's, overlooking a popular surf break in Encinitas, Calif.

For more in this series exploring Southern California's beaches, visit our Cruising the Coast page.

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