Question: My credit union was the first of my credit card companies to send me the new chip and PIN card. It's not that I don't trust technology, but I'd like to test the card before I leave for Europe, and I haven't yet found a store that has installed the new scanners. How do I know it will work?
Answer: Nelson won't know, but he may not have to worry because of the way U.S. cards will be handled abroad.
Before we get to that, everyone — traveler and non-traveler alike — should know that they probably will get "smart" credit (and, to a lesser extent, debit) cards this year. Although...