Not all baby boomers are drowning in debt

To the editor: Instead of an article about baby boomers unable to retire because of debt, why not write about those of us who planned well (or had some luck) and did pay off our mortgages? I just made the final payment on my Burbank home, and that $1,400 a month will come in very handy. ("Many seniors trying to retire with a mortgage," Sept. 21) Your examples are depressing and discouraging, but there is hope out there for those who plan accordingly and see their home as a long-term place to live, not as an investment or a cash cow. I can't even imagine having a mortgage like the $4,500-a-month one in the article. At 63, I am lucky, but good planning has been important...