| Sep 7, 2008
How can you tell whether your bank is in hot water?
More people have been asking that question since the collapse of Pasadena mortgage giant IndyMac Bank in July. After the government took over the bank, many customers had to wait in line for hours...
| Aug 15, 2011
| 4:15 PM
The silver lining in all this economic upheaval lately: low interest rates on consumer borrowing.
Mortgage rates are at or near record lows, causing a jump in refinancing. Credit cards rates remain largely flat. And new car loans have been inching...
| Nov 1, 2011
| 6:42 AM
Apparently, consumers have a breaking point — a $5 monthly debit-card fee.
Since news broke late last month that Bank of America planned to introduce such a fee next year, the uproar hasn't abated.
Legislation was introduced in Congress to make it...
| Sep 21, 2011
| 6:30 AM
Almost half of us cut spending in the last 60 days, according to the September Financial Security Index of Bankrate.com that is based in North Palm Beach.
“Forty percent of Americans say they have cut back on spending in the past 60 days due to the...
| Nov 28, 2011
| 8:58 AM
If you think you need to cut back on your holiday spending, rest assured that you are not alone, according to a new Bankrate.com survey released Monday.
A near majority of Americans say they plan to spend less this holiday season, even though shoppers...
| Sep 27, 2011
| 6:25 AM
Here is another reason not to bounce a check: South Florida has the second highest penalty in the nation for writing a check with not enough money in a checking account, according to Bankrate.com.
The personal finance website that is based in North...
| Sep 28, 2011
| 6:28 AM
Northwestern Bank, a Traverse City-based financial inst
itution with several offices around Emmet and Charlevoix counties, recently received a downgrade in the outlook calculated for it by national ratings agency BauerFinancial.
| Oct 17, 2012
| 7:18 AM
Danville has been named one of the top places in the U.S. to retire. On Tuesday, CNN/Money released a list of the “25 Best Places to Retire” and Danville was among the cities named in the article. CNN compiled a list of cities and towns in...
| May 7, 2012
| 10:00 AM
You may think prepaid debit cards are a bargain but realize that all the cards in a recent Bankrate.com survey carried fees -- some of them pricey."If you are going to chose a prepaid card, you need to shop around to find the one with lowest costs,"...
| May 13, 2012
Prepaid debit cards are everywhere these days — and so are their fees.
The cards allow you to load cash onto them and are accepted by businesses just like other types of plastic.
But you might have to pay a fee to activate the card, make ATM...
| Jun 25, 2012
| 9:22 AM
If the standard financial wisdom is true – that surviving a financial catastrophe requires a 6-month cache of emergency savings – then two-thirds of Americans may be in for a nasty surprise.
Only a quarter of U.S. adults have more than six...