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A collection of news and information related to Equifax Incorporated published by this site and its partners.
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Probes launch of hackers who targeted Jay-Z, Beyonce, LAPD chief
L.A. NOWCredit reporting agencies said they are investigating how hackers were able to obtain personal information on a wide array of public figures that included Los Angeles Police Chief Charlie Beck, Jay-Z and Beyonce. The hackers posted detailed financial... -
Consumers need better way to fix credit reporting errors
About 10 million consumers, through no fault of their own, have serious errors on their credit reports, raising troubling questions about people's ability to secure loans and the fairness of interest rates they're charged. In the first study of its...
Tags: Credit and Debt, Mortgages, Federal Reserve, Business, Economy, Business and Finance
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FTC says 5.2% of consumers had significant errors on credit reports
WASHINGTON -- About one in 20 consumers had significant errors on their credit reports that could cause them to pay more for auto loans and other financial products, according to a Federal Trade Commission report released Monday. The study also found...
Tags: Consumers, U.S. Consumer Financial Protection Bureau, Federal Trade Commission, Finance, Economy, Business and Finance
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Specialty credit reporting firms are warned: Give free reports
WASHINGTON -- People need to monitor more than just the three largest credit reporting companies, and some specialty firms that track rent payments, employment history and insurance claims aren't providing a free annual report as required by law, a...
Tags: Consumers, Career and Workplace, Richard Cordray, U.S. Consumer Financial Protection Bureau, Labor Legislation
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FHA rescinds tough new credit restrictions on loan applicants
WASHINGTON — In a policy switch that could be important to thousands of applicants seeking low-down-payment home mortgages, the Federal Housing Administration has rescinded tough new credit restrictions that had been scheduled to take effect Sunday....
Tags: Federal Housing Administration, Credit and Debt, Financial and Business Services, Credit Ratings, Mortgages
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Do multiple credit inquiries hurt FICO scores?
WASHINGTON — In a marketplace where lenders are demanding record-high FICO credit scores — Fannie Mae and Freddie Mac are averaging around 760 on approved mortgages this year — are you a little fuzzy about what can push your scores up or...Tags: Credit and Debt, Real Estate Buyers, Mortgages, Freddie Mac, Larry Nelson
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FHA rule change on 'collection' accounts could hurt home buyers
WASHINGTON — A little-noticed mortgage rule change that took effect April 1 could create hassles for significant numbers of home buyers who plan to use low-down-payment FHA financing this spring. The change affects anyone with one or more...Tags: Federal Housing Administration, Credit and Debt, Real Estate Buyers, Mortgages, Freddie Mac
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Homeowners who 'strategically default' on loans a growing problem
Who is more likely to walk away from a house and a mortgage -- a person with super-prime credit scores or someone with lower scores? Research using a massive sample of 24 million individual credit files has found that homeowners with high scores when...Tags: Credit and Debt, Credit Ratings, Financial and Business Services, The Washington Post, Mortgages
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Mortgage problems are walloping Americans' credit scores
When you do a short sale of a house, or modify the mortgage, is there much of an effect on your credit score? What if you walk away from the mortgage altogether?
A scoring company created by the three national credit bureaus -- Equifax, Experian and...Tags: Credit and Debt, Companies and Corporations, Financially Distressed Companies, Mortgages, Freddie Mac
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Experian to buy Mighty Net of Calabasas for $207.5 million
Money & CompanyCredit report giant Experian is acquiring Calabasas-based Mighty Net, a far smaller rival in the business of selling consumers information about their files at the three large credit trackers -- TransUnion, Equifax and Experian itself. Experian, based... -
Video: David Lazarus on debt help you don't need
Money & CompanyBe wary of any company that wants to charge recurring fees to help lower the amount of money you owe, consumer columnist David Lazarus say.... -
Atty. Gen. Jerry Brown sues credit repair company executives
California ConsumerCalifornia Atty. Gen. Jerry Brown today sued two top officials at a Los Angeles-based credit repair firm, accusing them of ignoring "repeated warnings" to register with his office and post a $100,000 bond. Todd Swick and Michael Sardo are the......
Mar 12, 2013
| Los Angeles Times
Feb 18, 2013
|Column| Los Angeles Times
Feb 11, 2013
|Story| Los Angeles Times
Nov 29, 2012
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Jun 30, 2012
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Jun 10, 2012
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Apr 8, 2012
|Story| Los Angeles Times
Sep 20, 2009
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Sep 13, 2009
|Story| Los Angeles Times
Sep 21, 2010
| Los Angeles Times
Jan 24, 2011
| Los Angeles Times
Sep 30, 2009
| Los Angeles Times
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