| Jun 10, 2013
| 4:27 PM
In June, Goldman Sachs announced the 10,000 Small Businesses Initiative, which will give small business owners in the Los Angeles area a shot in the arm educationally and financially.
The program will provide underserved small business owners access to...
| Feb 19, 2013
| 7:00 AM
Do you know the security code on your credit card? Surprisingly, you probably do.
More than four in 10 people have memorized their security codes, those once-overlooked three- or four-digit numbers on credit cards, according to a new survey.
| Feb 21, 2013
| 12:37 PM
The millennial generation is aggressively whittling down its debt, as young people forgo homes and cars, according to a new study.
The median debt of households headed by people under age 35 fell 29% between 2007 and 2010, according to the analysis from...
| Feb 17, 2013
Dear Liz: A lot of financial advice sites say you should have an emergency fund equal to three to six months of living expenses. What would be considered living expenses? Should you use three to six months of your net take-home pay or a smaller number? Is...
| Jun 7, 2013
| 7:38 PM
Dear Liz: My husband and I have been putting 5% and 6%, respectively, into our 401(k) accounts to get our full company matches. We're also maxing out our Roth IRAs.
The CPA who does our taxes recommended that we put more money into our 401(k)s even if...
| Feb 12, 2013
| 10:35 AM
More than four in 10 Americans are living paycheck to paycheck and nearly one in 10 doesn’t earn enough to pay for essentials, according to a study released Tuesday.
The survey, conducted for the Allstate insurance company by FTI Consulting Inc.,...
| Feb 14, 2013
| 11:04 AM
Small investors should beware of rising interest rates, a regulatory group warned Thursday.
The Financial Industry Regulatory Authority issued an “investor alert” warning individuals that their fixed-income holdings could lose value if...
| May 31, 2013
| 9:13 PM
Dear Liz: My spouse has tenure at a university. Given that one of us will always be employed, should we change the way we look at the amount of money we keep in an emergency fund or our risk tolerance for investments?
Answer: Even tenured professors can...
| May 23, 2013
| 2:01 PM
Believe it or not, something good has happened to brick-and-mortar bookstores. In the first quarter of 2013, more book buyers walked in their doors -- a lot more.
Retail watcher Placed Insights found brick-and-mortar booksellers saw a 27% increase in...
| May 20, 2013
| 1:00 PM
Baby boomers should be reviewing their retirement portfolios once a year and tweaking or re-balancing them, if necessary, says Delia Fernandez, a fee-only certified financial planner.
Fernandez is the founder of Fernandez Financial Advisory in Los...
| May 7, 2013
| 11:37 AM
It’s the new retirement: More than four in 10 Americans think they’ll have to work into their 70s or 80s because they can’t afford to retire, according to a new survey.
One in 10 people expects to toil into their 80s, while 32%...