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Home prices are rising at levels not seen since the real estate boom, but American homeownership remains on the decline. The two trends underscore the nature of the housing rebound: Gains in pricing have been driven significantly by investors, leaving...
About 10 million consumers, through no fault of their own, have serious errors on their credit reports, raising troubling questions about people's ability to secure loans and the fairness of interest rates they're charged. In the first study of its...
Imagine that a federal agency wanted to hurt America's working-class families on purpose. How would it inflict maximum damage? It might start by aggressively marketing homeownership to marginal borrowers. It would tell them that bad credit scores aren't...
If we've learned one thing from the housing downturn, it's that making the monthly mortgage payment is no longer a sacred concept in many American households. In recent years, when facing financial pressure, homeowners have been more likely to let the...
More than a third of potential borrowers would be willing to pay a higher rate if the mortgage came with superior service, according to a new survey. The poll by the Carlisle & Gallagher Consulting Group didn't say how much more the 34% were willing to...
WASHINGTON — If you're underwater and facing financial distress, what might Fannie Mae's and Freddie Mac's new short-sale-reform policies mean for you? Potentially a lot — even if you are current on your mortgage payments and never imagined...
The following is a transcript of President Obama's politically-charged remarks Tuesday afternoon at an Associated Press luncheon framing the general election campaign, as released by the White House. Obama: "Thank you very much. (Applause.) Please have...
Money & CompanyThe Federal Reserve held policy steady after a two-day meeting, citing signs of improved economic growth. The Fed’s post-meeting statement Wednesday was as expected. Most economists figured the central bank wouldn’t announce any new...
Money & CompanyJPMorgan Chase & Co. is paying $153.6 million to settle accusations that it misled investors about mortgage-backed securities it sold just as the financial crisis was beginning. The Securities and Exchange Commission said in a complaint filed in Manhattan...
Top of the TicketTwitter Townhall went on for over an hour....
Money & CompanyThe Federal Reserve’s latest economic-stimulus move tells the markets one thing loud and clear: The Fed wants mortgage rates under 4%, and soon. The central bank, in its post-meeting statement Wednesday, committed to shifting its $1.66-trillion...
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