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Loans

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Top Loans Articles

Displaying items 45-55
  • A housing fix for California veterans

    A housing fix for California veterans
    California voters approved Proposition 12 five years ago, authorizing a $900-million bond issue to help military veterans buy homes and farms. But while the number of returning vets is still high, their interest in buying houses with state-backed low-cost...
  • Consumer Financial Protection Bureau is keeping banks in check

    Consumer Financial Protection Bureau is keeping banks in check
    Michael Barr served as the U.S. Treasury Department's assistant secretary for financial institutions in 2009 and 2010. He oversaw the Obama administration's dealings with Congress in creating the Consumer Financial Protection Bureau. And he's still...
  • Forget too big to fail: Some banks now too small to succeed

    Forget too big to fail: Some banks now too small to succeed
    Most Americans have gotten an earful about the too-big-to-fail banks, which created a financial tsunami that engulfed the world — only to be rewarded with a bailout by Uncle Sam. But what about the little banks caught in the ensuing economic and...
  • Wells Fargo, JPMorgan 2nd-quarter profits beat Wall Street forecasts

    Wells Fargo, JPMorgan 2nd-quarter profits beat Wall Street forecasts
    Wells Fargo & Co. booked a record $5.5 billion in profit during the second quarter despite a dramatic rise in mortgage rates and signs of a slowdown in its refinancing business. The 19% year-over-year jump in earnings for the nation's largest home...
  • Mortgage lender accused of paying illegal bonuses for costlier loans

    Mortgage lender accused of paying illegal bonuses for costlier loans
    WASHINGTON -- The Consumer Financial Protection Bureau on Tuesday sued Castle & Cooke Mortgage, accusing it of paying illegal bonuses to employees who steered home buyers toward higher-interest loans. The suit marks the first time a company has been...
  • Part-time earnings may not count when seeking a mortgage

    Part-time earnings may not count when seeking a mortgage
    WASHINGTON — It's an issue that hasn't gotten much attention but should be a red alert for first-time buyers and others who supplement their incomes with part-time work: Though part-time earnings are playing an increasingly important role in the...
  • After slimming down, Bank of America focuses on growth

    After slimming down, Bank of America focuses on growth
    The state of California and the Bank of America have a lot in common, says BofA Chief Executive Brian Moynihan. Both were all but written off by critics as the economy tanked. Both endured painful budget cuts and remain hampered by unemployment and...
  • Does paying off a no-interest loan early help credit scores?

    Does paying off a no-interest loan early help credit scores?
    Dear Liz: Two years ago, my husband was denied a revolving $12,000 line of credit. The credit reporting agency indicated that denial was based on "little revolving usage, insufficient or no bank lines, and insufficient open accounts with zero balances."...
  • FHA eases rules for some borrowers after bankruptcy, foreclosure

    FHA eases rules for some borrowers after bankruptcy, foreclosure
    The Federal Housing Administration wants to make it easier for people who have defaulted on their mortgages to get a new home loan with FHA backing. But there's a catch. To qualify for the break, borrowers must show that their foreclosure or...
  • Some jumbo loans are now even cheaper than conforming mortgages

    Some jumbo loans are now even cheaper than conforming mortgages
    With mortgage rates rising to levels not seen for two years, it's hard work finding a great deal on a home loan — unless you're rich enough to need a jumbo mortgage. These loans on steroids certainly aren't for everyone: Jumbos are defined as...
  • JPMorgan Chase exits student loan business: 'No meaningful growth'

    JPMorgan Chase exits student loan business: 'No meaningful growth'
    Citing a large drop-off in private student loan originations, a JPMorgan Chase & Co. spokeswoman confirmed Friday that the bank would stop issuing student loans Oct. 12. "Over the last five years, students have increasingly relied on government-backed...