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A collection of news and information related to Federal Housing Administration published by this site and its partners.

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    Jun 7, 2013 |Story| Los Angeles Times

  1. FHA could stop charging extra interest on mortgage payoffs

    WASHINGTON — Pressured by consumer protection regulators, the Federal Housing Administration is expected to end one of its most controversial practices: charging borrowers interest on their home mortgages for weeks after they've paid off the entire principal balance.
    WASHINGTON — Pressured by consumer protection regulators, the Federal Housing Administration is expected to end one of its most controversial practices: charging borrowers interest on their home mortgages for weeks after they've paid off the...

    Tags: Benjamin L. Cardin, Services and Shopping, Real Estate, U.S. Consumer Financial Protection Bureau, Consumers

    2. May 17, 2013 |Story| Los Angeles Times

  2. Short sales routinely show up in credit reports as foreclosures

    WASHINGTON — Are large numbers of homeowners who have negotiated short sales with lenders at risk because of a startling omission in the American credit system? Do their credit reports and scores indicate that they were foreclosed upon, rather than having negotiated a mutually agreeable resolution with their lender?
    WASHINGTON — Are large numbers of homeowners who have negotiated short sales with lenders at risk because of a startling omission in the American credit system? Do their credit reports and scores indicate that they were foreclosed upon, rather...

    Tags: Services and Shopping, U.S. Consumer Financial Protection Bureau, Real Estate, Consumers, Finance

    3. May 3, 2013 |Story| Los Angeles Times
  3. |Story
    4. Apr 26, 2013 |Column| Los Angeles Times

  4. Lifestyle is keeping budget goal out of reach

    Dear Liz: My husband and I are recovering from a job loss four years ago. We used up all our savings and home equity. My husband is now employed, but we are struggling to keep ahead even with a salary of about $100,000. I was a stay-at-home mom for the...

    Tags: Finance, Budgets and Budgeting, Economy, Business and Finance, Fannie Mae, AAA

    5. Apr 25, 2013 |Story| Los Angeles Times

  5. Mortgage rates fall for 4th straight week; 15-year at record low

    U.S. mortgage rates fell for a fourth consecutive week and the average rate for a 15-year loan hit a new record low, the latest survey of lenders shows.
    U.S. mortgage rates fell for a fourth consecutive week and the average rate for a 15-year loan hit a new record low, the latest survey of lenders shows. The average rate on a 30-year fixed-rate mortgage was 3.40%, down from 3.41% last week, according to...

    Tags: Services and Shopping, Freddie Mac, Real Estate, Homes, Financial and Business Services

    6. Apr 11, 2013 |Story| Los Angeles Times

  6. Freddie Mac: 30-year mortgage at 3.43%, lowest since January

    Mortgage rates are at their lowest level since January, the widely watched Freddie Mac survey shows, with the average for a 30-year fixed-rate loan dropping to 3.43% this week from 3.54% a week ago.
    Mortgage rates are at their lowest level since January, the widely watched Freddie Mac survey shows, with the average for a 30-year fixed-rate loan dropping to 3.43% this week from 3.54% a week ago. The survey of rates lenders are offering to solid...

    Tags: Freddie Mac, Labor Markets, Federal Reserve, Finance, Financial and Business Services

    7. Apr 10, 2013 |Story| Los Angeles Times

  7. Obama budget projects $943-million bailout for key housing agency

    WASHINGTON -- The Obama administration's proposed budget projects the  Federal Housing Administration will need a $943-million bailout this year to stabilize its shaky long-term finances.
    WASHINGTON -- The Obama administration's proposed budget projects the  Federal Housing Administration will need a $943-million bailout this year to stabilize its shaky long-term finances. The agency, whose mortgage insurance business increased...

    Tags: Finance, Budgets and Budgeting, Financial and Business Services, Economy, Business and Finance, Mortgages

    8. Mar 4, 2013 |Story| Los Angeles Times

  8. Fannie Mae, Freddie Mac to merge some functions in new company

    WASHINGTON — The federal regulator for Fannie Mae and Freddie Mac took the first major step toward possibly shutting down the taxpayer-rescued firms by deciding to merge some functions of the mortgage financing giants into a new company.
    WASHINGTON — The federal regulator for Fannie Mae and Freddie Mac took the first major step toward possibly shutting down the taxpayer-rescued firms by deciding to merge some functions of the mortgage financing giants into a new company. The...

    Tags: Government, National Government, Freddie Mac, Finance, Politics

    9. Mar 1, 2013 |Story| Los Angeles Times

  9. When the government backs mortgages

    How should we reform our broken housing finance system? To what extent should the federal government continue to provide guarantees for mortgage financing, such as the ones it provides for Fannie Mae and Freddie Mac? With Fannie and Freddie in a federal conservator ship that has already cost taxpayers more than $140 billion, it's politically popular to suggest that the answer is "not much."
    How should we reform our broken housing finance system? To what extent should the federal government continue to provide guarantees for mortgage financing, such as the ones it provides for Fannie Mae and Freddie Mac? With Fannie and Freddie in a federal...

    Tags: Services and Shopping, Freddie Mac, Real Estate, Finance, Economy, Business and Finance

    10. Feb 14, 2013 |Story| Los Angeles Times

  10. Freddie Mac: 30-year fixed mortgage holds steady at average 3.53%

    Mortgage rates held steady this week, Freddie Mac’s survey of lenders showed, with the 30-year fixed-rate loan at an average of 3.53% for the third week in a row – a great deal for those able to take advantage.
    Mortgage rates held steady this week, Freddie Mac’s survey of lenders showed, with the 30-year fixed-rate loan at an average of 3.53% for the third week in a row – a great deal for those able to take advantage. The average rate for a 15-year...

    Tags: Real Estate Buyers, Services and Shopping, Freddie Mac, Real Estate, Financial and Business Services

    11. Feb 13, 2013 |Story| Los Angeles Times

  11. Government wins round in suit accusing Wells Fargo of FHA abuse

    A government lawsuit accusing No. 1 home lender Wells Fargo & Co. of defrauding a federal mortgage-insurance program is shaping up as a knock-down battle between the San Francisco bank and the U.S. Justice Department.
    A government lawsuit accusing No. 1 home lender Wells Fargo & Co. of defrauding a federal mortgage-insurance program is shaping up as a knock-down battle between the San Francisco bank and the U.S. Justice Department. Wells Fargo lost a round Monday,...

    Tags: Financial and Business Services, Mortgages, U.S. Department of Justice

    12. Jan 11, 2013 |Story| Los Angeles Times

  12. Wells Fargo earnings beats expectations as loans grow, fees rise

    Wells Fargo & Co.’s 25% gain in fourth-quarter earnings provides welcome news for the economy, with the U.S.'s fourth-largest bank showing solid increases in overall consumer and commercial lending and setting aside less cash for potential defaults.
    Wells Fargo & Co.’s 25% gain in fourth-quarter earnings provides welcome news for the economy, with the U.S.'s fourth-largest bank showing solid increases in overall consumer and commercial lending and setting aside less cash for potential defaults....

    Tags: Credit Ratings, Finance, Financial and Business Services, Economy, Business and Finance

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Federal Housing Administration Photos
A foreclosure sign sits atop a for sale sign in front o...
(December 26, 2012)
Foreclosure
The Federal Housing Authority guarantees mortgages, esp...
(February 15, 2012)
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 » All 6 Federal Housing Administration photos