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Regulatory Policy and Organizations
Dave Jones for state insurance commissioner
Dave Jones for state insurance commissioner

The two candidates running for state insurance commissioner present a stark contrast. The incumbent, Democrat Dave Jones, has used his regulatory authority to push insurers to slow the growth of premiums for auto, home and other property and casualty insurance. His challenger, Republican state Sen. Ted Gaines of Roseville, isn't convinced that the insurance commissioner should have the power to pass judgment over premiums. Gaines is an insurance agent, and that job may give him valuable insights into the industry. But Jones is the only sensible choice to oversee it. Four years after the Legislature required all drivers to carry insurance, Californians voted in 1988 to require auto...