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Private insurance vs. FEMA
In Miami-Dade County, FEMA money paid to individuals has matched private insurance claims almost dollar-for-dollar. In other South Florida counties, FEMA payments represent a fraction of the private claims.
County Estimated Damage Covered by Private Insurers
Money Paid By FEMA to Individuals
Sources: Florida Office of Insurance Regulation, FEMA. Private insurance estimates are as of Oct. 1. FEMA amounts are as of Oct. 8.