Best travel insurance for older travelers
Here are some of the best travel insurance providers that offer solid travel coverage for older travelers and AARP members. You can also read our entire article covering the best travel insurance for seniors in 2024.
AARP travel insurance cost example
To qualify for AARP membership you must be 50 or older and, therefore, be considered a senior citizen.
Age is the biggest determining factor for the cost of travel insurance plans for seniors. It’s no secret that older travelers end up paying for travel insurance due to their age and increased risk of accidents, injuries, and health complications while traveling.
To illustrate this, we broke down the average cost of travel insurance for people old enough to qualify for AARP membership*.
Traveler Age Range |
Average Cost of Travel Insurance |
50-54 |
$289 |
55-59 |
$246 |
60-64 |
$485 |
65-69 |
$569 |
70-74 |
$741 |
75-79 |
$615 |
80-84 |
$794 |
85+ |
$719 |
*Based on internal sales data from 09/2023 - 09/2024
Bottom Line
While AARP doesn’t sell travel insurance directly or offer any notable discounts on travel insurance for AARP members, their travel guides section does still recommend that senior travelers opt for travel insurance. This is especially true when taking trips abroad as US health insurance, Medicare, and Medicaid offer relatively no coverage outside of the United States.
Despite travel insurance costing more for older travelers, seniors can still get comprehensive travel coverage for affordable prices if they shop around. Using comparison services like Squaremouth allows you to see plans from multiple providers side by side and choose the best deal.
If you aren’t looking for benefits like full trip reimbursement if you need to cancel, travel delay and baggage coverage, and emergency travel medical insurance, then the AARP member discount for MedJet Assist may be worth considering. Just remember that MedJet only offers medical evacuation and transport services.
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