Private insurance vs. FEMA
In Miami-Dade County, FEMA money paid to individuals has matched private insurance claims almost dollar-for-dollar. In other South Florida counties, FEMA payments represent a fraction of the private claims.
County Estimated Damage Covered by Private Insurers
Money Paid By FEMA to Individuals
Palm Beach$386.2 million
St. Lucie$275.7 million
Indian River$214.2 million
Sources: Florida Office of Insurance Regulation, FEMA. Private insurance estimates are as of Oct. 1. FEMA amounts are as of Oct. 8.