What are gas credit cards?
Gas rewards credit cards work like other credit cards but they let you earn cash back or points on your gas purchases. Some give you a discount at the pump (these are typically branded with the specific station) while others give you points or cash-back rewards on your total purchase.
Types of gas credit cards
General cards with gas rewards
Some rewards cards have gas station purchases as a category to earn cash back or points on, but they also tend to earn rewards in other categories like groceries or dining. Most of the cards on this list fall into this category.
Co-branded gas cards
Co-branded gas cards, or gas loyalty cards, are affiliated with specific gas brands, and they may offer per-gallon discounts on gas as well as in-store perks. Note that these cards are typically store-branded, so you can’t use them for regular spending and bills.
How much can you save with a gas card?
Let’s consider the Blue Cash Everyday card, which offers 3% back on up to $6,000 spent at gas stations each year (then 1%).
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If you spend $50 a week on gas, you’ll earn $1.50 back per week, totaling $78 in cash back over the year.
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If you spend $80 a week on gas, you’ll earn $2.40 back per week, totaling almost $125 back over the year.
Pros and cons of gas credit cards
Choosing the best gas credit card for you
As you compare gas cards, you’ll want to look at all the factors that matter the most to you.
The following tips can help you pick the best credit card for your needs:
How we selected the best gas rewards cards
The best gas rewards cards that made our ranking offer exceptional bonus rewards on gas as well as other types of spending. We looked for cards with the highest rewards rate on gas purchases specifically, but we also compared hundreds of cards to look for bonus category rewards, intro APR offers, and other cardholder perks.
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