Our top picks for the best Italy travel insurance
Advertiser Disclosure
Why We Like It
Tin Leg is known for offering high-quality travel insurance coverage at a competitive, reasonable price.
All Tin Leg policies have an A- rating or better for their financial strength from AM Best. We like the Tin Leg Gold plan because it offers great medical and evacuation coverage limits at an affordable price.
This plan comes automatically with trip cancellation and interruption coverage for coronavirus and other covered instances, as well as up to $500,000 in emergency medical expense protection and up to $500,000 in coverage for emergency medical evacuation, just in case something were to happen while on your Italy trip.
You may also qualify for travel delay protection, baggage insurance, and insurance that protects against missed connections on your way to Italy.
Read our full review
- Excellent primary coverage for medical expenses
- High limit for emergency evacuation coverage
- Optional cancel for any reason (CFAR) coverage available
- Comes with coverage for hurricanes and inclement weather
- Coverage for pre-existing conditions is available if purchased within 14 days of the trip deposit
- Baggage delay coverage requires a 24-hour waiting period
- Low coverage limits for baggage and personal effects
Why We Like It
Generali Global Assistance offers high coverage limits for medical expenses, emergency dental expenses, emergency medical evacuation coverage, and more for your trip to Italy.
This travel insurance provider offers three tiers of travel insurance coverage to suit your needs:
- Standard plan
- Preferred plan
- Premium plan
If you’re looking for basic coverage at an affordable price point, the Standard plan may be just what you need. This plan offers coverage for up to 100% of the insured trip cost for cancellation and up to 125% of the insured trip cost for interruption. It also offers $1,000 per person in baggage coverage, up to $50,000 in medical coverage, and $250,000 in medical evacuation coverage.
This plan can help ensure you and your traveling companions are covered in case something would happen on your travels to and around Italy.
Read our full review
- Lowest cost of all Generali Global Assistance plans
- 24/7 emergency travel assistance included
- Telemedicine included
- Lower coverage than other Generali plans
- Pre-existing conditions are not covered by the Standard plan
- No coverage for accidental death and dismemberment during on-land travel
Why We Like It
Travel Insured International offers two plans, Worldwide Trip Protector Edge and Worldwide Trip Protector. Of these two, we recommend the Worldwide Trip Protector plan for your trip to Italy due to its superior coverage.
Worldwide Trip Protector covers 100% of the insured trip cost due to cancellation, 150% of the insured trip cost due to interruption, as well as $1,500 for trip delays and $500 for baggage delays after only 3 hours. It also includes $100,000 worth of secondary medical coverage and $1 million worth of evacuation coverage. it also offers $150,000 worth of non-medical evacuation coverage, which provides transportation during a natural disaster or during civil or political unrest.
Read our full review
- Travel delay coverage kicks in after just six hours
- Generous $150,000 non-medical evacuation coverage
- 24/7 emergency travel assistance included
- CFAR and IFAR coverage not included
- Baggage delay coverage only kicks in after 12 hours
- No rental car coverage
Why We Like It
Since AXA Assistance USA offers three coverage levels, you can tailor your policy for Italy to suit your needs and budget. These levels are:
- Silver
- Gold
- Platinum
We recommend the Platinum plan from AXA Assistance USA for your trip to Italy because it includes trip cancellation coverage worth up to 100% of non-refundable travel expenses and $1,250 in travel delay coverage. It also offers $1 million in medical evacuation protection, $250,000 in insurance for medical expenses, $100,000 in coverage for non-medical emergency evacuation, and more.
Read our full review
- High coverage limits in every category. Extremely comprehensive
- Includes identity theft coverage & non-medical evacuation coverage
- CFAR coverage reimburses 75% of prepaid travel expenses
- Coverage cannot be extended unlike other plans
- Medical limit is lower than other cheaper plans, but still sufficient
Why We Like It
We like IMG Global because it offers a variety of plans you can purchase up until the day before you depart for your trip to Italy.
The iTravelInsured Travel SE plan comes with plenty of benefits for families and groups who need to secure coverage for an affordable price. Individuals up to the age of 99 can purchase a plan.
This plan will cover trips lasting up to 180 days, meaning you can spend almost 6 months at your destination and be covered the entire time. It includes trip cancellation coverage worth up to 100% of the trip cost and travel interruption coverage worth up to 150% of the trip cost. Other coverage benefits include up to $2,000 for trip delays, up to $250,000 for emergency medical expenses, and up to $500,000 for emergency evacuation and repatriation of remains.
- Purchase your plan up until one day before you depart
- Generous limits for trip delays, emergency evacuation, and more
- Pre-existing condition waiver available if purchased within 20 days of initial trip deposit
- 24/7 emergency travel assistance included
- Coronavirus-related medical expenses covered
- Plan gets notably more expensive with age
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travel assistance included"},{"text":"Coronavirus-related medical expenses covered"}],"con":[{"text":"Plan gets notably more expensive with age"}],"page_slug":"/insurance/guides/travel-insurance-italy","title":"Best Travel Insurance for Italy","best_for":"Best for Last-Minute Coverage","why_we_like_it":"We like IMG Global because it offers a variety of plans you can purchase up until the day before you depart for your trip to Italy.\n\nThe iTravelInsured Travel SE plan comes with plenty of benefits for families and groups who need to secure coverage for an affordable price. Individuals up to the age of 99 can purchase a plan.\n\nThis plan will cover trips lasting up to 180 days, meaning you can spend almost 6 months at your destination and be covered the entire time. It includes trip cancellation coverage worth up to 100% of the trip cost and travel interruption coverage worth up to 150% of the trip cost. Other coverage benefits include up to $2,000 for trip delays, up to $250,000 for emergency medical expenses, and up to $500,000 for emergency evacuation and repatriation of remains.","full_policy_detail_title":"Full Policy Details","full_policy_detail":"","bottom_line":"","full_review_permalink":"","go_to_review_label":"","go_to_review_url":"","order":5}]
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