When you buy something using links found on our site, we may earn a small affiliate commission. This content is reviewed & supervised by The Los Angeles Times.

Best Travel Insurance Companies & Plans in 2024

Explore with confidence. Protect your adventure with a customized travel insurance policy.
Plane
Compare and Buy Travel Insurance
Globe
  • Travel insurance is definitely worth the expense, especially when your trip is to a foreign country where US medical insurance may not cover you if there is an accident.
  • By researching the top-selling travel insurance policies of the last year and studying the coverage levels, we concluded that the best travel insurance plans come from Seven Corners, Generali, Tin Leg, IMG, & Trawick. (Skip ahead to view these plans)
  • Over the last year, these plans were the most popular plans among visitors and stand out for their robust coverage and affordability.
  • Each of them represents great value for the money and is rated A or better for its financial strength, meaning they are safe to book with.
  • When opting for travel insurance, everyone wants the best plan possible. However, the definition of what’s best can change depending on the type of trip you are taking, the coverage offered, limits, and more. Therefore, we made sure that all of the plans listed below are great choices for travelers of any age, trips foreign & domestic, and cover diverse travel scenarios.
  • We recommend using a comparison tool to save time and get quotes from multiple providers at once. This will allow you to review policies and prices side-by-side to make sure are getting the best plan for your needs at a fair price.

“Best” can mean many different things when it comes to travel insurance. However, opting for the most comprehensive plans is always a good bet.

All of the plans we chose for our best travel insurance list include solid coverage for each of the following scenarios:

  • Emergency medical care
  • Emergency medical evacuation
  • Repatriation
  • Accidental death & dismemberment
  • Trip cancellation
  • Trip interruption
  • COVID-19 coverage
  • Travel delays (for you & your items)
  • Damage or loss of baggage & belongings

Below you can see the top travel insurance policies and providers for this year as well as a detailed overview of why we chose them, what the plan includes, and who we think it best fits.

Apart from this, we will also cover

Without further ado, here is our list of top providers and why we like them.

Compare best travel insurance companies

Advertiser Disclosure
Plan Name
Customer Satisfaction Rating
Medical / Medevac Limits
Cancellation / Interruption Limits
View Pricing
$500,000 / $1,000,000
100% trip cost / 150% trip cost
GET A QUOTE via Squaremouth’s secure website
$15,000 / $150,000
100% trip cost / 100% trip cost
GET A QUOTE via Squaremouth’s secure website
$500,000 / $500,000
100% trip cost / 150% trip cost
GET A QUOTE via Squaremouth’s secure website
$250,000 / $500,000
100% trip cost / 150% trip cost
GET A QUOTE via Squaremouth’s secure website
$100,000 / $500,000
100% trip cost / 150% trip cost
GET A QUOTE via the Faye website

Our picks for the top travel insurance plans of 2024

Advertiser Disclosure

Best Overall

Full Policy Details

Seven Corners

4.37
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Trip Protection Choice
Covers COVID
YES
Medical & Evacuation Limits Per Person
$500,000 / $1,000,000
Why We Like It

Editor's take

If you are looking for comprehensive travel insurance, the Trip Protection Choice plan from Seven Corners is an excellent choice. In fact, the Trip Protection Choice plan is our top-selling travel insurance policy thanks to its high coverage limits, customizable add-ons, excellent 24-hour customer service, and a 14-day money-back guarantee. This plan is neither the cheapest nor the most expensive, but it offers solid coverage for an affordable price.

Trip Protection Choice plan can easily cover and reimburse you for things like:

  • Overall trip cost
  • Travel delays & stipends
  • Baggage & equipment loss/damage
  • Emergency medical expenses
  • Emergency medical evacuation
  • Accidental death or dismemberment
  • Repatriation of remains

It’s also worth noting that this is the only plan on our list of the best travel insurance plans for 2024 that offers **non-medical evacuation coverage**.

The Trip Protection Choice offers extensive coverage for trip cancellation and interruption including a wide range of valid reasons for claiming trip cancellation and interruption benefits. It covers you for 100% of the trip cost if you cancel and 150% of the trip cost in case of interruptions. This coverage alone offers you incredible flexibility in case of unexpected inconveniences.

Regarding medical coverage, Seven Corners’ Trip Protection Choice plan offers $500,000 for emergency medical coverage and $1m in medical evacuation and repatriation coverage per person. It also covers medical expenses related to Covid-19. The plan’s primary medical coverage also means there is no deductible, and you won’t have to pay out of pocket if any medical emergencies occur during your trip.

The Trip Protection Choice plan also provides coverage for other travel-related incidents such as:

  • Travel Delays: up to $2,000
  • Missed Connections: up to $1,500
  • Baggage Delays: up to $500
  • Baggage Loss: up to $2,500

You can tailor your plan with optional add-ons to include coverage for Cancel for Any Reason, Interruption for Any Reason, rental car damage, sports equipment rental, and event ticket protection.

Keep in mind, that you also get 24-hour assistance service, providing round-the-clock support should you encounter any issues during your trip. With a free look period of up to 14 days after purchase, you can review your policy and request a full refund should it not meet your needs.

PROS

  • Offers coverage for pre-existing conditions
  • Money-back guarantee
  • Cancellation & Interruption coverage standard
  • Covers action sports & equipment

CONS

  • Cancel for any reason not included standard
  • Must meet waiver for pre-existing conditions to be covered

Covers Pre-Existing Conditions

Berkshire Hathaway Travel Protection

4.32
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
ExactCare Value
Covers COVID
YES
Medical & Evacuation Limits Per Person
$15,000 / $150,000
Why We Like It

Editor's take

Why We Like It

Best for "A Bit of Everything"

Full Policy Details

Tin Leg

4.6
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Gold
Covers COVID
YES
Medical & Evacuation Limits Per Person
$500,000 / $500,000
Why We Like It

Editor's take

The Tin Leg Gold plan is our 3rd most popular travel insurance policy of 2024. It continually ranks as one of the cheapest policies but offers high medical benefits and comprehensive cancellation coverage. This plan is specifically designed for travelers who want coverage for a bit of every scenario while traveling. However, it places high importance on your health while traveling.

The Gold plan’s impressive medical coverage includes a $500,000 limit for both primary emergency medical assistance and medical evacuation assistance – ensuring you can get the treatment you need and are returned home safely should anything happen while away. Best of all, the primary coverage means no deductibles or out-of-pocket expenses. Tin Leg will pay the bills for you.

Another major highlight of the Gold plan is its coverage of Pre-Existing Conditions. If you purchase Tin Leg Gold within 14 days of booking your trip and insuring the full trip cost, pre-existing conditions will be covered under the plan limits. This makes the plan great for older travelers or those who may have a flare-up.

At a glance, the following medical coverage comes standard:

  • Emergency medical assistance
  • Medical evacuation & repatriation
  • Accidental death & dismemberment
  • Medical coverage for COVID-19 sickness
  • Pre-existing conditions (when meeting waiver criteria)
  • Sports & adventure (exclusions apply)

The great coverage doesn’t stop at solely medical care. Another strong suit of the Tin Leg Gold plan is the Cancellation coverage which can reimburse you for up to 100% of the trip cost if you cancel or 150% of the trip cost if your travel is interrupted – due to reasons included in the policy.

Examples of some covered reasons for cancellation include:

  • Medical reasons
  • COVID-19 sickness
  • Inclement weather
  • Terrorism
  • and more…

Other notable travel benefits that manage to cover a bit of everything include coverage for:

  • Travel Delays
  • Missed Connections
  • Baggage delay/damage/loss
  • Sports gear/equipment delay/damage/loss
  • Optional Cancel For Any Reason cover

However, if travel delay & baggage coverage are extra important to you, it’s good to note that this plan has lower limits for reimbursement than other plans on our list when it comes to these scenarios. That said, it also offers higher medical limits at a fraction of the price of other providers. So, it’s up to you and your needs.

With a 14-day money-back guarantee and 24-hour travel assistance service, Tin Leg Gold goes above and beyond to ensure customer satisfaction and support. This policy truly stands out as a top choice for travelers who prioritize their well-being and want comprehensive coverage for their trips.

PROS

  • Excellent primary coverage for medical expenses
  • High limit for emergency evacuation coverage
  • Optional cancel for any reason (CFAR) coverage available
  • Comes with coverage for hurricanes and inclement weather
  • Coverage for pre-existing conditions is available if purchased within 14 days of the trip deposit

CONS

  • Baggage delay coverage requires a 24-hour waiting period
  • Low coverage limits for baggage and personal effects

Best for International Coverage on a Budget

Full Policy Details

IMG

4.24
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
iTravelInsured Travel SE
Covers COVID
YES
Medical & Evacuation Limits Per Person
$250,000 / $500,000
Why We Like It

Editor's take

The IMG iTravelInsured Travel SE plan comes in as our 5th most-sold plan and is great for those looking for a budget policy with high enough coverage for international travel. It provides solid benefits for accidents & illnesses, baggage coverage, rental car damage cover, missed trip connections, and change fees.

In terms of medical coverage, this plan includes primary medical coverage with no deductibles. You’ll get limits of $250,000 per person for emergency medical coverage (that includes COVID-19 illness) and medical evacuation & repatriation coverage of $500,000 per person. It also covers Pre-Existing Conditions if purchased within 20 days of the trip deposit. Accidental Death coverage is provided with a higher-than-average limit of $25,000 per person.

The plan also provides comprehensive coverage for various scenarios relating to trip cancellation & trip interruption. You can be reimbursed for up to 100% of total trip costs for canceling or 150% of total trip costs for interruptions due to covered reasons.

Examples of covered reasons for canceling include:

  • Medical Reasons
  • Work Reasons
  • Hurricane and weather conditions,
  • Terrorism,
  • Personal Financial Default
  • Employment Layoff

For pet owners, this plan offers additional cancellation or Interruption benefits if your pet or service animal becomes sick, injured, or dies.

In case of travel delay, the plan allows you to extend the duration of your plan until you can return home. Other coverage for travel mishaps include:

  • Travel Delays
  • Baggage Delays
  • Damage or loss of bags/personal items
  • Missed Connections

Other benefits of the plan include rental car damage coverage of up to $40,000, a 10-day money-back guarantee, and a 24-hour assistance service. Several sports activities are covered under the plan as well as sports equipment.

Overall, the IMG iTravelInsured Travel SE plan offers extensive coverage at an affordable price, making it a top choice for international travelers.

PROS

  • Purchase your plan up until one day before you depart
  • Generous limits for trip delays, emergency evacuation, and more
  • Pre-existing condition waiver available if purchased within 20 days of initial trip deposit
  • 24/7 emergency travel assistance included
  • Coronavirus-related medical expenses covered

CONS

  • Plan gets notably more expensive with age

Best for Customer Service

Full Policy Details

Faye Travel Insurance

4.5
GET A QUOTE via the Faye website
Preferred Plan
Faye Travel Protection Plan
Covers COVID
Yes
Medical & Evacuation Limits Per Person
$100,000 / $500,000
Why We Like It

Editor's take

Faye is a new travel insurance disruptor that offers an innovative solution to travel insurance with a digital-first approach. What sets them apart is their user-friendly solution to a traditionally bureaucratic system. With Faye, users can manage everything online or via the Faye app – including the entire booking and claims process. Although it’s a newer provider in the travel insurance industry, Faye is already rising as a fan favorite among young, tech-savvy travelers and digital nomads who want quick, convenient, and reliable travel insurance without having to go through an agent.

Apart from their online-first approach, Faye is easy to use and caters to all types of travelers including those who may want help via phone support.

Another feature that sets Faye apart from the competition is their plan offerings. Faye offers one base plan with an array of comprehensive coverage and optional add-ons to customize your plan.

Potential Add-ons include:

  • Pet care
  • Rental car care
  • Cancel for any reason
  • Vacation rental damage
  • Adventure & extreme sports

If you are looking for a convenient and cost-effective way to insure your vacation, consider opting for Faye travel insurance. *Note: Coverage limits and availability may vary by state of residence.

PROS

  • Friendly agents
  • Easy-to-use mobile app
  • Fast reimbursements for eligible claims
  • Prompt replies to questions

CONS

  • Long wait times for reimbursement
  • Difficulty reaching Faye outside of email & virtual chat
Passport and Plane Ticket

Compare Plan Coverage

Medical Emergencies

Provider & Policy Trawick
Safe Travels Voyager
Seven Corners
Trip Protection Choice
Generali
Standard
Tin Leg
Gold
IMG
iTravelInsured Travel SE
Type of medical coverage Primary Primary Secondary Primary Primary
Emergency Medical $250,000 $500,000 $50,000 $500,000 $250,000
Medical Evacuation & Repatriation $1 million $1 million $250,000 $500,000 $500,000
Covers COVID YES YES YES YES YES
Pre-Existing Conditions NO Waiver Available NO Waiver Available Waiver Available
Extension Of Coverage YES YES NO YES YES
Non-Medical Evacuation NO $20,000/person NO NO NO

Cancellation, Interruptions & Delays

Provider & Policy Trawick Safe
Travels Voyager
Seven Corners
Trip Protection Choice
Generali
Standard
Tin
Leg Gold
IMG
iTravelInsured Travel SE
Trip Cancellation 100% trip cost 100% trip cost 100% trip cost 100% trip cost 100% trip cost
Trip Interruption 150% trip cost 150% trip cost 125% trip cost 150% trip cost 150% trip cost
Travel Delays 6+ hours 6+ hours 10+ hour 6+ hours 12+ hours
Missed Connection 3+ hours
Cruise & tour only
3+ hours
Cruise and tour only
3+ hours
Cruise & tour only
3+ hours 6+ hours
Baggage Loss YES YES YES YES YES
Baggage Delay 8+ hours 6+ hours 24+ hours 24+ hours 12+ hours

Accidental Death

Provider & Policy Trawick
Safe Travels Voyager
Seven Corners
Trip Protection Choice
Generali
Standard
Tin Leg
Gold
IMG
iTravelInsured Travel SE
24 Hour AD&D $25,000/person $20,000/person NO $10,000/person NO
Flight Only AD&D $50,000/person NO $50,000/person
$100,000 policy limit
NO NO
Common Carrier AD&D NO $40,000/person NO NO $25,000/person

Sports & Adventure

Provider & Policy Trawick
Safe Travels Voyager
Seven Corners
Trip Protection Choice
Generali
Standard
Tin Leg
Gold
IMG
iTravelInsured Travel SE
Sports & Activities Some are covered Some are covered NO Some are covered Some are covered
Sports Equipment Loss NO YES NO YES YES
Sports Equipment Delay NO NO NO NO NO
Sports Fees YES NO NO NO NO

Other Benefits

Provider & Policy Trawick
Safe Travels Voyager
Seven Corners
Trip Protection Choice
Generali
Standard
Tin Leg
Gold
IMG
iTravelInsured Travel SE
Rental Car Damage $35,000/person NO NO NO $40,000 policy limit
Money Back Guarantee 10-day 14-day 10-day 14-day 10-day
24 Hour Assistance Service YES YES YES YES YES
Cancel For Any Reason Optional Add-on Optional Add-on Optional Add-on Optional Add-on No coverage

How we selected the best travel insurance

  1. To answer the burning question of what is the best travel insurance?, we started by looking at the most sold plans over the last year – understanding that plans are popular for a reason.
  2. From there, we selected only travel insurance providers that have 4-stars and above for customer satisfaction and a financial strength rating of A or better.
  3. From there, we compared policy details, coverage options, and limits versus the average price of the plan to highlight plans offering the best value.
  4. We eliminated plans that offered low coverage limits that wouldn’t be suitable for international trips.
  5. We only chose plans that offered suitable coverage limits in all of the following areas: COVID, medical treatment, evacuations, accidental death, repatriation, delays, interruptions, cancellations, & damage to belongings.
  6. Each provider stands out for different reasons including price, medical coverage limits, etc. However, we made sure that all of the providers and plans offered robust coverage levels for travelers of all ages and conditions, travel locations, and various travel scenarios.
  7. In the end, the plans speak for themselves as they all are great options for travel coverage.

What is travel insurance & how does it work?

Travel insurance is a type of insurance product that can provide reimbursement when a trip is canceled, interrupted, or ruined for a reason that is stipulated in the insurance plan.

As an additional perk, travel insurance can also provide financial reimbursement for travel-related issues like lost luggage or missed connections, or even a missed cruise due to a travel delay.

Other benefits of travel insurance can include access to 24-hour travel assistance services and accidental death and dismemberment (AD&D) coverage. Ultimately, travel insurance aims to make the traveler whole when they suffer financial losses due to a covered reason included in their plan.

Some travel insurance plans will pay out immediately, meaning you don’t have to pay any costs upfront and wait for reimbursement. Other travel insurance plans require you to eat the costs initially and then receive a reimbursement for your expenses after submitting a claim.

Is travel insurance worth it?

Travel insurance may seem like a sunk cost if you never have to use your plan, but it can absolutely save your finances if you wind up needing coverage.

This is especially true in instances where the stakes are high, such as having a medical emergency or needing pricey medical evacuation coverage when you’re overseas in France or Spain for example.

Spending a few hundred bucks or less to insure your trip can also help you gain peace of mind, as well as the chance to enjoy a worry-free vacation. This is especially true for older travelers, as seniors benefit most from travel insurance.

At the end of the day, there are many reasons travel insurance is worth it and very few reasons to go without it.

What type of travel insurance do I need?

The type of travel insurance coverage you need will vary based on the trip you plan to take.

For example, you may not need to worry about travel health insurance if your trip is U.S.-based and you already have your own health coverage.

Likewise, you may not technically need baggage insurance if you are driving to your destination and you plan to handle your bags at all times. Another example is when you carry on your bags for a flight.

This said, most travelers need to have basic coverage in place for most types of trips.

At the bare minimum, this includes coverage with sufficient limits for:

Here is a look at the most common types of travel insurance available and what each type covers.

Types of travel insurance

The main types of travel insurance coverage you can buy are:

  1. Travel Assistance Services
  2. Travel Health Insurance
  3. Emergency Medical Assistance
  4. Accidental Death & Dismemberment
  5. Extreme Adventures & Sports
  6. Trip Cancellation, Interruption, or Delay
  7. Cancel for Any Reason
  8. Baggage & Belongings
  9. Rental Car Coverage

Below, we’ve broken down these types of travel insurance in greater detail with explanations of what they cover.

What does travel insurance cover?

What travel insurance covers depends on the type of travel insurance you choose.

When buying travel insurance, you’ll typically find plans with multiple types of coverage. Here we explain the common types and what they cover.

Travel assistance services coverage

This is the most basic type of travel coverage. Travel assistance services are usually offered on a 24-hour basis, meaning you can call a hotline for help any time you need it, even if it’s late at night in the Dominican Republic This coverage can supply emergency translation services, help with setting up medical care and evacuation, or provide other travel assistance services needed at the last minute.

Travel health insurance coverage

Travel health insurance pays for medical bills when you become sick or injured during a trip. This coverage is crucial if you are planning a trip away from home where your own health insurance plan will not apply.

Emergency medical assistance, evacuation, and repatriation coverage

Emergency medical evacuation insurance can help pay for emergency transportation to the nearest hospital or clinic, even if that transportation requires a flight in a plane or a helicopter. Repatriation coverage can help pay to transport the body home for burial if you or an insured family member pass away during a covered trip.

Accidental death and dismemberment (AD&D) coverage

Accidental Death and Dismemberment (AD&D) insurance reimburses you or your family if you pass away or become dismembered during an accident. In addition to the death benefit, this coverage can apply if you lose a limb, as well as your sight or hearing during a trip.

Coverage for extreme adventure sports

This type of travel insurance covers high-risk sports you might do during a trip, whether that includes climbing, hang gliding, scuba diving, or other extreme activities. Sometimes even riding a motorcycle on a trip can fall under this category, which varies by plan.

Trip cancellation, interruption, and delay coverage

Trip cancellation insurance kicks in when a trip gets canceled for a reason covered in the plan. Trip interruption insurance comes into play when a trip must be interrupted after it begins. In either case, this trip protection reimburses you for eligible pre-paid and nonrefundable travel expenses.

Travel delay coverage helps reimburse you for incidental expenses you incur when a trip is delayed. This typically includes meals and hotel stays that are required while you wait to depart.

With these plans, there are certain limitations set out in the plan that denotes what type of circumstances you are covered for.

CFAR coverage

Cancel for any reason (CFAR) coverage is an optional insurance policy that lets you cancel your trip for any reason you want. This coverage typically makes travel insurance cost 40% to 50% more, and it reimburses between 50% to 75% of pre-paid, nonrefundable travel expenses depending on the plan.

These plans are typically more expensive as they offer expansive coverage than traditional trip cancellation or trip interruption insurance.

Coverage for baggage and personal belongings

Baggage delay insurance and lost luggage reimbursement plans reimburse you when a common carrier loses your bags, or they are delayed for at least six to 12 hours (depending on the plan).

Where lost baggage gets reimbursed up to the coverage limits of the plan, baggage delay coverage pays a daily amount for incidental expenses that rack up while you wait for your luggage to show up.

Rental car coverage

Rental car coverage can be primary or secondary. Either way, this coverage can protect you against damage or theft that occurs when you rent a vehicle.

That said, rental car travel insurance may not apply to all types of vehicles, nor will it apply to every destination around the world. Also, note that rental car coverage does not include protection against liability. Therefore it’s always important to read the fine print when opting for rental car coverage as part of your travel insurance plan.

Annual or multi-trip coverage

While it’s more common to purchase single-trip travel insurance, it’s possible to purchase a multi-trip policy or an annual plan for long-term travel. Annual and multi-trip plans tend to cost more in general, but they help frequent travelers avoid having to buy coverage for each individual trip they take.

Now that we have gone over the different types of coverage, let’s discuss what things aren’t covered by travel insurance.

What isn’t covered by travel insurance?

Each plan has different items that it won’t cover, so it’s important to read the fine print regarding what is not covered in the insurance plan you are looking to buy.

Here is a list of what is not covered by most travel insurance plans:

How much is travel insurance?

The average cost of travel insurance varies based on the age of the travelers, the total trip cost, the travel destination, and the level of coverage chosen.

To help you get an idea of the cost of different plans, we used Squaremouth to compare travel insurance costs for a trip to the island of Barbados for two 40-year-olds in September of 2024.

The travel insurance quotes we received were for a 7-night vacation with a total trip cost of $6,000.

Travel Insurance Company Estimated Plan Costs
AXA Assistance USA $264
Trawick International $264.20
IMG $279.46
TinLeg $320
Generali Global Assistance $338.70
Seven Corners $368

From there, we got another international travel insurance quote for a trip to Italy for two 30-year-olds in September of 2024.

The quotes for travel insurance we received were for a 7-night vacation with a total trip cost of $4,000.

Travel Insurance Company Estimated Plan Costs
IMG $137.54
TinLeg $144
Trawick International $166.90
Seven Corners $186
AXA Assistance USA $208
Generali Global Assistance $209.24

While these are just example costs for international trip insurance, it can help you see that there are many different factors that can affect how much travel insurance costs overall.

That said, it’s worth mentioning that there are many opportunities to get cheap travel insurance plans that still offer great protection. Feel free to have a look at that article for coverage options on a low budget.

How to choose the best travel insurance policy

Consider the tips below when deciding which travel insurance is best for you.

1

Decide what type of coverage you truly need.

You may have some types of coverage through other avenues, such as U.S. health insurance or a credit card. Check to see what type of additional coverage you may need. Research the types of travel coverage options available and decide which types are most important to you. This could vary depending on the type of trip you’re planning to take, as well as save you money by cutting out irrelevant coverage.

See More See Less
2

Review coverage levels, limits, & fine print.

Make sure coverage limits for plans you’re considering are sufficient, particularly when it comes to protection for emergency medical conditions and emergency evacuation. We recommend opting for at least a $250,000 limit for medical coverage.

See More See Less
3

Consider opting for CFAR coverage.

CFAR coverage that lets you cancel your trip for any reason at all. CFAR coverage is typically only available with premium travel insurance plans, or as an add-on to a traditional plan.

See More See Less
4

Opt for plans among the top travel insurance providers.

The most popular plans are chosen for a reason. You can quickly narrow your results using our list from above, or by doing your own research. However, it will be in your favor to choose from the most popular plans as these are typically the ones that have the best-proven track record among buyers.

See More See Less
5

Use a price comparison site.

We recommend using a price comparison site to research and compare travel insurance plans because they lay out the information in a like-for-like comparison. This can help highlight major differences in plans and coverage. They can also help you see pricing and coverage levels for plans that apply to your specific travel destination and dates.

See More See Less
Passport and Plane Ticket

When should I buy travel insurance?

Most travel insurance companies let you purchase a plan up until the day your trip departs.

However, you may get a better price on a plan if you shop around for travel insurance protection early on, or at least several weeks before your planned date of departure.

That said, time-sensitive restrictions can apply to certain types of coverage. For example, you typically need to purchase cancellation for any reason (CFAR) insurance within 24 hours to 20 days of making the initial deposit on your trip. This is because the chances of cancellation increase after purchase.

Where to buy travel insurance

You can buy travel insurance directly from a provider if you want to, but you can also rely on an easy-to-use comparison site to shop around and buy travel insurance online. This is our recommendation as a comparison site takes out the extra leg work.

Using a comparison site offers tons of benefits and helps you easily see which travel insurance policies are available to you. For example, using a comparison site lets you see how much several different plans cost side-by-side, and it can save you time and stress along the way.

Luckily for you, at LA Times Compare, we do just that so you don’t even need to leave the page to get a travel insurance comparison.

Our top picks for the best cheap travel insurance

Our top picks for the best trip cancellation insurance

Our top picks for the best cancel for any reason travel insurance

Our top picks for the best travel insurance for seniors

Our top picks for the best annual travel insurance

Our top picks for the best cruise insurance

Our top picks for the best covid-19 travel insurance

Our top picks for the best travel health insurance

Our top picks for the best medical evacuation insurance

Our top picks for the best travel insurance for pre-existing conditions

Seven Corners
Seven Corners Trip Protection Choice
Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection ExactCare Value