Our picks for the best COVID travel insurance of 2024
Advertiser Disclosure
Why We Like It
Travelex is another great company offering robust travel insurance plans.
What sets this provider apart is that it offers travel insurance coverage specialized or families where children ages 17 and under are covered for free with certain plans. This is a huge benefit for families on a budget.
Travelex also treats coronavirus as any other illness, meaning you are likely covered if you or a traveling companion tests positive for COVID before or during your trip. We recommend the Travel Select plan from Travelex for families or other traveling groups who want excellent coverage for COVID. This plan automatically includes children ages 17 and under listed alongside adults on the policy, and it comes with up to $50,000 in coverage for emergency medical expenses with no deductible and a 15-day pre-existing condition exclusion waiver.
If you are taking an adventure trip, it also covers things like: Climbing, Hiking,
Mountain Biking, Rafting, Scuba Diving, Snorkeling, Swimming, etc.
Other important benefits include trip cancellation coverage worth up to 100% of the trip cost, trip interruption coverage worth up to 150% of the prepaid trip cost, trip delay coverage worth up to $2,000, $750 in coverage for missed connections, up to $500,000 in protection for emergency medical evacuation, and a baggage insurance plan.
Read our full review
- Plans can be customized with upgrades
- Children 17 and under included for free with some plans
- Coverage for pre-existing medical conditions available
- CFAR coverage is available as an add-on to a comprehensive travel insurance plan
- Optional CFAR coverage only reimburses 50% of prepaid travel expenses, which is less than some competitors
- Travel Select plan only has $50,000 in coverage for emergency medical expenses, which is lower than some competitors
- The baggage delay benefit requires a 12-hour waiting period
- CFAR coverage is not available with all Travelex plans
4.24
iTravelInsured Travel LX Basic
Why We Like It
This plan is great for travelers of any age and offers extremely robust coverage for a low price. Depending on your trip parameters, this plan can work out to be hundreds of dollars cheaper than similar plans while still offering great coverage and a 10-day money-back guarantee.
As an example, you will be covered for up to $500,000 of primary emergency medical coverage, meaning you won’t have to pay first and wait to be reimbursed should you need unexpected medical treatment while traveling. IMG will pay the bills for you up to $500,000. You also get travel cancellation, interruption, and travel delay coverage as well as protection for baggage delays and baggage loss comes standard.
- 10-day money back guarantee
- Generous limits for trip delays, emergency evacuation, and more
- 24/7 emergency travel assistance included
- Coronavirus-related medical expenses covered
- Rental car coverage included
- Recently developed pre-existing conditions may not be covered
- CFAR and IFAR coverage only available as an add-on with premium plans
Why We Like It
Tin Leg is known for offering high-quality travel insurance coverage for a reasonable price. The Gold plan is no different. This plan is a great option for an affordable travel insurance policy that covers COVID and ticks all the boxes. It has quite high limits, great inclusions, and usually comes in at an affordable price (depending on your specific trip details). Contrary to the USA Only plan, which we also listed, this plan is suitable for international travel!
Tin Leg is also one of the best providers of COVID-19 coverage due to their transparency regarding coronavirus and that most of their policies treat coronavirus as any other illness. They also have some of the highest customer satisfaction ratings around.
We recommend the Gold plan from Tin Leg for several reasons, including its generous coverage limits for emergency medical expenses. This plan comes automatically with trip cancellation and interruption coverage for coronavirus and other covered instances, as well as up to $500,000 in emergency medical expense protection with no deductible and up to $500,000 in coverage for emergency medical evacuation. Travelers also qualify for travel delay protection, baggage insurance, and insurance that protects against missed connections.
Other benefits include coverage for lost or delayed sports equipment and 24-hour travel assistance services.
Read our full review
- Excellent primary coverage for medical expenses
- High limit for emergency evacuation coverage
- Optional cancel for any reason (CFAR) coverage available
- Comes with coverage for hurricanes and inclement weather
- Coverage for pre-existing conditions is available if purchased within 14 days of the trip deposit
- Baggage delay coverage requires a 24-hour waiting period
- Low coverage limits for baggage and personal effects
Why We Like It
Generali Global Assistance states that insured members who are diagnosed with COVID-19 before or during a trip and meet the requirements for coverage due to sickness can be covered for trip cancellation and interruption, travel delays, medical and dental expenses, emergency transportation services, and 24-7 travel emergency assistance. This provider also offers exceptional coverage for active travelers and sports enthusiasts who bring their own equipment on trips (more on this below).
The Premium plan from Generali Global Assistance offers exceptional coverages and high limits for coronavirus-related medical treatment and myriad other perils. For example, this plan comes with up to $250,000 in coverage for emergency medical expenses and up to $1 million in protection for emergency medical evacuation. Coverage for pre-existing medical conditions is also included along with rental car coverage.
Other perks include coverage for lost luggage and baggage delays, trip delay coverage worth up to $1,000 per person, and trip cancellation and interruption coverage. Finally, this plan offers special protections for active families who may travel with equipment like golf clubs or skis. As a special feature, insured members qualify for up to $2,000 in protection for sporting equipment and $500 per person in insurance for sporting equipment delays.
Read our full review
- High coverage limits with top tier Premium plan
- Some plans let you add on CFAR coverage
- Pre-existing conditions covered in the Premium plan
- Comes with 24-7 worldwide travel assistance services
- The standard plan comes with low plan limits, including just $50,000 per traveler in medical and dental expense
- CFAR coverage must be purchased within 24 hours of the initial trip deposit
- A 12-hour waiting period is required for luggage delay coverage
4.5
Faye Travel Protection Plan
Why We Like It
Faye is a new travel insurance disruptor that offers an innovative solution to travel insurance with a digital-first approach. What sets them apart is their user-friendly solution to a traditionally bureaucratic system. With Faye, users can manage everything online or via the Faye app – including the entire booking and claims process.
Although it’s a newer provider in the travel insurance industry, Faye is already rising as a fan favorite among young, tech-savvy travelers and digital nomads who want quick, convenient, and reliable travel insurance without having to go through an agent.
Apart from their online-first approach, Faye is easy to use and caters to all types of travelers including those who may want help via phone support.
Another feature that sets Faye apart from the competition is their plan offerings. Faye offers one base plan with an array of comprehensive coverage and optional add-ons to customize your plan.
Potential Add-ons include:
- Pet care
- Rental car care
- Cancel for any reason
- Vacation rental damage
- Adventure & extreme sports
If you are looking for a convenient and cost-effective way to insure your vacation, consider opting for Faye travel insurance. *Note: Coverage limits and availability may vary by state of residence.
Read our full review
- Friendly agents
- Easy-to-use mobile app
- Fast reimbursements for eligible claims
- Prompt replies to questions
- Long wait times for reimbursement
- Difficulty reaching Faye outside of email & virtual chat
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company offering robust travel insurance plans. \n\nWhat sets this provider apart is that it offers travel insurance coverage specialized or families where **children ages 17 and under are covered for free with certain plans**. This is a huge benefit for families on a budget. \n\nTravelex also treats coronavirus as any other illness, meaning you are likely covered if you or a traveling companion tests positive for COVID before or during your trip. We recommend the [Travel Select](https://www.squaremouth.com/travel-insurance-providers/travelex/?aid=23096&tag=latimes){:rel='nofollow' target='_blank' } plan from Travelex for families or other traveling groups who want excellent coverage for COVID. This plan automatically includes children ages 17 and under listed alongside adults on the policy, and it comes with up to $50,000 in coverage for emergency medical expenses with no deductible and a 15-day pre-existing condition exclusion waiver.\n\n**If you are taking an adventure trip, it also covers things like:** Climbing, Hiking,\nMountain Biking, Rafting, Scuba Diving, Snorkeling, Swimming, etc. \n\nOther important benefits include trip cancellation coverage worth up to 100% of the trip cost, trip interruption coverage worth up to 150% of the prepaid trip cost, trip delay coverage worth up to $2,000, $750 in coverage for missed connections, up to $500,000 in protection for emergency medical evacuation, and a baggage insurance plan.\n\n{: .arrow-link}\n\n[Read our full review](https://www.latimes.com/compare-deals/insurance/travel/travelex-insurance-review)","full_policy_detail_title":"Full Policy 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This provider also offers exceptional coverage for active travelers and sports enthusiasts who bring their own equipment on trips (more on this below).\n\nThe [Premium plan](https://www.squaremouth.com/travel-insurance-providers/generali-global-assistance/?aid=23096&tag=latimes){:rel='nofollow' target='_blank' } from Generali Global Assistance offers exceptional coverages and high limits for coronavirus-related medical treatment and myriad other perils. For example, this plan comes with up to $250,000 in coverage for emergency medical expenses and up to $1 million in protection for emergency medical evacuation. Coverage for pre-existing medical conditions is also included along with rental car coverage.\n\nOther perks include coverage for lost luggage and baggage delays, trip delay coverage worth up to $1,000 per person, and trip cancellation and interruption coverage. 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As a special feature, insured members qualify for up to $2,000 in protection for sporting equipment and $500 per person in insurance for sporting equipment delays.\n\n{: .arrow-link}\n\n[Read our full review](https://www.latimes.com/compare-deals/insurance/travel/generali-travel-insurance-review)\n","full_policy_detail_title":"Full Policy Details","full_policy_detail":"","bottom_line":"","full_review_permalink":"","go_to_review_label":"","go_to_review_url":"","order":4},{"id":"65cddb8168d2f886028c38ef","active":true,"provider_slug":"faye-travel-insurance","plan_slug":"faye-travel-insurance","page":"65ce0146538ff2e9b0b4f3b5","name":"Faye Travel Protection Plan","cta_comment":"","cta_disclaimer":"via the Faye website","cta_text":"","cta_url":"https://www.withfaye.com/quote/destination?utm_medium=gd-partnerships&utm_source=LATimes&utm_campaign=general_us&tracker=utm_content","property":[{"id":"65cde9ccc028e3d8a28adf60","active":true,"property_slug":"trip-interruption","name":"Trip 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What sets them apart is their user-friendly solution to a traditionally bureaucratic system. With Faye, users can manage everything online or via the Faye app – including the entire booking and claims process. \nAlthough it’s a newer provider in the travel insurance industry, Faye is already rising as a fan favorite among young, tech-savvy travelers and digital nomads who want quick, convenient, and reliable travel insurance without having to go through an agent.\n\nApart from their online-first approach, Faye is easy to use and caters to all types of travelers including those who may want help via phone support. \n\nAnother feature that sets Faye apart from the competition is their plan offerings. Faye offers one base plan with an array of comprehensive coverage and optional add-ons to customize your plan. \n\n**Potential Add-ons include:** \n* Pet care\n* Rental car care\n* Cancel for any reason\n* Vacation rental damage\n* Adventure & extreme sports\n\nIf you are looking for a convenient and cost-effective way to insure your vacation, consider opting for Faye travel insurance. *Note: Coverage limits and availability may vary by state of residence.\n\n\n{: .arrow-link}\n\n[Read our full review](https://www.latimes.com/compare-deals/insurance/travel/faye-travel-insurance-review)","full_policy_detail_title":"Full Policy Details","full_policy_detail":"","bottom_line":"","full_review_permalink":"","go_to_review_label":"","go_to_review_url":"","order":5}]
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