Best France travel insurance plans according to us
Advertiser Disclosure
Why We Like It
Seen as one of the best-rated travel insurance providers on the market, all of Tin Leg’s policies have an A- rating or higher and are particularly praised for their financial strength. One of the most highly-rated policies is the Gold policy. Tin Leg’s Gold policy comes with both trip cancellation and interruption coverage for a myriad of medical instances.
Tin Leg’s Gold policy offers $500,000 coverage for both emergency medical expense protection and emergency medical evacuation, covering you should the worst happen during your French vacation. Gold policyholders may also qualify for travel delay protection and baggage insurance coverage.
Read our full review
- Excellent primary coverage for medical expenses
- High limit for emergency evacuation coverage
- Optional cancel for any reason (CFAR) coverage available
- Comes with coverage for hurricanes and inclement weather
- Coverage for pre-existing conditions is available if purchased within 14 days of the trip deposit
- Baggage delay coverage requires a 24-hour waiting period
- Low coverage limits for baggage and personal effects
Why We Like It
Travel Insured International’s Worldwide Trip Protector is one of the best plans offered by this provider. This plan’s top highlight is its $1 million worth of evacuation coverage and $150,000 worth of non-medical evacuation coverage - covering you for nearly any evacuation scenario you will find yourself in during your trip to France. Along with its top medivac coverage, the Worldwide Trip Protector plan also includes $100,000 worth of secondary medical coverage.
This plan offers 100% coverage when it comes to trip cancellation and 150% coverage for any trip interrupted. Further added bonuses include $1,500 for trip delays and $500 for baggage delays after just a three-hour delay.
Read our full review
- Travel delay coverage kicks in after just six hours
- Generous $150,000 non-medical evacuation coverage
- 24/7 emergency travel assistance included
- CFAR and IFAR coverage not included
- Baggage delay coverage only kicks in after 12 hours
- No rental car coverage
Why We Like It
Generali Global Assistance’s Standard plan offers some of the best value insurance coverage on our list. This plan provides 100% coverage for trip cancellations and 125% of the insured trip cost for trip interruption. For those worried about loss of baggage during their France vacation, the Standard plan comes with $1,000 per person in baggage coverage.
When it comes to the medical side of travel insurance, Generali Global Assistance’s Standard plan provides up to $50,000 in medical coverage and $250,000 in medical evacuation coverage. All this can be purchased with confidence due to Generali Global Assistance’s A rating from AM Best.
Read our full review
- Lowest cost of all Generali Global Assistance plans
- 24/7 emergency travel assistance included
- Telemedicine included
- Lower coverage than other Generali plans
- Pre-existing conditions are not covered by the Standard plan
- No coverage for accidental death and dismemberment during on-land travel
Why We Like It
Nationwide’s Essential plan is a popular travel insurance coverage plan for those who want bare-bones travel insurance protection, with a relatively low overall cost This plan comes with up to $250,000 in emergency evacuation coverage and 75,000 in emergency medical coverage. For any trip delays you experience during your France trip, Nationwide’s Essential plan will pay out $150 per day.
Both trip cancellation and trip interruption are covered in the Essential plan, offering 100% worth of trip cancelation coverage and 125% in coverage for trip interruptions. Any losses of baggage and personal effects will also be covered, up to a value of $600.
- Comes with a 10-day review period
- Relatively high limits for medical expenses and emergency evacuation
- The lowest cost for comprehensive coverage across providers we compared
- Baggage delay coverage only kicks in after 12 hours
- Lower coverage limits than other plans we compared
- Emergency medical coverage is secondary to your own insurance (when applicable)
Why We Like It
The Cat 70 Travel Plan is another plan on our list that offers a high rate for medical coverage, ideal for traveling outside of the US. This plan comes with $500,000 in coverage for emergency medical expenses and up to $500,000 in insurance for emergency medical evacuation. Further benefits include trip cancellation coverage, baggage insurance, travel delay coverage, protection for missed connections, and more.
What makes the Cat 70 Travel Plan stand out from the others on our list is the coverage provided for a pre-existing condition. This pre-existing condition coverage is granted to the policyholder if it is purchased within 14 days of the trip deposit.
- High limits for emergency medical expenses
- Affordable travel insurance with high limits for medical evacuation
- Includes extras like trip cancellation coverage & baggage insurance
- Not available in all destinations
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