A new study has ranked Huntington Beach fifth in the country for senior citizens being financially prepared for retirement.
The study by SmartAsset, an online financial technology company that provides personal finance information, analyzed 100 communities nationwide with the largest 65-and-older populations and used data from the U.S. Census Bureau's 2016 American Community Survey. It named 25 top communities.
Huntington Beach's average senior household had annual retirement income of $59,813, including Social Security, the study said.
Surf City also had the study's 10th-highest rate of senior homeownership at 81%.
Being in Southern California, Huntington Beach has a high cost of living, with 37.7% of seniors spending more than 30% of their income on housing.
The city's poverty rate among seniors was low, however, at 5.9%.
The Villages, a community in central Florida, was No. 1 in the study. San Diego, the only other California city to make the list, was No. 25.