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  • Business insurance can provide financial security by protecting your company from a wide variety of risks. It’s an easy way to limit potential financial losses that may otherwise require payment by the business owner.
  • Examples of covered scenarios include losses and payouts relating to property damage, theft, cyber-attacks, bodily injury, personal injury, slander, malpractice, legal expenses, medical bills, and more.
  • There are many types of business insurance available, and which type you need will depend on the type of business you operate. Some companies may want to take out multiple types of plans for broader coverage.
  • Common types of business insurance include General Liability, Professional Liability, Cyber Liability, Workers’ Compensation, Inland Marine Insurance, and Business & Personal Property insurance.
  • While you may think small and micro-businesses don’t need business insurance, it is a key protection for businesses of any size. If you operate a business, you should ideally have protection against liabilities via insurance.

There are multiple types of policies available to suit different needs and budgets. From general liability insurance to workers’ compensation coverage, understanding the different types of policies and their benefits is critical in choosing the right one for your business.

Once you know which type of policy to look for, it’s equally important to compare quotes from a range of the best business insurance companies before choosing a plan. In this guide, we’ll break down all you need to know to get a policy that fits your needs. With the right protection in place, you can rest assured knowing your business is covered against unforeseen liabilities that could majorly impact operations.

That said, here are our top picks for the best business insurance for small businesses.

Our top picks for the best small business insurance companies

Hiscox Insurance

AMB Financial Strength
Specialized for:
General & Professional Liability Insurance

Why We Like It

Hiscox is one of the largest insurance providers in the US and operates in all 50 states. Hiscox specializes in insurance for small and micro-businesses and its robust coverage options are available for tons of business types & trades. Although its main areas of focus are General Liability insurance and Professional Liability insurance, you can add business property insurance to your General Liability plan for an extra fee. One of the strongest points of this provider is that it can offer many types of coverage options to suit your needs. However, it also has over 120 years of experience behind its name and traces its roots back to 1901 as part of the original Lloyds group.

Coverage Highlights

General Liability Coverage through Hiscox offers your choice of access to:

  • $1 million occurrence limit & $2 million aggregate limit
  • $2 million occurrence limit & $3 million aggregate limit

Other coverage highlights for General Liability include:

  • $100k in coverage for damage to rented premises
  • $5k in coverage for medical payments
  • Blanket Additional Insured endorsement (automatically included)
  • Waiver of Subrogation endorsement (optional)

Professional Liability Coverage through Hiscox offers your choice of access to:

  • $1 million occurrence limit & $1 million aggregate limit
  • $2 million occurrence limit & $2 million aggregate limit
  • $3 million occurrence limit & $3 million aggregate limit

Business Personal Property add-on:

  • Business Personal Property coverage is available as an add-on to your Hiscox General Liability policy
  • Choice of coverage limits: $5k, $10k, $15k, $20k, or $25k

Accredited Insurance

AMB Financial Strength
Specialized for:
General Liability Insurance

Why We Like It

Accredited Insurance is backed by the massively-known Travelers Insurance with whom it co-built a General Liability policy tailored specifically for small businesses. Accredited offers insurance in all 50 states as well as Washington DC and has been in business for over 50 years. The company has proven itself for its high-quality service, stability, and integrity. Accredited also has a strong financial strength rating of A- from AM Best. This means you can rest easy knowing that you will be supported by a strong company should anything go wrong.

Coverage Highlights

Contractors opting for General Liability through Accredited gain access to:

  • $1M Occurrence limit & $2M Aggregate limit

Non-contractors have the option of plans ranging from:

  • $100k occurrence limit & $300k Aggregate limit
  • $1 million occurrence limit & $2 million aggregate limit

Other coverage highlights include:

  • $100k in coverage for damage to rented premises
  • $5k in coverage for medical payments;
  • Waiver of Subrogation (optional)
  • Blanket Additional Insured endorsements (optional)

Travelers Insurance

AMB Financial Strength
Specialized for:
Professional Liability Insurance

Why We Like It

As one of the largest insurance providers in the US and with over 160 years in operation, Travelers offers nationwide coverage for businesses of all sizes. Travelers offers many different types of coverage but are specifically well suited for Professional Liability plans for companies in the fields of Accounting, Bookkeeping, and Tax Preparation. Thanks to the brand’s wide customer base, one-and-a-half centuries of expertise, and top financial rating of A++ from AM Best, Travelers is a great choice for professional liability backing.

Coverage Highlights

Professional Liability Coverage through Travelers offers access to:

  • $1 million occurrence limit & $1 million aggregate limit

Optional add-ons include:

  • Defense Outside Limits coverage

biBERK Business Insurance

AMB Financial Strength
Specialized for:
Worker’s Compensation Insurance

Why We Like It

biBerk is a subsidiary of the massively famous Berkshire Hathaway Insurance Group. The provider specializes in Workers’ Compensation coverage for small businesses and is available across all US states except OH, ND, WA, and WY. As a subsidiary of Berkshire Hathaway, biBerk is automatically backed by an A++ AM Best financial rating and over 75 years of experience in the insurance industry. This means that you will get service and coverage you can trust and rely on even in the worst of situations. Additionally, biBerk offers coverage to both owner-only and multi-employee businesses, which means sole proprietors and larger businesses have coverage options.

Coverage Highlights

Workers’ Comp coverage through biBerk includes Employers’ liability limits for:

  • Total policy limit of $500k
  • Bodily Injury by Accident at $100k/accident limit
  • Bodily Injury by Disease at $100k/employee limit
  • Coverage for the owner (optional depending on state law)

Other plan highlights:

  • biBerk’s Workers’ Comp plans offer statutory Workers’ Compensation coverage. This means that the employee is not required to prove that their employer is at fault to receive compensation.

Harborway Insurance

AMB Financial Strength
Specialized for:
Inland Marine Insurance

Why We Like It

Harborway is ideal for small and micro-businesses as it offers affordable coverage to help you stay protected while you grow your business operations. Harborway offers expansive coverage for General Liability with optional add-ons that help you tailor the plan to meet your specific business’ needs. Additional coverage options include inland marine coverage for items you transport or store off-premises, as well as optional errors and omissions coverage for construction-related companies. While Harborway isn’t an AM Best rated company, it is reinsured by Munich Re which has an AM Best financial strength rating of A+.

Coverage Highlights

General Liability Coverage through Harborway offers access to:

  • $1 million occurrence limit & $2 million aggregate limit

Other coverage highlights for General Liability include:

  • $100k in coverage for damage to rented premises;
  • $5k in coverage for medical payments;
  • Waiver of Subrogation (optional)
  • Blanket Additional Insured endorsement (automatically included)
  • Contractors’ Errors & Omissions endorsements (optional)

Inland Marine Coverage through Harborway offers access to:

  • $5k or $10k coverage limits on inland marine property
  • Blanket Additional Insured endorsement (automatically included)
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Types of business insurance

Having the right kinds of insurance is essential for protecting your business against financial losses due to a wide array of unforeseen circumstances.

For that reason, it’s important to understand each type to choose the most relevant for your company and its operations.

Common types of business insurance include:

  1. General Liability insurance
  2. Professional liability/errors & omissions insurance
  3. Workers’ compensation insurance
  4. Cyber liability insurance
  5. Commercial property insurance
  6. Inland marine insurance
  7. Sole proprietor business insurance
Advertiser Disclosure
Protects businesses from claims of bodily injury, property damage, and advertising injury to third parties such as customers, visitors, vendors, etc.
Examples of coverage:
  • Bodily injuries
  • Repairing/replacing property
  • Libel or slander lawsuits
Workers’ comp covers employers and employees from financial losses & liability if they become injured or ill due to work-related causes.
Examples of coverage:
  • Medical expenses
  • Lost wages
  • Legal fees
E&O insurance protects professionals against claims of business negligence, as well as lawsuits resulting from errors or omissions of information offered by company representatives.
Examples of coverage:
  • Legal defense fees
  • Court costs
  • Settlements
Cyber liability insurance protects companies’ data & intellectual property from cyber-related risks such as financial losses caused by cyber-attacks, external data breaches, etc.
Examples of coverage:
  • Forensics investigation
  • Repairs & Recovery costs
  • Legal Defenses
BPP insurance covers damage, loss, and theft of physical assets at a business’ primary location. It covers items like inventory, furniture, and equipment, but does not cover the building.
Examples of coverage:
  • Repair of physical assets
  • Replacement of physical assets
  • Legal fees
Inland marine insurance covers physical assets like goods and equipment when in transit over land or temporarily stored at off-site locations. It covers movable items not typically covered by standard property insurance.
Examples of coverage:
  • Repair of physical assets
  • Replacement of physical assets
  • Legal fees

To help you get a handle on these different coverage options, below we have summarized the main points to note about each type of business insurance and what it covers versus other types of policies.

General Liability insurance

General Liability insurance is the most common type of business insurance coverage. It protects businesses from losses resulting from lawsuits or other claims that may arise due to injuries suffered by customers or members of the public while interacting with your business. This type of coverage can also cover property damage caused in the operation of your business and other incidents.

Likewise, general liability insurance covers court costs and any damages awarded—up to certain predefined limits as listed within the policy documents. It does not, however, protect businesses against losses stemming from gross negligence, wrongdoing, or illicit activities. For negligence, you may need professional liability insurance.

Professional Liability / Errors & Omissions insurance

Professional Liability insurance is commonly known as errors and omissions insurance (E&O) and protects individuals or organizations from damages due to bad recommendations, incomplete or inaccurate work, poor representations, and other errors or omissions in their work.

Professional Liability insurance is essential for businesses that provide advice or conduct other knowledge-based consulting services that clients rely on. Examples of businesses that need E&O coverage include accountants, attorneys, consultants, engineers, and medical practitioners.

In addition to protecting against liability, E&O insurance may also cover legal costs if any claims arise which can help protect your business’s finances and reputation. While professional liability insurance is critical for certain types of businesses, it may not be necessary for those not engaged in other professional work.

Workers’ compensation insurance

Workers’ compensation insurance is a type of coverage designed to help protect businesses that employ one or more people. However, it’s also available for sole proprietors. If you or an employee gets hurt or sick at work, workers’ comp helps cover medical expenses. It also provides compensation for a portion of lost wages while unable to work.

The exact details of workers’ comp coverage vary by policy, state regulation, the number of employees at the company, and additional policies or riders that may be triggered in certain cases.

In every state except Texas, workers’ comp is legally required for companies with at least one employee. Each state has its own rules and regulations about workers’ compensation insurance, coverage requirements, and policy options, so it’s a good idea to research thoroughly or speak to an insurance professional to understand your obligations before buying coverage.

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Cyber liability insurance

Cyber liability insurance is increasingly becoming an important form of insurance that can protect your business in the event of a cyber-attack or data breach. Cyber liability covers damage caused to prospects, customers, and infrastructure due to a successful cyber attack, as well as the cost of notifying affected parties and providing credit monitoring services. It also provides coverage for a lawsuit resulting from a cyber incident.

Cyber liability coverage is essential for any business that relies on technology or conducts any part of its operations in the cloud. It’s also necessary for any business that regularly handles or stores sensitive customer information, especially digitally. This is true even for small and micro-businesses as they typically are easier targets for cyber-attackers. This has been proven through examples such as the rise in ransomware attacks on small businesses.

Commercial property insurance

Commercial property insurance is a type of business insurance that protects businesses against financial losses due to damage or destruction of the physical assets they use in their operations. This type of policy is often used to cover things ranging from computers and other equipment to furniture, inventory, tools, and machinery, as well as signs, fences, and other fixtures.

Business personal property insurance is a subset of commercial property insurance that will cover items within a building, but not the building itself, making it ideal for businesses operating in rented spaces or for those who need supplemental coverage.

In general, Commercial property coverage typically covers business property against damage resulting from accidents, fire, or smoke, as well as vandalism, theft, lightning strikes, and windstorms. In some cases, commercial property insurance can also provide coverage for lost revenue resulting from business interruptions caused by covered perils. Some business credit cards can also offer theft and damage insurance against business equipment purchases, however businesses that rely on critical facilities or equipment should consider purchasing BPP or commercial property insurance to protect against losses from these various risks.

Inland marine insurance

Inland marine insurance is a special type of business property insurance that protects businesses transporting goods and equipment—both personal and commercial—across land.

This type of coverage is commonly used in cases where equipment is being transported to or from a job site, inventory is being distributed to different retail facilities or items are being shipped via truck. In some cases, it can also protect equipment stored at an offsite location.

Compared to other types of business insurance policies, inland marine insurance coverage tends to be more specialized due to the varied and specific needs of businesses that use it, making it an ideal insurance for contractors and builders or for entrepreneurs that travel with merchandise.

This type of policy can be tailored to cover different aspects, such as cargo loss and damage liability, or provide replacement cost coverage options in the event of theft or destruction. If you travel for work, you may also want to consider covering yourself against trip mishaps with comprehensive travel insurance as a supplement to inland marine insurance.

Sole proprietor business insurance

Sole proprietor business insurance is a set of coverages available to business owners and freelancers who operate without the protection of an incorporated entity, such as an LLC. This type of insurance typically provides basic coverage for things such as general liability and commercial property. It may also include specialized protections tailored to a particular industry or profession.

To be eligible for sole proprietor business insurance, you must have filed paperwork with your local municipality declaring the existence of your business. Premiums for this form of insurance vary widely depending on your business’s risks, making it important to carefully assess your specific risks and benefits before binding coverage.

What does small business insurance cover?

Small business insurance is generally used to protect the buildings or property that are used to conduct business (e.g., office space, equipment), potential liabilities (if someone is injured on the premises), and losses from theft or other covered events.

Depending on the type of policy you choose, your coverage will differ:

Therefore, what small business insurance will cover depends heavily on the types of policies you buy.

Generally speaking, investing in small business insurance can give entrepreneurs peace of mind that their business assets and livelihood are protected from the risks they face each day. It may also cover business interruption by providing income to keep operations running if something unexpected happens. If you need more than one type of coverage, it’s a good idea to opt for several plans or to look into a business owner’s policy which often includes several types in one.

What does business insurance not cover?

Although business insurance provides important protection for small businesses, it doesn’t protect against everything.

Some things business insurance typically won’t cover include claims resulting from:

Most notably, insurance typically does not cover losses stemming from gross negligence or wrongdoing on the part of the small business owner or an employee. Insurance also won’t protect your business from losses resulting from illegal acts committed by you, your business, or your employees. Even legal activities, such as drinking alcohol may nullify your coverage in certain circumstances.

Additionally, some policies that cover property may also exclude natural disasters such as floods, earthquakes, or other acts of God. These exclusions vary by policy, so make sure you understand the limitations of your policy before buying coverage.

Lastly, some businesses may require additional forms of protection not included in typical business owner policies. For example, cyber liability insurance often isn’t included in basic business policies but may be important if your business stores sensitive customer data digitally. Address all coverage gaps when deciding what insurance to buy and how much coverage to get.

What kind of insurance do I need for my business?

The policy or policies you need ultimately depend on the specific risks your business faces and the assets you need to protect.

Different types of businesses require different types and amounts of business insurance coverage.

Advertiser Disclosure
Sole Proprietor
Even solo workers need protection. There are special policies suited for sole proprietors who work alone. These can include workers comp, as well as other liability coverage to protect the business owner or customers whether at home or while on the job at trade shows, and more.
Get coverage for the things your homeowner policy won’t cover such as property, equipment, and theft of sensitive client information. It can also pay medical and legal fees if a third party is injured as a result of business activities, and more.
Contractor-specific insurance plans can help cover theft, damage, or loss of movable equipment needed for construction. It can also cover claims relating to personal & physical injury or illness to employees or third parties, and more.
Insurance for photographers can cover your equipment on and off-premises. Get coverage for payouts resulting from bodily & personal injury, negligence, photo/video leaks, and more.
Esthetician Insurance can cover you as a sole proprietor or with employees. Ensure your supplies are covered in case of damage, theft, or loss. Get general & professional liability protection regardless of if you work in a fixed location or visit clients’ homes, and more.
Get coverage for you and your employees in case of injury or illness. Protect your equipment, supplies, and furniture from theft and damage. Ensure your visitors and clients are covered in case of personal or bodily injury as a result of business operations, and more.
Personal Trainer
Get protection from liability and injury to clients regardless of your working location. Insurance for personal trainers can also cover damage or theft of equipment, as well as pay for medical bills or lost wages, and more.
Electrician’s insurance offers coverage for your equipment while on the job or moving about. You can also get coverage in case of physical injury to you, an employee, or a client. Protections can also be extended to cover claims of negligence or errors in your work, and much more.
Get protection for your merchandise and goods while in transport/delivery or storage at your headquarters. E-commerce business insurance can also protect you from cyber-related risks such as hacking and data breaches. Blanket coverage is available for general & professional liability, and more.
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For example, contractors would need general liability insurance to thoroughly manage day-to-day business liabilities. However, to protect their employees, construction companies also need workers’ comp. To cover their tools and equipment while at the job site, they may need an inland marine plan as well.

By obtaining the right type of insurance and coverage limit, you can guard your business against potential financial losses caused by unexpected events like property damage and lawsuits. Therefore, understanding what type of insurance your business needs is a critical component of protecting yourself, your employees, and your company.

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Call to discuss what type of business insurance is right for you.

What is a business owner’s policy (BOP)?

A business owner’s policy (BOP) is a comprehensive insurance package designed to help protect businesses from financial losses.

The specific coverages contained in a BOP vary by policy, but most contain three key components:

  1. Property insurance: protection for physical assets in the event of destruction by covered perils such as fire, theft, or vandalism
  2. Liability insurance: protection against claims of negligence or injury caused by the business’s actions or products
  3. Business interruption insurance: replaces income lost due to damage to a property caused by a covered peril, allowing your company to continue operations while recovering from the incident

The key advantage of a BOP is that you can combine numerous protections into a single policy instead of purchasing several individual policies. These combined policies can sometimes come with a lower cost than premiums available for multiple individual coverages.

However, not all companies offer Business Owner Policies, and getting the same amount of coverage is completely possible through multiple individual plans. Buying separate plans also allows you to tailor certain coverage types to the specific needs of your business as BOP plans may have inconvenient claim limits built in.

Ultimately, a BOP can give you peace of mind knowing you are protected in the case of an unforeseen incident. And should your needs change in the future, you can revisit the coverage types and limits provided in the policy and make appropriate adjustments.

How much does small business insurance cost?

A typical policy with basic small business coverage can range from several hundred to a few thousand dollars annually.

Based on quote data from our insurance quote tool, here is the average cost of business insurance by industry:

While these numbers are just an example of average quotes based on the people who make it through our quote journey, they can give you an idea of the relative cost of business insurance per industry.

The actual cost of your insurance will depend on your specific circumstances and the provider you choose. You may also qualify for lower rates depending on your industry, as seen above, as well as the combination of coverages you choose and other factors like claims history and number of employees.

One way to reduce your cost is by opting for lower coverage limits or higher deductibles. Keep in mind, however, that while these steps may reduce your premiums, you may have to cover more expenses out of pocket in the event of a covered incident.

List of factors affecting small business insurance cost

The cost of small business insurance varies based on many factors including:

Ultimately, the cost of small business insurance is based on the risk that your business represents to a carrier, the likelihood that it will file a claim during its covered period, and the likely cost of that claim to the carrier. The more you can do to reduce the risk your business represents to a carrier, the lower its cost of coverage.

Tips for getting cheap business insurance

Follow these tips to get the best deal on insurance for your small business:

  1. Identify what coverage you need and how much
  2. Bundle and combine plans to save
  3. Compare rates & quotes online or with an agent
  4. Implement risk management policies

Determine what coverage your business needs

As a business owner, you’re in the best position to understand the risks your business faces and the assets that need to be protected. Take time to assess your business risks carefully. Research different coverage options such as professional liability, product liability, and commercial property insurance. Once you identify the types of coverage you may need, you can get a quote for those various coverages, either individually or in a combined business owner’s policy.

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Call for help to decide what type of business insurance you may need.

Bundle your policies

Bundling multiple coverages into a single policy helps business owners save both time and money. Bundling adds flexibility and convenience, allowing for customized coverage that fits the specific needs of the business. Additionally, bundling policies makes renewing or making changes simpler because it ensures each policy line is updated simultaneously. Moreover, bundling often leads to reduced premiums compared to purchasing the same coverages as individual policies.

Shop around for a better deal

Shopping around for business insurance is a great way to find the right coverage at the best price. A quick and efficient way to do this is by using an online quote comparison tool like the one available here through LA Times compare or speaking to one of our agents over the phone. With the online tool, you can easily compare quotes of different business policies, quickly identifying those that match your needs while offering competitive prices.

This process saves valuable time, ensuring you secure top-quality protection without wasting effort searching for the best deals. Additionally, these online tools can answer related questions, making it easier to consider relevant details before binding coverage.

Reduce risks to avoid expensive claims

As a responsible business owner, taking steps to reduce the risk of an expensive insurance claim is essential. There are many ways to do this, but a couple of approaches stand out to insurers: implementing thorough safety procedures and keeping your workspace free of clutter and other hazards.

Implement safety procedures

Implementing safety procedures in the workplace can help you and your employees better handle conditions that may cause or exacerbate incidents that could trigger a claim. By implementing these procedures, you can reduce the likelihood of accidents and the overall impact of an incident, should one occur.

According to OSHA, the Occupational Safety & Health Administration, safety procedures could include posting proper warning signs where necessary, equipping employees with protective gear appropriate to their roles and functions, instituting lockout/tag-out policies to prevent equipment malfunctions, and training employees on policies and procedures.

Maintain business cleanliness

Cleanliness is also key to reducing workplace accidents. This means regularly checking your workplace environment and eliminating clutter or damaged materials that can be hazardous. Taking these preventative measures may involve some small costs in the near term. Still, they can reduce long-term costs by preventing costly claims.

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Best Small Business Insurance FAQ

Are you required to have business insurance?

While all businesses should carry some form of liability insurance to cover potential losses or damage, it is not always required by law—except for workers’ compensation (required in almost all states) and commercial auto insurance for businesses that operate vehicles on public roads.

Also, certain industries, such as healthcare and construction, may require additional types of professional liability protection by law or deem them necessary for securing contracts with contractors or customers.

How do I know if I need small business insurance?

In general, you need insurance if you own or operate a small business that produces revenue, owns assets, or interacts with the public. This is because no matter how big your company is or what industry it’s in, your business faces risk and represents some amount of risk to the public. If an incident occurs, your business may face crippling financial losses if you don’t have adequate coverage.

The type of insurance you need for your business depends on your industry and the specific risks you face. Based on the type and size of your business, you may need general liability insurance, professional liability (errors and omissions) insurance, workers’ compensation insurance, cyber liability insurance, commercial property insurance, inland marine insurance, or other types of coverage.

How much does business insurance cost?

The cost of business insurance varies widely depending on the size and type of business being insured and the type and amount of coverage being purchased. Generally, you can expect to pay anywhere from a few hundred dollars up to several thousand dollars per year, depending on your industry and the size of your operation.

In addition, factors such as location, claims history, number of employees, types of employees, and value of business assets can also impact the cost of business insurance. This is why it’s essential to research what types of coverage you need to protect your business and to take precautionary steps like implementing safety procedures and maintaining a clean workspace to reduce risk and save money on premiums.

What are the five main types of business insurance?

The five main types of business insurance are general liability insurance, professional liability (often called errors and omissions, or E&O) insurance, workers’ compensation insurance, cyber liability insurance, and commercial property/inland marine insurance. General liability protects your business from certain claims due to bodily injury and property damage. Professional liability insurance covers legal costs if the company is sued for negligence, mistakes, or failure to provide promised services.

Workers’ comp protects businesses against worker claims resulting from illness or injuries sustained in the course of their work duties. This type of coverage is legally required in all states except Texas for businesses with one or more employees. Cyber liability covers businesses from losses incurred due to online security breaches such as data breaches, viruses, and other online attacks.

Commercial property/inland marine insurance protects any physical assets, such as equipment owned by the business organization, in case of damage, theft, or disasters like fire. To decide which of these coverages are necessary for your business, consider the risks your business faces and what assets need to be protected.

How do you purchase business insurance?

The easiest way to buy business insurance is online – through comparison sites or directly on a provider’s website. Some companies also allow you to speak to an agent over the phone or visit an insurance broker in your area.

However, purchasing business insurance is a multi-step process and should begin with researching the various types of coverage that are best for your business.

Next, we recommend getting quotes from multiple insurance providers or using an online tool like the one found on LA Times Compare that does this process for you. Review policy conditions to understand limits, deductibles, exclusions, and other conditions and limitations of coverage.

Also, consider discussing your needs with an agent before committing to a policy.

Call here and discuss your needs with an agent for free.

After selecting an insurance company and policy that meets your needs, you can sign and submit any necessary paperwork and pay applicable deposits or premiums. Once you purchase coverage, ensure all employees are familiar with company policies, risk management procedures, and safety measures, and follow all relevant protocols once the policy goes into effect.

Kiah Treece
Kiah Treece Finance Expert

Kiah Treece is a personal and business finance expert with more than five years of editorial experience. Through her experience as a small business owner, real estate investor, and lawyer, she’s knowledgeable in the areas of banking, loans, financing, and insurance for small businesses. Her first-hand experience has enabled her to break down complex financial topics to help consumers make informed decisions so they can spend their money wisely. Her work can be found featured by the likes of Forbes Advisor, USA TODAY Blueprint, Investopedia, Rolling Stone, and more.