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Best Cheap Travel Insurance Companies - Top Plans 2024

Good travel coverage starts as just a few dollars per day!
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Key Takeaways
  • Based on our research, the best cheap travel insurance plans of 2024 come from TinLeg, Seven Corners, Travelex, World Trips, IMG, and Nationwide. (Skip ahead to view these plans)
  • The cheapest travel insurance plans will offer medical-only coverage. Adding trip cost reimbursement coverage will roughly double the cost. However, it may still be very affordable.
  • Cheap plans may not always be good plans. In this guide, all of the plans we mention are both inexpensive and offer good coverage.
  • For solid coverage, choose a plan that offers emergency travel medical coverage, plus coverage for interruptions, and travel delays. Cancellation reimbursement coverage is optional.
  • To help save money, identify what coverage you actually need and what you can forego.
  • We recommend using a comparison tool to find the cheapest travel insurance as it lets you see quotes multiple providers at once.

You may be surprised to learn that not all cheap travel insurance plans are bad. Many basic travel insurance plans offer sufficient limits for most types of trips.

While it’s important to note that when you opt for a cheap travel insurance plan you will likely have to compromise on fewer coverage types and lower policy limits, it’s easy to find affordable travel insurance policies that include sufficient coverage for the following:

  • Travel medical care & emergencies
  • Emergency medical evacuation
  • Trip interruptions & delays
  • Trip cancellations

That said, some travel insurance providers are known for being more affordable than others.

The inexpensive travel insurance plans listed below come from a few providers who consistently appear among the cheapest travel insurance companies.

Compare the best cheap travel insurance companies

Advertiser Disclosure
Plan Name
Customer Satisfaction Rating
Medical / Medevac Limits
Cancellation / Interruption Limits
View Pricing
$30,000 / $200,000
100% trip cost / 150% trip cost
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$250,000 / $500,000
100% trip cost / 150% trip cost
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$20,000 / $100,000
100% trip cost / 100% trip cost
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$50,000 / $1,000,000
NO / $10,000
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$15,000 / $100,000
100% trip cost / 100% trip cost
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$75,000 / $250,000
100% trip cost / 125% trip cost
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Our picks for the best cheap travel insurance companies of 2024

Advertiser Disclosure

Best Value Overall

Full Policy Details

Tin Leg

4.6
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Standard
Covers COVID
YES
Medical & Evacuation Limits Per Person
$30,000 / $200,000
Why We Like It

Editor's take

TinLeg is taking the market by storm and is the proprietary brand of the insurance aggregator Squaremouth.

Not only is the TinLeg brand affordable, but it also offers great, comprehensive coverage and boasts some of the highest customer satisfaction ratings around. There are many plans to choose from under the TinLeg brand, ranging from economy, standard, silver, gold, etc. However, we like the standard plan as the best cheap option.

The standard plan comes with $200,000 in medical evacuation coverage which should be enough for most trips abroad, and also covers $30,000 in medical expense coverage. Depending on how you structure the plan you can get trip interruption & cancellation reimbursement coverage relatively inexpensively. $30,000 in medical coverage should be enough for short trips, however if you need more, you can also request.

When we compared cheap plans from a range of providers, TinLeg was the plan that came out cheapest. It also was noticeably more affordable than the competitors when we added optional trip reimbursement coverage. That said, based on the high customer reviews, ample coverage, and low price, we think TinLeg is the best plan for people on a tight budget.

PROS

  • Customize from budget to premium coverage
  • Protection for COVID-19-related medical expenses included
  • All plans come with a 10 to 15-day money-back guarantee

CONS

  • Standard plan has lower policy limits for medical treatment
  • Secondary medical coverage means you must pay first & be reimbursed

Best for Last-Minute Coverage

Full Policy Details

IMG

4.24
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
iTravelInsured Travel SE
Covers COVID
YES
Medical & Evacuation Limits Per Person
$250,000 / $500,000
Why We Like It

Editor's take

IMG Global was founded in Indianapolis, Indiana in 1990, and it offers a range of travel coverage options including comprehensive travel insurance, international health insurance, travel protection geared to expats, and more. We like this provider due to their affordable and flexible plans, and the fact you can buy coverage up until the day you depart on your trip.

The iTravelInsured Travel SE travel insurance plan from IMG Global comes with plenty of benefits for families and groups who need to secure coverage for an affordable price. This policy is good for both domestic and international trips, and individuals up to the age of 99 can purchase a plan.

Trips that last up to 180 days can be covered, and the plan includes a trip cancellation benefit worth up to 100% of the prepaid trip cost, travel interruption coverage worth up to 150% of the trip cost, up to $2,000 in protection for trip delays, and up to $500,000 in insurance for emergency evacuation and repatriation of remains. Up to $250,000 in protection for emergency medical expenses is also included.

PROS

  • Purchase your plan up until one day before you depart
  • Generous limits for trip delays, emergency evacuation, and more
  • Pre-existing condition waiver available if purchased within 20 days of initial trip deposit
  • 24/7 emergency travel assistance included
  • Coronavirus-related medical expenses covered

CONS

  • Plan gets notably more expensive with age

Best for Robust Coverage

Full Policy Details

Tin Leg

4.6
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Economy
Covers COVID
YES
Medical & Evacuation Limits Per Person
$20,000 / $100,000
Why We Like It

Editor's take

Tin Leg is known for offering high-quality travel insurance coverage at a reasonable price.

All Tin Leg policies have an A- rating or better for their financial strength from AM Best. We also like the fact this provider has a budget travel insurance plan with basic protections at an affordable price.

Even though it’s inexpensive, this Economy plan still comes with the most important protections you need for your trip. This includes trip cancellation coverage worth up to 100% of the prepaid trip cost, trip interruption coverage worth up to 100%, specialized protection for hurricanes and weather, up to $20,000 per person in secondary travel protection for emergency medical with no deductible, and up to $100,000 in protection for evacuation and repatriation of remains.

Travelers also qualify for travel delay insurance, insurance for lost or delayed baggage, and 24-hour travel and emergency assistance.

Tin Leg also offers an Adventure plan. This provides coverage if you’re planning to do adventure activities in Costa Rica, such as mountain climbing.

PROS

  • Choose from budget to premium coverage
  • Protection for COVID-19-related medical expenses included
  • All plans come with a 10 to 15-day money-back guarantee

CONS

  • The Budget Economy plan has lower policy limits
  • Not all plans let you add on CFAR coverage

Best Medical Evacuation Coverage

Full Policy Details

WorldTrips

4.27
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Atlas International excl US
Covers COVID
YES
Medical & Evacuation Limits Per Person
$50,000 / $1,000,000
Why We Like It

Editor's take

WorldTrips offers affordable coverage for individuals and families who need travel medical insurance above all else. This type of travel health insurance is crucial for individuals who have high-risk medical conditions that may cause issues during a trip, as well as expats and retirees who spend significant amounts of time traveling away from their home country.

The Atlas international excl US plan from WorldTrips offers medical coverage that can apply almost anywhere worldwide. This plan lets you customize your health insurance coverage based on the length of your trip and the deductible you want to pay, and COVID-19 coverage for related medical expenses is included. When you purchase this plan, you can get up to $50,000 in protection for unexpected illnesses and injuries, up to $1 million in coverage for emergency medical evacuation, up to $10,000 in protection for trip interruptions, and more.

Basic protection for travel delays and lost checked luggage is also included.

PROS

  • Covers emergency medical evacuation up to $1 million
  • Purchase a plan up to the age of 80
  • Limited coverage for lost luggage, travel delays, and trip interruptions is also included
  • COVID-19 is covered as any other illness

CONS

  • Available coverage limits decrease as you age
  • Deductibles from $0 to $5,000 can apply to your plan
  • Most included coverages are medical-only
  • Lower medical treatment limits w/ secondary coverage

Best for Basic Coverage

Full Policy Details

Travelex Insurance Services

4.43
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Travel Basic
Covers COVID
YES
Medical & Evacuation Limits Per Person
$15,000 / $100,000
Why We Like It

Editor's take

Travelex is a highly-rated travel insurance company that has been in business since 1976. This provider offers a range of trip insurance plans that can suit any type of party, as well as affordable coverage options at a budget-friendly price point.

The Travelex Travel Basic plan offers essential coverages as well as 24/7 travel assistance services. Purchasing this plan gives you up to $15,000 in protection for emergency medical expenses, up to $10,000 in coverage for trip interruptions and cancellations, $500 in protection for trip delays (up to $250 per day), and up to $100,000 in coverage for emergency medical evacuation.

Customers also get limited coverage for baggage and personal effects, and accidental death and dismemberment (AD&D).

PROS

  • Comes with basic coverage options most travelers need
  • Relatively high limits for emergency evacuation
  • Primary coverage with no deductibles required
  • Comes with 24/7 travel assistance services

CONS

  • Kids not included in pricing
  • No option to add on “cancel for any reason” (CFAR) coverage
  • Low limits for lost luggage and baggage delays
  • Only comes with $15,000 in protection for emergency medical and dental expenses

Best Single-Trip Coverage

Full Policy Details

Nationwide Mutual Insurance Company

4
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Essential
Covers COVID
YES
Medical & Evacuation Limits Per Person
$75,000 / $250,000
Why We Like It

Editor's take

While Nationwide offers high-quality multi-trip travel insurance, we believe their single-trip plans offer a ton of value. In most cases, customers can turn to this company to get basic travel insurance coverage for a very affordable price depending on their travel destination and dates.

The Single-Trip Essential plan from Nationwide offers bare-bones travel insurance protection that’s relatively low-cost for what you get in return.

This plan comes with:

  • Up to $10,000 in coverage for trip cancellation
  • Up to $12,500 in coverage for trip interruptions
  • $150 per day in protection for trip delays ($600 maximum)
  • Up to $600 in protection for baggage and personal effects
  • $75,000 in emergency medical coverage
  • Up to $250,000 in protection for emergency evacuation

Other benefits include $500 in emergency dental coverage, up to $100 in protection for baggage delays, and emergency travel assistance.

PROS

  • Comes with a 10-day review period
  • Relatively high limits for medical expenses and emergency evacuation
  • The lowest cost for comprehensive coverage across providers we compared

CONS

  • Baggage delay coverage only kicks in after 12 hours
  • Lower coverage limits than other plans we compared
  • Emergency medical coverage is secondary to your own insurance (when applicable)

A breakdown of cheap travel insurance 

Travel insurance policies are regularly divided into two distinctive groups: medical-only and comprehensive coverage plans. When looking for the cheapest travel insurance, it’s important to understand the trade-off between the price you pay and the coverage you receive.

Below we will break down both medical-only coverage and comprehensive coverage, helping you understand the differences between the two.

Medical-only travel insurance

Medical-only travel insurance plans are policies that simply include coverage for medical-related incidents. Emergency medical coverage will cover you for such things as hospital treatment due to sicknesses, injuries, or accidents that occur during your trip. Alongside this, your medical-only policy will also cover you for emergency medical evacuations - ensuring you are covered should you need to be evacuated to the nearest hospital.

Medical coverage is essential for any vacation and choosing a medical-only plan will inevitably keep your costs down. However, cheap travel insurance isn’t always the best choice and it isn’t without its drawbacks. For a far better range of coverage, paying that little extra for a comprehensive plan can go a long way.

Comprehensive travel insurance     

A far better alternative to medical-only travel insurance is a comprehensive travel insurance plan. By paying a little higher on your insurance premiums, you can ensure you are covered for much more than medical emergencies. 

A comprehensive plan will include extras such as trip cancellations, loss of baggage, trip interruptions, and much more. By simply choosing the cheapest travel insurance policy, you are possibly leaving yourself open to far higher costs down the line. However, with comprehensive coverage, you are protected should your vacation experience any delays, cancellations, or non-medical mishaps.

How to get discount travel insurance

Annual travel insurance 

An easy way to reduce travel insurance costs is to purchase an annual plan. If you know you will travel at least twice in 12 months, an annual plan will often work out far cheaper than a single policy. Although the overall price will depend on your destination and length of trip, you also have the added comfort of knowing the policy is in place should you decide to take a third trip.

Only purchase the travel insurance coverage you need

It’s also important to focus on what you actually need versus opting for all the bells and whistles since travel insurance gets more expensive with the more coverage you add. For example, a city break to Paris, France may require far less coverage than a two-week trekking holiday in Australia. Insurance providers such as Battleface are ideal for this, as they allow you only to buy the type of coverage you need. 

How much does budget travel insurance cost?

You can find cheap international travel insurance for as little as a few dollars per day depending on where you are going. The cheapest travel insurance plans are almost always emergency medical travel insurance.

Also, the cost of your travel insurance will depend heavily on your age, trip destination and duration, and what type of coverage you are looking for.

Logically, plans get more expensive as you add more types of coverage options.

To keep travel insurance cheap, you should consider forgoing trip cancellation coverage or plans that reimburse you for the total trip cost. Sticking to medical benefits, baggage benefits, and coverage for other inconveniences can help keep you covered without breaking the bank.

To give you an example, we did a cost exercise and got quotes for travel insurance for a trip with the following example parameters:

We compared the cheapest travel insurance plans based on whether or not they reimbursed you for the total trip cost.

Cost Example Where Plan Doesn’t Reimburse Full Trip Cost

Provider Plan Name Plan cost Cancellation / Interruption Limits Medical / Medevac Limits
TinLeg Standard $17 $0 / $0 $30k / $200k
Trawick International Safe Travel Single Trip $25 $0 / $1k $75k / $350k
Seven Corners Trip Protection Basic $27 $0 / $1k $100k / $250k

As you can see in the example above, travel insurance can cost as little as $1.20/day when you opt for standard coverage. It’s easy to get extremely cheap travel insurance that offers emergency medical coverage, medical evacuation coverage, and other trip incidentals when you forego coverage that reimburses your full trip cost.

In the next table, we will look at how much the same plans would cost if we add coverage that can reimburse you for the full cost of the trip (i.e. hotels, rental cars, flights, etc).

Cost Example Where Plan Will Reimburse The Full Trip Cost

Provider Plan Name Plan Cost Cancellation / Interruption Limits Medical / Medevac Limits
TinLeg Standard $67 $3k / $4.5k $30k / $200k
Trawick International Safe Travel Single Trip $131 $3k / $4.5k $75k / $350k
Seven Corners Trip Protection Basic $124 $3k / $3k $100k / $250k

What’s clear from this exercise is that you can get basic travel health coverage for quite cheap including for trips lasting 2 weeks or more.

This is far less than the average cost of insurance oversall. Between January 2023 and January 2024, insurance policies cost, on average, around $307. This being said, the cost of travel insurance can vary between travel insurance providers and depends on the overall cost of your trip. 

If you would like to have a look yourself and see how much a cheap travel insurance plan could cost you, the search tool below will pull up plans and prices from multiple providers based on your trip details.

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Types of coverage to look for when buying cheap travel insurance

When it comes to travel insurance, cheap plans are not always good plans, much like flight insurance.

So, as you compare insurance companies, it’s important to think about the coverage options you’ll need for your trip to find the best value travel insurance policy for your budget.

Here is a list of essential travel protections you should look for when buying cheap or affordable travel insurance:

Emergency travel medical insurance coverage

Protection for emergency medical expenses is likely the most important protection you should have, particularly if you’re traveling outside of the United States or in an area where your own health insurance will not apply.

For international trips such as to the Bahamas, for example, you should aim to have a minimum of $50,000 in coverage for emergency illnesses and injuries that could occur post-departure.

If you have pre-existing medical issues, look for a policy that covers them with or without an additional charge. Typically, pre-existing conditions are not covered by travel insurance unless you get a plan made for pre-existing conditions or meet the waiver criteria.

For people like senior citizens who are looking for a senior travel insurance plan, you may want to consider paying a bit extra to ensure your pre-existing conditions are covered rather than opting for the cheapest international travel insurance.

COVID-19 coverage

Check to make sure your travel health insurance comes with coverage for COVID and that your travel medical coverage treats coronavirus as every other illness. Fortunately, most insurance companies have expanded their coverage to include COVID-19 since the start of the pandemic, so this should not be hard to come by. That said, it’s important to still ensure it’s included.

Medical evacuation coverage

Having adequate coverage for medical evacuation is also crucial, mostly because the cost of this emergency care can easily cost tens of thousands of dollars or more. If you have to be airlifted from the side of a mountain or flown home to receive adequate medical care for a life-threatening illness or injury, you’ll be glad to have this protection.

Generally speaking, you should aim to have at least $100,000 in medical evacuation coverage even if you opt for a budget travel insurance plan.

Protection for travel delays

If you’re looking to purchase cheap international travel insurance for any type of trip, you may want to ensure you have coverage for travel delays in place. This type of insurance can pay for lodging costs, meals, and other incidental expenses that pop up when your flight is delayed for at least six to 12 hours.

If you purchased a policy directly from an airline, this type of protection is commonly included. However, you’ll want to check the protection limits as flight insurance plans often aren’t worth it due to lower coverages than traditional travel insurance.

Some travel insurance plans also include travel protection for cruises, which are notorious for leaving late.

Insurance for luggage issues

Lost or delayed baggage is a common occurrence these days, and there’s not much you can do about it if you have to check a bag. For this reason, you may want to buy a travel insurance policy that comes with reimbursement for lost luggage and protection for delayed bags.

Lost luggage reimbursement will typically pay you for misplaced or stolen luggage and personal belongings. Baggage delay coverage will pay you a daily amount (usually $100 to $250) for any clothing, toiletries, and other essentials you buy when your bags are delayed while in transit with a common carrier.

Trip cancellation insurance

Trip cancellation coverage is a godsend when you end up having to cancel your trip due to unforeseen circumstances such as the run up to a Christmas to trip to Mexico. This type of coverage can kick in when a trip must be canceled for reasons beyond your control, such as the illness, injury, or death of a traveling companion or family member or inclement weather that prevents you from traveling.

While it’s one of the best types of travel insurance to have, it’s important to note that cancellation insurance is one of the variables that can greatly influence the cost of your travel insurance plan. By foregoing this coverage, you can typically save big on your premium. You are can also consider cancel for any reason (CFAR) coverage, allowing you to cancel your trip regardelss of the reason.

Drawbacks of buying a cheap travel insurance plan

While we wholeheartedly support buying a cheaper travel insurance plan, there are some drawbacks to keep in mind before you purchase.

Ideally, you will be able to find a plan that meets your needs at an affordable price. However, you may have to compromise to be able to save money on your policy.

Some of the downsides of opting for a cheap travel insurance policy include:

  1. Lower coverage limits
  2. Less coverage overall
  3. Exclusions in the fine print

Cheap travel insurance usually has lower coverage limits

Low-cost travel insurance plans typically come with lower policy limits overall. For example, choosing a cheap insurance policy may mean having $50,000 in emergency medical coverage instead of $250,000 or more, or having limited coverage for perils like baggage delays or lost luggage.

That said, the limits of most travel insurance plans can be customized to meet your needs. Likewise, lower policy limits may be sufficient for the trip you are planning, so it’s important to check your needs before buying.

Inexpensive plans often include fewer types of coverage

Some cheap travel plans exclude certain types of coverage, or they stick to offering medical-only protection and fail to offer non-medical travel insurance altogether. This is not always an issue, but it may not be enough for all types of trips.

If you’re planning on going on multiple trips during the year, it may save you money to buy a multi-trip travel insurance policy instead of multiple single-trip policies.

Sometimes the fine print excludes important coverage

Before you buy an insurance policy that’s cheaper than the rest, make sure to read over the fine print and compare several alternative policies side-by-side. You may find that fine print applies, or that some of the coverage you get is secondary and only applicable after you use your own insurance.

Our tips for buying good, cheap travel insurance

There are several ways to reduce the price of your travel insurance policy, many of which we have covered above.

That said, here are a few tips to help you find a good, cheap travel insurance policy:

1

Consider foregoing trip reimbursement coverage

Skipping trip reimbursement coverage, such as cancellation insurance, can typically shave $100 or more off the cost of your travel insurance while still affording you important medical coverage.

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2

Skip optional add-ons & unnecessary coverage

Focus only on getting the coverage you actually need. For example, if you are traveling within the U.S. or to another destination where your own health insurance will apply, you may not need to pay for travel insurance that includes medical coverage. In a similar way, travel insurance companies make add-ons tempting, however, they may not be truly necessary. Weigh your options according to your budget and needs, and go from there.

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3

Check your credit card for travel insurance

We recommend checking whether you have a credit card that offers free travel protection. If you do, you may be able to purchase a low-cost travel insurance plan and use your credit card coverage to supplement your paid plan. You can also consider signing up for a new travel credit card that offers some perks and benefits you’ll be able to use. For example, Chase Sapphire travel insurance and American Express travel insurance automatically come with trip cancellation and interruption insurance, primary rental car coverage, baggage delay insurance, trip delay insurance, travel and emergency assistance services, and several other perks.

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4

Get a travel insurance quote from at least three top travel insurance companies

Compare policies from several companies to ensure you get the best deal. We recommend using a travel insurance comparison tool like the one found on our site. Comparison tools take out all of the backwork and allow you to compare multiple providers side-by-side to get a clearer picture of what is being offered and how each plan lines up against the competition. They also allow you to see several price points to ensure you find the best deal for you.

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5

Shop for a policy early

While not always the case, you may have better luck getting a good deal on coverage if you shop as early as you can. Ideally, you’ll begin comparing travel insurance plans as soon as you make your first trip deposit, even if the departure date for your trip is a year or longer away.

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Is Cheap Travel Insurance Worth It?

Opting for a cheap travel insurance plan is worth the expense if you end up having to use it. While cheap travel insurance plans may not always cover 100% of your non-refundable trip expenses, they can return a large portion of your money in the event of a disaster.

A real-world example happened to one of our LA Times Compare staff editors named Allen. Allen planned a $3,600 trip to the Bahamas toward the end of the pandemic and opted for a cheap travel insurance plan which cost around $50. It was relatively limited and was geared toward trip interruption. He contracted COVID and had to miss his trip, but thanks to the cheap plan he bought, he was able to get $1,600 back from the travel insurance company, as well as some refunds directly offered by the airlines. In the end, he was only left out-of-pocket by a little over $1200.

While the cheap policy was limited, it largely bore the brunt of the missed vacation and helped him recover the majority of the trip cost.

Ultimately, insurance is only worth it if you end up having to use it. However, the peace of mind it can bring is invaluable.

FAQs on Cheap Travel Insurance

What is the cheapest travel insurance plan?

Based on our research and comparison of 30+ providers, Nationwide insurance offered the cheapest travel insurance plans for general/comprehensive coverage. If you wan’t a plan for medical-only coverage, we found that WorldTrips travel insurance offered the most affordable options.

What's a good price for travel insurance?

You can typically find cheap travel insurance plans at around 4% of the total trip cost – sometimes even less.

In general, travel insurance usually costs around 5-6% of the total cost of your trip. Therefore, anything less is considered a good deal.

Ultimately, the exact cost of travel insurance depends on factors like where you’re traveling, when you’re traveling, the length of your trip, and more. Keep in mind that certain types of travel insurance, like Cancel for Any Reason insurance, can increase the price of your trip coverage.

What are the different types of cheap travel insurance?

The cheapest type of travel insurance is basic travel health insurance. However, there are many types of travel coverage included in cheap plans.

The most important types of coverage to look for when opting for cheap travel insurance are trip cancellation coverage, trip interruption protection, trip delay insurance, travel medical coverage, emergency evacuation insurance, and insurance for lost or delayed baggage.

How much does travel insurance cost, on average?

Based on our internal findings, the cost of a budget travel insurance plan ranges from $58 up to $751. However, the price for travel insurance will vary based on the details you input when you get a quote, such as your age, the length of your trip, and your total trip cost.

Is it worth it to pay for travel insurance?

Yes, travel insurance is worth the investment. Paying for travel insurance may seem like a waste of money if you never get to use it, but what this coverage really offers is peace of mind. Having travel insurance in place can make your trip considerably more worry-free, and you’ll have the financial protection you can count on if you become sick or injured during your trip, your bags are lost, or something else goes wrong at the worst possible time.

If you want to ease all your travel-related worries and truly enjoy each trip you’ve worked hard to pay for, investing in a travel insurance policy makes financial sense.

Is there a cheap option for pregnancy travel insurance?

Most affordable travel insurance plans won’t cover scenarios relating to a normal, healthy pregnancy or child birth. However, some may cover unexpected medical complications or emergencies relating to pregnancy. It’s important to check your policy or talk to a representative from the insurance company to understand your coverage and what pregnancy travel insurance benefits they specifically offer.

Holly D. Johnson
Holly D. Johnson Finance Expert

Holly D. Johnson is an award-winning personal finance writer who covers topics like insurance, investing, credit and family finance. As a leading voice in the travel and loyalty space, Johnson has traveled with her family to more than 50 countries over the last decade.

The author has also written extensively on the power of household budgeting, and she even co-authored a book on the topic. Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love was originally published in 2017, and it teaches families how to use zero-sum budgeting to reach their financial goals. She is also the co-owner and founder of the family finance and travel website, ClubThrifty.com.

Johnson’s 10+ years of writing have focused on helping families make important financial decisions at each stage of their lives. The author also applies the financial principles she teaches to her own life, and she is currently on track to retire in her late 40’s with her partner. She currently lives in Central Indiana with her husband and children, and she is a regular contributor for Bankrate, CNN, Forbes, U.S. News and World Report Travel and many other notable publications.

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