When you buy something using links found on our site, we may earn a small affiliate commission. This content is reviewed & supervised by The Los Angeles Times Commerce Team.

Cheap Travel Insurance Plans: How to Reduce the Cost

Enter your trip info to find cheap travel insurance plans from among 22 providers!
Plane
Compare and Buy Travel Insurance
Globe
  • Based on our analysis, our top picks for the best cheap travel insurance plans come from TinLeg, Trawick, Berkshire Hathaway, Generali, Heymondo, & AEGIS. (Skip ahead to view these plans)
  • The cheapest travel insurance plans on the market are medical-only travel insurance policies. However, we recommend opting for comprehensive coverage that can also cover trip cancellations, delays, baggage issues, and more.
  • Upgrading to comprehensive coverage roughly doubles the cost of travel insurance. But, with budget providers, comprehensive travel insurance can be very affordable.
  • We recommend using a comparison tool to find the cheapest travel insurance as it lets you see quotes multiple providers at once.

Our top three picks for cheap travel insurance

Advertiser Disclosure
Best Cheap Travel Insurance Overall

Tin Leg

GET A QUOTE via Squaremouth’s secure website
4.6
Preferred Plan
Basic
Covers COVID
YES
Medical & Evacuation Limits Per Person
$50,000 / $200,000
Cheap Family Travel Insurance (Kids are free)

Berkshire Hathaway Travel Protection

GET A QUOTE via Squaremouth’s secure website
4.3
Preferred Plan
ExactCare
Covers COVID
YES
Medical & Evacuation Limits Per Person
$25,000 / $500,000
Cheapest Travel Medical Insurance

Trawick International

GET A QUOTE via Squaremouth’s secure website
4.1
Preferred Plan
Safe Travels Explorer
Covers COVID
Yes
Medical & Evacuation Limits Per Person
$50,000 / $200,000

How to find cheap travel insurance

The key to finding cheap travel insurance policies is knowing what type of coverage you need versus what you can forego and filtering through many policies to compare prices and coverage.

Here are a few pointers to help you get affordable travel insurance:

  1. Determine what type of coverage you must have and what you can forego to avoid paying for unnecessary coverage.
  2. When possible, opt for medical-only travel insurance, which is considerably cheaper than a comprehensive travel plan.
  3. Use an online comparison tool that populates price quotes from several providers at once, and sort the plans from cheapest to most expensive.
  4. If using a comparison tool, filter by your desired coverage to remove plans that don’t fit your needs.
  5. Remember that plans costing less than 4% of your total trip cost are a great deal.

Our picks for the best cheap travel insurance companies of 2024

Advertiser Disclosure

Best Cheap Travel Insurance Overall

Tin Leg

4.6
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Basic
Covers COVID
YES
Medical & Evacuation Limits Per Person
$50,000 / $200,000
Why We Like It

Editor's take

The TinLeg basic plan is our best budget travel insurance plan overall thanks to the comprehensive coverage, high customer satisfaction ratings, and of course, the price tag.

The Basic plan comes with $50,000 of medical expense coverage and $100,000 of medical evacuation coverage. You also get trip up to 150% trip cost reimbursement for interruptions & 100% trip cost reimbursement cancellations included as part of the plan.

While the medical reimbursement limit is lower than more expensive plans, at $50,000, the limit is higher than most other budget plans on the market and should be enough to cover non-severe medical emergencies.

When we compared cheap plans from a range of providers, we found that the Basic plan from Tin Leg offers the best coverage overall for travelers on a budget.

PROS

  • Strong coverage for a budget plan
  • Covers hurricanes and inclement weather
  • Covers pre-existing conditions if purchased in time

CONS

  • No CFAR add-on
  • Secondary medical coverage
  • Long time limit for covering missed connections

Cheap Family Travel Insurance (Kids are free)

Full Policy Details

Berkshire Hathaway Travel Protection

4.3
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
ExactCare
Covers COVID
YES
Medical & Evacuation Limits Per Person
$25,000 / $500,000
Why We Like It

Editor's take

Travel insurance plans from Berkshire Hathaway consistently rank among the cheapest travel insurance plans, but their ExactCare plan is our top choice for families with children who need coverage on a budget.

Apart from already being one of the cheapest travel insurance policies around, kids under 17 are covered for free on this policy. Each adult you insure is allowed to cover two kids (ages 1 to 17) at no additional charge.

This plan covers each person for up to $25,000 for medical expenses, and up to $500,000 for medical evacuation to a hospital, or back to the US if you happen to be abroad.

You’ll also get basic trip cancellation and interruption coverage with reimbursement levels of 100% and 150% of your total trip costs, respectively.

Overall, this plan is a solid option for people looking for a cheap family travel insurance plan.

PROS

  • Free coverage for two children per adult
  • Includes high emergency medical evacuation coverage
  • Covers interruption and cancelation of the trip
  • Includes travel, baggage, and the loss of personal items coverage
  • Offers hurricane and weather coverage
  • 24 Hour AD&D

CONS

  • Lower medical coverage limits for international travel

Cheapest Travel Medical Insurance

Trawick International

4.1
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Safe Travels Explorer
Covers COVID
Yes
Medical & Evacuation Limits Per Person
$50,000 / $200,000
Why We Like It

Editor's take

Based on our review of the market, this is the cheapest travel medical insurance worth its salt.

When aiming to find cheap travel medical insurance, it’s important to consider the level of coverage you need. While there are cheaper plans available, many of them offer meager medical coverage limits of $10,000-$25,000. These limits may not be high enough to cover you in an emergency.

That’s why the Safe Travel Explorer plan offers the best medical-only travel coverage for your money. You get $50,000 of coverage for medical expenses, $750 of emergency dental coverage, and a generous $200,000 for emergency medical evacuations. The medevac coverage ensures that in a medical emergency, you’ll be sent to the nearest suitable medical facility or back to the US if you happen to be abroad.

For this price, this plan includes solid medical coverage.

PROS

  • Affordable medical travel insurance
  • Optional trip cancellation & interruption coverage
  • Comprehensive plan comes with solid baggage coverage

CONS

  • Secondary medical coverage

Best Cheap Domestic Travel Insurance

Trawick International

4.1
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Safe Travels Protect
Covers COVID
YES
Medical & Evacuation Limits Per Person
$25,000 / $250,000
Why We Like It

Editor's take

Trawick offers a host of extremely affordable travel insurance policies, but its Safe Travels Protect plan is our top pick for cheap domestic travel insurance thanks to its comprehensive coverage and low price.

This plan is available as medical-only coverage or comprehensive coverage that includes 100% reimbursement for trip cancellations and interruptions.

With the comprehensive option, you’ll get up to $25K of emergency travel medical coverage as well as $250K of coverage for emergency medical evacuations. On top of the 100% trip reimbursement protection, it also includes $1K per person for travel delays, $200 for baggage delays, $500 for missed connections, and up to $750 for lost or damaged personal items.

Since the medical limits are on the lower side, this plan is ideal for people who travel domestically and already have health insurance. The added medical coverage is a “plus”, but the real benefit lies in the cheap comprehensive benefits like cancellation coverage, baggage insurance, and more.

Overall, this plan is a solid option as it ticks all the boxes for coverage and comes at a lower price than much of the competition.

PROS

  • Checks all the boxes for basic coverage
  • Includes 24 hour travel assistance
  • 100% trip reimbursement for cancellations/interruptions

CONS

  • Lower medical limits with $100 deductible
  • Secondary medical coverage

Cheap Travel Insurance for Seniors

Generali Global Assistance

4.3
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Standard
Covers COVID
YES
Medical & Evacuation Limits Per Person
$50,000 / $250,000
Why We Like It

Editor's take

We recommend the Standard plan from Generali if you need cheap travel insurance for seniors.

The Generali Standard plan comes with emergency medical coverage limits of $50K and medevac & repatriation coverage of $250K per person making it a great option for traveling within the U.S. or to neighboring countries like Canada, Mexico, or Caribbean nations.

Trip Cancellation and Trip Interruption coverage also come standard with this plan at reimbursement levels of 100% and 125% of your total trip costs, respectively. You can also buy optional “Cancel for Any Reason” or “Interruption for Any Reason” coverage at an added cost.

Despite its low price, this comprehensive plan offers luxurious perks and benefits like coverage for your pet travel companion, travel delays, baggage delay/damage/loss, missed connections, identity theft protection while traveling, and more.

You’ll also get free access to worldwide 24-hour emergency phone support and concierge services that can help book events, tours, restaurants, rental cars, offer advice, organize pick-ups, etc.

PROS

  • Lowest cost of all Generali Global Assistance plans
  • 24/7 emergency travel assistance included
  • Telemedicine included

CONS

  • Lower coverage than other Generali plans
  • Pre-existing conditions are not covered by the Standard plan
  • No coverage for accidental death and dismemberment during on-land travel

Cheap Annual Travel Insurance

Heymondo

4.1
GET A QUOTE via Heymondo's secure website
Preferred Plan
Annual Multi-trip
Covers COVID
YES
Medical & Evacuation Limits Per Person
$100,000 / $500,000
Why We Like It

Editor's take

If you plan to travel a lot throughout the year, the Heymondo Annual Multi-trip plan is our top choice for cheap annual travel coverage thanks to its comprehensive benefits at an affordable price point.

Heymondo is a lesser-known provider but has a major following among travel bloggers and people who are “in the know.” It offers extremely comprehensive annual multi-trip travel coverage for people looking for a 12-month plan.

The Heymondo Annual Multi-trip plan comes with $100K of emergency medical and dental coverage, $500K of emergency medevac & repatriation coverage, $5K of search and rescue coverage, and $3K of trip cancellation and interruption benefits. These are some of the most comprehensive coverages currently on offer among annual multi-trip plans available through major providers.

Apart from these integral protections, you’ll also get coverage for trip delays, missed connections, lost and delayed baggage, accidental death and dismemberment coverage, adventure sports protection, and more.

Lastly, Heymondo’s annual policy is the cheapest plan on our list of the best annual multi-trip travel insurance for 2024.

PROS

  • Comprehensive medical & cancellation coverage
  • Includes Search & Rescue coverage
  • Covers adventure sports & activities

CONS

  • Trip cancellation/interruption has $3,000 max limit
  • Long list of excluded items for loss & damage protection

Cheapest Travel Insurance for Schengen Visa

AEGIS

4.1
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Go Ready Choice
Covers COVID
Yes
Medical & Evacuation Limits Per Person
$500,000 / $500,000
Why We Like It

Editor's take

Aegis Go Ready Choice is one of the cheapest travel insurance plans on the market and is a great option for anyone, but is also especially well-suited for those visiting Europe and needing coverage for a Schengen Visa.

Despite being affordable, it offers just enough coverage for most travelers on a budget. With this plan, you’ll have $50k in medical expense reimbursement coverage if you fall ill or become injured while traveling. This is enough for minor medical interventions, but you’ll also get a solid $250k in medical evacuation and repatriation coverage. This coverage offers medical rescue and escorts back to the US where you can get quality medical treatment and your US health insurance can take over.

Apart from this, Aegis Go Ready Choice covers travel delays, baggage delays, personal item loss, missed connections, accidental death and dismemberment, and full trip cancellation/interruption benefits.

All of this makes Aegis a top contender for solid coverage at an affordable price point.

PROS

  • One of the cheapest providers around
  • Comprehensive coverage on a budget
  • Strong cancellation & interruption coverage
  • Optional upgrade covers pre-existing conditions

CONS

  • Secondary medical coverage (not primary)

Is Cheap Travel Insurance Worth It?

In general, travel insurance is well worth the cost if you end up using it.

While cheap travel insurance plans may not always cover 100% of your non-refundable trip expenses, they can return a large portion of your money in the event of a disaster.

Additionally, buying a travel medical insurance policy is always worth it when traveling abroad where US health insurance isn’t accepted.

Ultimately, even a cheap policy can end up saving you thousands of dollars in an emergency. However, it’s important to read the fine print to ensure that budget travel policies will cover you in the way that you need them to.

How much does budget travel insurance cost?

On average, travel insurance costs between 5% and 6% of the total cost of the trip you plan to take. That said, if you are frugal and know how to reduce the cost of a travel insurance policy, cheap travel insurance can cost as little as $1/day.

Logically, plans get more expensive as you add more types of coverage. The cheapest travel insurance plans are almost always emergency medical travel insurance.

To give you a concrete example, we requested travel insurance quotes for a 45-year-old traveler from California spending 14 days in Mexico, with a total trip cost of $3,000.

Cost Example for Medical-only Travel Coverage

Provider Plan Name Plan cost Cancellation / Interruption Limits Medical / Medevac Limits
TinLeg Standard $17 $0 / $0 $30k / $200k
Trawick International Safe Travel Single Trip $25 $0 / $1k $75k / $350k
Seven Corners Trip Protection Basic $27 $0 / $1k $100k / $250k

As you can see in the example above, these travel insurance policies can cost as little as $1.20/day when you opt for medical-only travel coverage.

It’s easy to get extremely cheap travel insurance that offers emergency medical coverage, medical evacuation coverage, and other trip incidentals when you forego coverage that reimburses your full trip cost.

Below, is an example of how much the same plans could cost if you opt for comprehensive trip reimbursement coverage (i.e. bags, hotels, rental cars, flights, etc).

Cost Example for Comprehensive Travel Coverage

Provider Plan Name Plan Cost Cancellation / Interruption Limits Medical / Medevac Limits
TinLeg Standard $67 $3k / $4.5k $30k / $200k
Trawick International Safe Travel Single Trip $131 $3k / $4.5k $75k / $350k
Seven Corners Trip Protection Basic $124 $3k / $3k $100k / $250k

As you can see from the examples above, basic travel health coverage can be quite affordable, even for trips lasting 2 weeks or longer. To keep travel insurance cheap, consider forgoing trip cancellation coverage or plans that reimburse you for the total trip cost.

Note that these prices are for example purposes only, and the exact price you pay for travel insurance depends on your unique trip parameters and factors such as your age, trip destination and duration, and what type of coverage you decide to buy.

To find out how much travel insurance could cost you, use the search tool below.

Passport and Plane Ticket

2 types of cheap travel insurance

Travel insurance policies are regularly divided into two distinctive groups: medical-only and comprehensive coverage plans. When looking for the cheapest travel insurance, it’s important to understand the trade-off between the price you pay and the coverage you receive.

Below we will break down both medical-only coverage and comprehensive coverage, helping you understand the differences between the two.

Medical-only travel insurance

Medical-only travel insurance plans are policies that simply include coverage for medical-related incidents. Emergency medical coverage will cover you for such things as hospital treatment due to sicknesses, injuries, or accidents that occur during your trip. Alongside this, your medical-only policy will also cover you for emergency medical evacuations - ensuring you are covered should you need to be evacuated to the nearest hospital.

Medical coverage is essential for any vacation and choosing a medical-only plan will inevitably keep your costs down. However, cheap travel insurance isn’t always the best choice and it isn’t without its drawbacks. For a far better range of coverage, paying that little extra for a comprehensive plan can go a long way.

Comprehensive travel insurance

A far better alternative to medical-only travel insurance is a comprehensive travel insurance plan. By paying a little higher on your insurance premiums, you can ensure you are covered for much more than medical emergencies.

A comprehensive plan will include extras such as trip cancellations, loss of baggage, trip interruptions, and much more. By simply choosing the cheapest travel insurance policy, you are possibly leaving yourself open to far higher costs down the line. However, with comprehensive coverage, you are protected should your vacation experience any delays, cancellations, or non-medical mishaps.

How to get discount travel insurance

There are no “discounts” on travel insurance, as this is illegal per US law, however there are ways to save on travel insurance, and certain types of plans are cheaper than others.

Annual travel insurance

An easy way to reduce travel insurance costs is to purchase an annual plan. If you know you will travel at least twice in 12 months, an annual plan will often work out far cheaper than a single policy. Although the overall price will depend on your destination and length of trip, you also have the added comfort of knowing the policy is in place should you decide to take a third trip.

Only purchase the travel insurance coverage you need

It’s also important to focus on what you actually need versus opting for all the bells and whistles since travel insurance gets more expensive with the more coverage you add. For example, a city break to Paris, France may require far less coverage than a two-week trekking holiday in Australia. Insurance providers such as Battleface are ideal for this, as they allow you only to buy the type of coverage you need.

Passport and Plane Ticket

Types of coverage to look for when buying cheap travel insurance

When it comes to travel insurance, cheap plans are not always good plans, much like flight insurance.

So, as you compare insurance companies, it’s important to think about the coverage options you’ll need for your trip to find the best value travel insurance policy for your budget.

Here is a list of essential travel protections you should look for when buying cheap or affordable travel insurance:

Emergency travel medical insurance coverage

Protection for emergency medical expenses is likely the most important protection you should have, particularly if you’re traveling outside of the United States or in an area where your own health insurance will not apply.

For international trips such as to the Bahamas, for example, you should aim to have a minimum of $50,000 in coverage for emergency illnesses and injuries that could occur post-departure.

If you have pre-existing medical issues, look for a policy that covers them with or without an additional charge. Typically, pre-existing conditions are not covered by travel insurance unless you get a plan made for pre-existing conditions or meet the waiver criteria.

For people like senior citizens who are looking for a senior travel insurance plan, you may want to consider paying a bit extra to ensure your pre-existing conditions are covered rather than opting for the cheapest international travel insurance.

COVID-19 coverage

Check to make sure your travel health insurance comes with coverage for COVID and that your travel medical coverage treats coronavirus as every other illness. Fortunately, most insurance companies have expanded their coverage to include COVID-19 since the start of the pandemic, so this should not be hard to come by. That said, it’s important to still ensure it’s included.

Medical evacuation coverage

Having adequate coverage for medical evacuation is also crucial, mostly because the cost of this emergency care can easily cost tens of thousands of dollars or more. If you have to be airlifted from the side of a mountain or flown home to receive adequate medical care for a life-threatening illness or injury, you’ll be glad to have this protection.

Generally speaking, you should aim to have at least $100,000 in medical evacuation coverage even if you opt for a budget travel insurance plan.

Protection for travel delays

If you’re looking to purchase cheap international travel insurance for any type of trip, you may want to ensure you have coverage for travel delays in place. This type of insurance can pay for lodging costs, meals, and other incidental expenses that pop up when your flight is delayed for at least six to 12 hours.

If you purchased a policy directly from an airline, this type of protection is commonly included. However, you’ll want to check the protection limits as flight insurance plans often aren’t worth it due to lower coverages than traditional travel insurance.

Some travel insurance plans also include travel protection for cruises, which are notorious for leaving late.

Insurance for luggage issues

Lost or delayed baggage is a common occurrence these days, and there’s not much you can do about it if you have to check a bag. For this reason, you may want to buy a travel insurance policy that comes with reimbursement for lost luggage and protection for delayed bags.

Lost luggage reimbursement will typically pay you for misplaced or stolen luggage and personal belongings. Baggage delay coverage will pay you a daily amount (usually $100 to $250) for any clothing, toiletries, and other essentials you buy when your bags are delayed while in transit with a common carrier.

Trip cancellation insurance

Trip cancellation coverage is a godsend when you end up having to cancel your trip due to unforeseen circumstances such as the run up to a Christmas to trip to Mexico. This type of coverage can kick in when a trip must be canceled for reasons beyond your control, such as the illness, injury, or death of a traveling companion or family member or inclement weather that prevents you from traveling.

While it’s one of the best types of travel insurance to have, it’s important to note that cancellation insurance is one of the variables that can greatly influence the cost of your travel insurance plan. By foregoing this coverage, you can typically save big on your premium. You are can also consider cancel for any reason (CFAR) coverage, allowing you to cancel your trip regardelss of the reason.

Drawbacks of buying a cheap travel insurance plan

While we wholeheartedly support buying a cheaper travel insurance plan, there are some drawbacks to keep in mind before you purchase.

Ideally, you will be able to find a plan that meets your needs at an affordable price. However, you may have to compromise to be able to save money on your policy.

Some of the downsides of opting for a cheap travel insurance policy include:

  1. Lower coverage limits
  2. Less coverage overall
  3. Exclusions in the fine print

Cheap travel insurance usually has lower coverage limits

Low-cost travel insurance plans typically come with lower policy limits overall. For example, choosing a cheap insurance policy may mean having $50,000 in emergency medical coverage instead of $250,000 or more, or having limited coverage for perils like baggage delays or lost luggage.

That said, the limits of most travel insurance plans can be customized to meet your needs. Likewise, lower policy limits may be sufficient for the trip you are planning, so it’s important to check your needs before buying.

Inexpensive plans often include fewer types of coverage

Some cheap travel plans exclude certain types of coverage, or they stick to offering medical-only protection and fail to offer non-medical travel insurance altogether. This is not always an issue, but it may not be enough for all types of trips.

If you’re planning on going on multiple trips during the year, it may save you money to buy a multi-trip travel insurance policy instead of multiple single-trip policies.

Sometimes the fine print excludes important coverage

Before you buy an insurance policy that’s cheaper than the rest, make sure to read over the fine print and compare several alternative policies side-by-side. You may find that fine print applies, or that some of the coverage you get is secondary and only applicable after you use your own insurance.

Tips to reduce the cost of travel insurance

There are several variables that you can influence to reduce the price of your travel insurance policy.

1

Consider foregoing trip reimbursement coverage

Skipping trip reimbursement coverage, such as cancellation insurance, can typically shave $100 or more off the cost of your travel insurance while still affording you important medical coverage.

See More See Less
2

Skip optional add-ons & unnecessary coverage

Focus only on getting the coverage you actually need. For example, if you are traveling within the U.S. or to another destination where your own health insurance will apply, you may not need to pay for travel insurance that includes medical coverage. In a similar way, travel insurance companies make add-ons tempting, however, they may not be truly necessary. Weigh your options according to your budget and needs, and go from there.

See More See Less
3

Check your credit card for travel insurance

We recommend checking whether you have a credit card that offers free travel protection. If you do, you may be able to purchase a low-cost travel insurance plan and use your credit card coverage to supplement your paid plan. You can also consider signing up for a new travel credit card that offers some perks and benefits you’ll be able to use. For example, Chase Sapphire travel insurance and American Express travel insurance automatically come with trip cancellation and interruption insurance, primary rental car coverage, baggage delay insurance, trip delay insurance, travel and emergency assistance services, and several other perks.

See More See Less
4

Get a travel insurance quote from at least three top travel insurance companies

Compare policies from several companies to ensure you get the best deal. We recommend using a travel insurance comparison tool like the one found on our site. Comparison tools take out all of the backwork and allow you to compare multiple providers side-by-side to get a clearer picture of what is being offered and how each plan lines up against the competition. They also allow you to see several price points to ensure you find the best deal for you.

See More See Less
5

Shop for a policy early

While not always the case, you may have better luck getting a good deal on coverage if you shop as early as you can. Ideally, you’ll begin comparing travel insurance plans as soon as you make your first trip deposit, even if the departure date for your trip is a year or longer away.

See More See Less
Passport and Plane Ticket

FAQs on Cheap Travel Insurance

What is the cheapest travel insurance plan?

Based on our research and comparison of 30+ providers, Nationwide insurance offered the cheapest travel insurance plans for general/comprehensive coverage. If you wan’t a plan for medical-only coverage, we found that WorldTrips travel insurance offered the most affordable options.

What's a good price for travel insurance?

You can typically find cheap travel insurance plans at around 4% of the total trip cost – sometimes even less.

In general, travel insurance usually costs around 5-6% of the total cost of your trip. Therefore, anything less is considered a good deal.

Ultimately, the exact cost of travel insurance depends on factors like where you’re traveling, when you’re traveling, the length of your trip, and more. Keep in mind that certain types of travel insurance, like Cancel for Any Reason insurance, can increase the price of your trip coverage.

What are the different types of cheap travel insurance?

The cheapest type of travel insurance is basic travel health insurance. However, there are many types of travel coverage included in cheap plans.

The most important types of coverage to look for when opting for cheap travel insurance are trip cancellation coverage, trip interruption protection, trip delay insurance, travel medical coverage, emergency evacuation insurance, and insurance for lost or delayed baggage.

How much does travel insurance cost, on average?

Based on our internal findings, the cost of a budget travel insurance plan ranges from $58 up to $751. However, the price for travel insurance will vary based on the details you input when you get a quote, such as your age, the length of your trip, and your total trip cost.

Is it worth it to pay for travel insurance?

Yes, travel insurance is worth the investment. Paying for travel insurance may seem like a waste of money if you never get to use it, but what this coverage really offers is peace of mind. Having travel insurance in place can make your trip considerably more worry-free, and you’ll have the financial protection you can count on if you become sick or injured during your trip, your bags are lost, or something else goes wrong at the worst possible time.

If you want to ease all your travel-related worries and truly enjoy each trip you’ve worked hard to pay for, investing in a travel insurance policy makes financial sense.

Is there a cheap option for pregnancy travel insurance?

Most affordable travel insurance plans won’t cover scenarios relating to a normal, healthy pregnancy or child birth. However, some may cover unexpected medical complications or emergencies relating to pregnancy. It’s important to check your policy or talk to a representative from the insurance company to understand your coverage and what pregnancy travel insurance benefits they specifically offer.

About the Author

Holly D. Johnson
Holly D. Johnson Personal Finance

Holly D. Johnson is an award-winning personal finance writer who covers topics like insurance, investing, credit and family finance. As a leading voice in the travel and loyalty space, Johnson has traveled with her family to more than 50 countries over the last decade.

The author has also written extensively on the power of household budgeting, and she even co-authored a book on the topic. Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love was originally published in 2017, and it teaches families how to use zero-sum budgeting to reach their financial goals. She is also the co-owner and founder of the family finance and travel website, ClubThrifty.com.

Johnson’s 10+ years of writing have focused on helping families make important financial decisions at each stage of their lives. The author also applies the financial principles she teaches to her own life, and she is currently on track to retire in her late 40’s with her partner. She currently lives in Central Indiana with her husband and children, and she is a regular contributor for Bankrate, CNN, Forbes, U.S. News and World Report Travel and many other notable publications.