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The Best Travel Insurance for Seniors in 2024

Plans for Seniors over 60, 70, and 80. Find good travel coverage at any age!
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  • Age is the number one factor that influences the cost of travel insurance, so seniors pay a slightly higher premium than younger travelers.
  • Many seniors’ travel insurance plans don’t have an age limit, so there are plenty of options for buying travel insurance over 70 and into your 80s & 90s.
  • Some companies offer specific travel insurance plans for senior travelers which can cover pre-existing conditions and are quite affordable.
  • Based on our research, the best travel insurance plans for seniors are from Seven Corners, Generali, Tin Leg, Trawick, AEGIS & FAYE. (skip ahead to view these plans).

Our picks for the best travel insurance for seniors in 2024

Advertiser Disclosure

Budget-Friendly Coverage

Generali Global Assistance

4.34
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Standard
Covers COVID
YES
Medical & Evacuation Limits Per Person
$50,000 / $250,000
Why We Like It

Editor's take

The Standard plan from Generali Global Assistance is a top choice if you’re seeking a cost-effective way to protect your trip. What sets this plan apart is its budget-friendly nature, making it accessible to a variety of travelers. Despite the cheap price, this comprehensive plan still offers luxurious perks and benefits and you are protected throughout every step of your journey.

To start, the Standard plan comes with comprehensive secondary emergency medical coverage with limits of $50K per person and medevac & repatriation coverage of $250k per person. While these limits are a bit lower than other plans and offer secondary coverage, they are great for travel within the U.S. or to neighboring countries. Note: the secondary medical coverage means you will be asked to pay the bills first and wait for reimbursement, therefore this plan is ideal for domestic travel or as a supplementary plan to your existing U.S. health insurance while you travel.

Highlights of medical coverage include:

  • Emergency medical and dental assistance
  • Medical treatments relating to COVID-19
  • Medical Evacuation
  • Accidental death & dismemberment while flying (exceptionally high coverage)
  • Repatriation

Trip Cancellation and Trip Interruption coverage also come standard with this plan. If you need to cancel your trip for one of the covered reasons, you can receive reimbursement for 100% of the trip cost, or up to 125% of the trip cost if your trip is interrupted.

Examples of covered reasons for cancellation include:

  • Medical Reasons / Covid-19 Sickness
  • Weather conditions / Hurricanes
  • Employment Layoff
  • Terrorism

Other notable benefits include coverage for your pet travel companion, travel delays, missed connections (for cruises and tours), identity theft while traveling, baggage delay/damage/loss, and emergency assistance and transportation. With this plan, you have free access to worldwide 24-hour emergency phone support and concierge services that can help book events, tours, restaurants, rental cars, offer advice, organize pick-ups, etc.

Whether you need assistance with medical emergencies or require guidance during your travels, the Generali Global Assistance team is ready to help. For added peace of mind, Generali Global Assistance offers a 10-day Money Back Guarantee.

What you won’t get standard with this plan is an extension of coverage if you are delayed or fall ill while traveling, reimbursement for rental car damage, or coverage for sports or adventure activities. However, you can pay extra to customize your plan with optional coverage add-ons to include coverage for Cancel for Any Reason and Interruption for Any Reason.

PROS

  • Lowest cost of all Generali Global Assistance plans
  • 24/7 emergency travel assistance included
  • Telemedicine included

CONS

  • Lower coverage than other Generali plans
  • Pre-existing conditions are not covered by the Standard plan
  • No coverage for accidental death and dismemberment during on-land travel

Best for Emergency Medical Coverage

Tin Leg

4.6
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Gold
Covers COVID
YES
Medical & Evacuation Limits Per Person
$500,000 / $500,000
Why We Like It

Editor's take

The Tin Leg Gold plan continually ranks as one of the cheapest policies but offers high medical benefits and comprehensive cancellation coverage. This plan is specifically designed for travelers who want coverage for a bit of every scenario while traveling. However, it places high importance on your health while traveling.

The Gold plan’s impressive medical coverage includes a $500,000 limit for both primary emergency medical assistance and medical evacuation assistance – ensuring you can get the treatment you need and are returned home safely should anything happen while away. Best of all, the primary coverage means no deductibles or out-of-pocket expenses. Tin Leg will pay the bills for you.

Another major highlight of the Gold plan is its coverage of Pre-Existing Conditions. If you purchase Tin Leg Gold within 14 days of booking your trip and insuring the full trip cost, pre-existing conditions will be covered under the plan limits. This makes the plan great for older travelers or those who may have a flare-up.

At a glance, the following medical coverage comes standard:

  • Emergency medical assistance
  • Medical evacuation & repatriation
  • Accidental death & dismemberment
  • Medical coverage for COVID-19 sickness
  • Pre-existing conditions (when meeting waiver criteria)
  • Sports & adventure (exclusions apply)

The great coverage doesn’t stop at solely medical care. Another strong suit of the Tin Leg Gold plan is the Cancellation coverage which can reimburse you for up to 100% of the trip cost if you cancel or 150% of the trip cost if your travel is interrupted – due to reasons included in the policy.

Examples of some covered reasons for cancellation include:

  • Medical reasons
  • COVID-19 sickness
  • Inclement weather
  • Terrorism
  • and more…

Other notable travel benefits that manage to cover a bit of everything include coverage for:

  • Travel Delays
  • Missed Connections
  • Baggage delay/damage/loss
  • Sports gear/equipment delay/damage/loss
  • Optional Cancel For Any Reason cover

However, if travel delay & baggage coverage are extra important to you, it’s good to note that this plan has lower limits for reimbursement than other plans on our list when it comes to these scenarios. That said, it also offers higher medical limits at a fraction of the price of other providers. So, it’s up to you and your needs.

With a 14-day money-back guarantee and 24-hour travel assistance service, Tin Leg Gold goes above and beyond to ensure customer satisfaction and support. This policy truly stands out as a top choice for travelers who prioritize their well-being and want comprehensive coverage for their trips.

PROS

  • Excellent primary coverage for medical expenses
  • High limit for emergency evacuation coverage
  • Optional cancel for any reason (CFAR) coverage available
  • Comes with coverage for hurricanes and inclement weather
  • Coverage for pre-existing conditions is available if purchased within 14 days of the trip deposit

CONS

  • Baggage delay coverage requires a 24-hour waiting period
  • Low coverage limits for baggage and personal effects

Great Mid-level Plan for Healthy Seniors

Trawick International

4.14
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Safe Travels Protect
Covers COVID
YES
Medical & Evacuation Limits Per Person
$25,000 / $250,000
Why We Like It

Editor's take

Several of Trawick’s plans rank among our top-selling plans, but the Safe Travels Protect is Trawick’s most popular plan among seniors. It’s a solid middle-of-the-road plan that can cover you in most travel scenarios.

This plan is ideal for healthy seniors as it has lower medical coverage limits of $25,000 for treating accidents and illnesses that occur while you’re away. While this may not be enough for some more expensive health interventions, this plan has strong Medical Evacuation coverage of $250,000 that can repatriate you to the United States to a suitable hospital where your primary healthcare can take over.

This plan also offers up to 100% reimbursement for trip costs for cancellations and interruptions as outlined by the policy. You’ll get coverage for travel delays, baggage delays, lost personal items, and missed connections.

Note that this plan doesn’t cover pre-existing conditions and has a lookback period of 180 days.

Cheapest Coverage

AEGIS

4.07
GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Go Ready Choice
Covers COVID
Yes
Medical & Evacuation Limits Per Person
$500,000 / $500,000
Why We Like It

Editor's take

We recommend the AEGIS GoReady Choice plan which offers coverage for trip cancellation, medical visits, emergency evacuation, baggage delay, accidental death, repatriation, and some sports accidents. This also includes coverage for situations like COVID. For example, you can also extend your trip up to 7 days if you end up having to quarantine.

AEGIS is a budget provider but offers solid plans for people who want travel insurance but need to reduce the cost. Seniors often fit this category as age can increase insurance premiums to levels that may break your budget.

One way AEGIS is able to offer cheaper plans is through offering secondary medical coverage. This means you’ll be asked to pay the initial medical bills and file for reimbursement. Although this may seem inconvenient, choosing this option can end up saving you hundreds on your travel insurance premium.

PROS

  • One of the cheapest providers around
  • Comprehensive coverage on a budget
  • Strong cancellation & interruption coverage
  • Optional upgrade covers pre-existing conditions

CONS

  • Secondary medical coverage (not primary)

Strong Coverage & Easy to Use

Full Policy Details

Faye Travel Insurance

4.5
Check Pricing via the Faye website
Preferred Plan
Faye Travel Protection Plan
Covers COVID
Yes
Medical & Evacuation Limits Per Person
$100,000 / $500,000
Why We Like It

Editor's take

Faye is a newer provider that offers great travel coverage that is completely customizable. The coverage limits are high, and it’s well-known for how easy it is to buy and manage your plan through Faye. 

Faye boasts strong medical insurance that includes coverage for pre-existing medical conditions when you book within 14 days of your initial trip deposit. The lookback period is around six months (180 days). You will also love how easy it is to manage your booking and file a claim.

Faye offers an app-based service providing a streamlined user experience. The claims process is known for being one of the fastest around, and Faye is quickly growing to be a major contender and disruptor in the travel insurance game. 

PROS

  • Friendly agents
  • Easy-to-use mobile app
  • Fast reimbursements for eligible claims
  • Prompt replies to questions

CONS

  • Long wait times for reimbursement
  • Difficulty reaching Faye outside of email & virtual chat

Why seniors need travel insurance

Senior citizens can benefit the most from travel insurance given their advanced age and increased risk of illness and injury.

  1. Senior travelers are more likely to become ill or injured while away from home, just as they are more likely to have pre-existing medical conditions that could flare up. Travel insurance can cover you for pre-existing medical conditions, pay for you to be treated while away or send you home to a hospital of your choice.
  2. Additionally, Medicare and Medicaid programs don’t cover you while traveling abroad. This means without a travel insurance plan, seniors run the risk of having to pay out of pocket for any medical treatment received while abroad. This can add up quickly depending on the severity of your ailment.
  3. Lastly, travel insurance can reimburse you for the total cost of your trip if need to come home early or cancel your trip altogether. These coverages are especially beneficial to seniors who are statistically more likely to use them.

Do seniors on Medicare need travel insurance?

In most cases, Medicare and Medicaid will not cover you outside of the US, so it’s important to purchase a travel insurance policy that will cover you during your vacations abroad.

However, there are rare occasions where Medicare may cover you for any medical treatment you receive in a foreign country, these include:

  • You are traveling through the US when a medical emergency occurs and a foreign hospital is closer to you than the nearest US one.
  • You are traveling through Canada by the most direct route between Alaska and another U.S. state and a medical emergency occurs. A Canadian hospital is closer than the nearest US hospital which can treat your emergency.
  • You live in the US but a foreign hospital is far closer to your home than a US hospital.

For senior citizens taking a cruise, your Medicare may cover you if the ship is within 6 hours of a U.S. port. However, if the ship is further than 6 hours, you will not be covered - this is where a travel insurance policy can help.

Although the Medigap policy is designed to cover emergency medical care that you get outside the U.S., it is not without its drawbacks. This is seen especially in Medigap’s lifetime limit of $50,000 - costs can often run into the hundreds of thousands and having a comprehensive travel insurance policy can help cover the cost of any expensive medical bills.

Does travel insurance cover seniors with pre-existing conditions?

Certain travel insurance policies are made to cover people with pre-existing conditions. Generally speaking, to qualify for the pre-existing medical condition exclusion waiver you should buy your plan right after your first trip deposit.

On average, senior citizens are far more likely to have underlying health problems and pre-existing conditions which could flare up on a trip. Ensuring your policy has a pre-existing medical condition exclusion waiver will remove any exclusions for illnesses or conditions you already have.

You can read our full guide to travel insurance for pre-existing conditions here.

Here are some of the top picks for plans that cover pre-existing conditions for seniors:

Passport and Plane Ticket

We recommend the following coverage for senior travelers:

  1. Emergency travel medical coverage of at least $250k for trips abroad
  2. Medical evacuation coverage of at least $250k
  3. Coverage for pre-existing medical conditions
  4. Repatriation of remains in case of death
  5. Trip cancellation and interruption coverage

Optional coverage to consider:

  1. Cancel for Any Reason coverage (optional)
  2. Annual travel coverage (optional)

Let’s have a look at each of these in greater detail.

Travel medical insurance coverage ($250,000+)

Since US health insurance (including Medicare and Medicaid) doesn’t usually work abroad, it’s important to buy adequate medical coverage. Having a medical emergency away from home can be incredibly costly, and that’s especially true if you require hospitalization, surgery, or long-term treatment and rehabilitation. Due to the increased probability of needing complex medical interventions, we suggest that seniors opt for policies that come with at least $250,000 in coverage for medical care. Most travel insurance plans now include standard protection for COVID-19-related treatments or hospitalizations, as well as insurance that pays for quarantine if you’re required to isolate during your trip.

Medical evacuation coverage ($250,000+)

We also recommend having at least $250,000 in coverage for medical evacuation. This type of coverage ensures you make it to a facility where you can receive adequate treatment. This even means flying you back to the US for treatment at a hospital of your choice. That said, being transported in a plane, a helicopter, or an ambulance to the nearest hospital or clinic can become costly when paying out of pocket. This type of coverage typically includes the repatriation of remains if you or a travel companion pass away while traveling.

Note: this coverage is especially important for seniors planning a cruise vacation. Not all cruise insurances cover medical evacuation, so it’s best to check before buying.

Coverage for pre-existing medical conditions

it’s extremely important to know ahead of time what is and isn’t covered under your plan. If you have recently recovered from a medical condition or you have a chronic disease that requires ongoing care, you’ll want to look for a travel insurance policy that offers coverage for pre-existing conditions. Not all travel insurance covers pre-existing conditions, so make sure you read the fine print.

Insurance for repatriation of remains

Coverage for the repatriation of remains is essential if you or your travel companion unexpectedly dies during a trip. For example, this type of coverage can help pay for transporting the body back to the US from the UK. It can also pay for a basic casket used for transport, as well as third-party air and ground shipping expenses. While you may not end up using this coverage, you will likely wish you had it in the event that you need it.

Optional cancel for any reason (CFAR) coverage

Your insurance company may also offer Cancel for Any Reason protection as an optional add-on to your plan. This type of coverage will make your travel insurance policy cost more, but it lets you cancel for any reason at all and get between 50% and 75% of your pre-paid, non-refundable travel expenses back.

Optional annual insurance plans

Annual travel plans are particularly well-suited for retirees and seniors who travel frequently. Annual travel insurance plans cover multiple trips to multiple destinations for a full calendar year from the date the policy begins. If you travel regularly, this type of coverage can often work out cheaper than getting several single-trip policies for each trip you take.

How much does senior travel insurance cost?

The average cost of travel insurance for senior travelers depends on various factors such your age, destination, trip length, trip Cost, pre-existing health conditions, plan upgrades, and more. However, age is the number one factor.

Here is a look at the average cost of travel insurance for seniors over 60 based on sales data from the past year*.

Traveler Age Range Average Cost of Travel Insurance
60-64 $485
65-69 $569
70-74 $741
75-79 $615
80-84 $794
85+ $719

*Internal sales data from LA Times visitors that purchased travel insurance from 09/2023 - 09/2024

How to reduce the cost of travel insurance for seniors?

Age is the number one factor that causes travel insurance premiums to increase in price. The older you are, the more expensive you are to insure. It’s not unheard of for some travel insurance to cost seniors upwards of $1,000 per person. Therefore, it’s important to understand how you can reduce the cost of your travel insurance premium by adjusting a few variables.

Here are a few tips on how to save money on travel insurance for seniors:

Select secondary medical coverage

Medical coverage comes in two forms, primary coverage and secondary coverage. Primary coverage pays the medical bill directly for you whereas secondary coverage requires you to pay the bill and request a reimbursement from your insurance provider. Although primary coverage is more comfortable, you can save hundreds on a travel insurance policy by foregoing primary coverage and opting for secondary coverage instead.

Forego trip cancellation reimbursement coverage

When buying a travel insurance policy, you’ll also have the option to choose trip reimbursement coverage. This means if you cancel or cut your trip short, you may be eligible to receive a refund for the cost of your trip. While this coverage is extremely beneficial to have as a backup, it’s also expensive. Opting for trip cancellation coverage typically doubles the cost of your travel insurance policy, and in some cases, it can even triple the cost. Therefore, opting out of trip reimbursement presents a great opportunity to reduce your travel insurance premium by 50% or more.

Opt for lower medical / medevac limits

Medical insurance is arguably the most important type of coverage for senior travelers who are at higher risk for illness and injury. Therefore, it’s important to make sure you have high enough limits for potential medical emergencies and medical evacuations without going overboard. Opting for excessively high limits can make your policy prohibitively expensive. Therefore, we recommend opting for just enough coverage without exceeding your needs as a means to reduce the overall cost of your travel insurance policy. Keep in mind that $250,000 of medical coverage and $500,000 of medical evacuation coverage is likely enough for most travelers and destinations.

Here are some tips to help you choose the best protection for your trip:

1

Use a comparison tool to help you choose

Using a travel insurance comparison website is the best way to compare multiple travel insurance plans from different travel insurance companies side-by-side. You’ll want to compare at least three or four travel insurance plans before you make your decision. Not only can a comparison site let you see the kinds of coverage that may be available to you, but it can help you understand pricing so you can make your decision. Our comparison tool makes it especially easy to compare plans all in one place.

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2

Look for age restrictions

Check the restrictions on the travel insurance plans you are considering. Age restrictions and pre-existing health conditions are two of the most important factors to check when buying seniors’ travel insurance. Although most companies will let you purchase any plan at any age, some may limit coverage to individuals who are under the age of 75. Travel insurance for seniors over 80 isn’t out of the question, yet there are limited polices for those of a certain age bracket.

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3

Check your existing coverage and avoid overlaps

Before you invest in a travel insurance policy, you should look at the coverages you already have. For example, if you’re on Medicare and are traveling close to home, you should already have medical insurance coverage in all 50 states as well as in U.S. territories.  Credit card coverage can also be useful if you used the card to pay for major components of your trip. Credit card travel insurance coverages and limits vary, but you may find that your card has some coverage for trip cancellations and interruptions, travel delays, and lost or delayed baggage that is enough for some trips. If you don’t have any the above coverages already in place or if you are a senior traveling internationally, opting to purchase travel insurance is often worth it to give you peace of mind.

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4

Read the fine print and check for any exclusions

Finally, read over your entire policy from front to back including all disclosures to see if there are any restrictions that the company doesn’t emphasize. Many travel insurance policies come with a 10-day money-back guarantee, so you may be able to cancel your policy and get a refund if you don’t like what you see.

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How to compare travel insurance for seniors

With all the options on the market, it can be difficult to make a decision and know if you are making the right one.

We researched all the best travel insurance providers to narrow down our shortlist of the best plans for seniors. Below you can compare coverage for the plans we mentioned above. Select the plan from the drop-down menu to compare coverage side by side.

Seven Corners
Seven Corners Trip Protection Choice
Generali Global Assistance
Generali Global Assistance Standard
Compare plans from providers side by side
Type of medical coverage
Primary
Secondary
Emergency Medical
$500,000
$50,000
Medical Evacuation & Repatriation
$1,000,000
$250,000
Covers COVID
YES
YES
Pre-Existing Conditions
Waiver Available
NO
Extension Of Coverage
YES
NO
Non-Medical Evacuation
$20,000
NO
Trip Cancellation
100% trip cost
100% trip cost
Trip Interruption
150% trip cost
125% trip cost
Travel Delays
6+ hours
10+ hours
Missed Connection
3+ hours Cruise & tour only
3+ hours Cruise & tour only
Baggage Loss
YES
YES
Baggage Delay
6+ hours
24+ hours
24 Hour AD&D
$20,000
NO
Flight Only AD&D
NO
$50,000
Common Carrier AD&D
$40,000
NO
Sports & Activities
Some Sports
NO
Sports Equipment Loss
YES
NO
Sports Equipment Delay
Optional Add-on
NO
Sports Fees
YES
NO
Rental Car Damage
Optional Add-on
Optional Add-on
Money Back Guarantee
YES
YES
24 Hour Assistance Service
YES
YES
Cancel For Any Reason
Optional Add-on
NO
AMBest Rating
Better Business Bureau Rating
Passport and Plane Ticket

Travel Insurance for Seniors Frequently Asked Questions (FAQ)

Do I need travel insurance if I have Medicare?

Yes, medicare doesn’t work outside of the United States. Therefore, if you are headed abroad, you should buy travel insurance.

However, even if you plan to travel within the United States, you may want to consider buying travel insurance as it can cover many things that Medicare and Medicaid may not cover. Namely, travel insurance can cover trip delays, cancellations, interruptions, lost baggage, and more. Additionally, in some cases, the medical evacuation and rescue coverage on a travel insurance policy may be more comprehensive than relying on Medicare.

In short, we recommend buying travel insurance even if you have Medicare, especially if you plan to travel abroad where Medicare coverage does not exist.

Can you get travel insurance if you are over 75?

Yes, people 75 and older can still get travel insurance from most providers. In fact, you can typically buy travel insurance at any age, but plan options may be a bit more restricted.

This question may stem from the fact that some insurance providers limit certain plans to people under the age of 75 as a way of limiting their financial risk. However, the majority of companies do not have any age requirements. With this in mind, it’s always best to double-check the fine print before you buy.

Using a comparison tool can help you filter out policies based on the age of the traveler to ensure you find a plan that is suited for your age.

Lastly, buying a dedicated seniors’ travel insurance plan may be better than buying a traditional plan if you are over the age of 80 as it can often include coverage for pre-existing conditions.

Can seniors get a discount on travel insurance?

While senior citizens often get discounts on other services, the insurance industry is highly-regulated. Therefore, it’s generally illegal for providers to offer discounts on travel insurance. That said, there are many budget-friendly insurance plans which are available to virtually anyone. Some providers also offer specific plans tailored for seniors which can help you save some money if you are looking for a cheap senior travel insurance policy. Shopping around or using a comparison tool are the best ways to ensure you get a good deal on travel insurance.

Does travel insurance cover the death of an elderly parent?

Yes, most travel insurance plans will cover you if your parent passes away while you are traveling regardless of if they are traveling with you or not.

  1. Most trip cancellation and interruption policies allow you to annul your trip and receive a full reimbursement if a close family member suddenly passes away.
  2. Additionally, the repatriation of remains is often covered under medical evacuation insurance which can take care of returning the body of a loved one who unexpectedly passes away while traveling. This can include preparation of the body, a casket for transport, legal documents and fees passed on by airports and air carriers, and transportation to your home country for proper burial.
  3. Lastly, many insurance plans also include payouts for accidental death and dismemberment that may unexpectedly occur on a trip.

What’s the most important travel insurance coverage for seniors?

Senior travelers should ensure they have a travel insurance policy that offers emergency medical coverage, at a minimum. They should also consider coverage for any pre-existing conditions. Secondly, medical evacuation coverage is important as this will ensure they can be transported to a hospital free of charge.

Plans that provide medical evacuation usually come with basic emergency medical coverage included. However, there are cases where emergency medical plans don’t include evacuation coverage. Therefore, it’s a good idea to confirm this before buying.

Which travel insurance is best for senior citizens?

We recommend getting a plan for seniors that includes travel health insurance, medical evacuation insurance that includes repatriation and Cancel for Any Reason insurance. This will ensure you are covered for health treatments, emergency transport to a hospital, repatriation in case of death, and canceling your trip for any reason whatsoever. Ultimately, the best travel insurance plan for seniors will depend on the types of coverage you need the most, where you are traveling to, and other specifics of your trip. Keep an eye out for any age-related exclusions when you buy, as well as pre-existing conditions.

What is the best travel insurance for seniors over 70?

Anyone over the age of 70 should look for health insurance that works in their country of destination, as well as medical evacuation coverage and insurance for repatriation of remains. These types of international travel insurance for seniors are suitable for people who may be prone to health emergencies. As an added benefit, Cancel for Any Reason insurance could be useful to add in case you need to cancel your trip for unexpected reasons.

Does AARP offer travel insurance?

AARP doesn’t offers comprehensive travel insurance, but it does offer a slight discount on MedJet Assist’s medical transport service. AARP also offers traditional health insurance plans through UnitedHealthcare that can help cover you for health-related claims if you are traveling within the US.

For more information, check out our full AARP travel insurance guide.

About the Author

Holly D. Johnson
Holly D. Johnson Finance Expert

Holly D. Johnson is an award-winning personal finance writer who covers topics like insurance, investing, credit and family finance. As a leading voice in the travel and loyalty space, Johnson has traveled with her family to more than 50 countries over the last decade.

The author has also written extensively on the power of household budgeting, and she even co-authored a book on the topic. Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love was originally published in 2017, and it teaches families how to use zero-sum budgeting to reach their financial goals. She is also the co-owner and founder of the family finance and travel website, ClubThrifty.com.

Johnson’s 10+ years of writing have focused on helping families make important financial decisions at each stage of their lives. The author also applies the financial principles she teaches to her own life, and she is currently on track to retire in her late 40’s with her partner. She currently lives in Central Indiana with her husband and children, and she is a regular contributor for Bankrate, CNN, Forbes, U.S. News and World Report Travel and many other notable publications.

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