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Best General Liability Insurance of 2024

General liability coverage starts as low as $21.25/month.*

*Applies to quotes made through SimplyBusiness only. Monthly payment calculations (i) do not include initial premium down payment and (ii) may vary by state, insurance provider, and nature of your business. Averages based on July-September 2023 data of 10% of total SimplyBusiness policies sold.

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  • General liability insurance is the most common type of business insurance thanks to its wide-reaching coverage that protects businesses from claims of bodily injury, property damage, and personal injury resulting from business activities or visits to your property.
  • General liability insurance isn’t required by law but is highly recommended for all businesses since its protection is so broad. We recommend combining it with other types of policies for greater coverage.
  • General liability insurance is often combined with professional liability insurance, which covers more abstract risks, such as errors in your work or omissions of important information when advice is offered by your business.
  • Note: general liability won’t cover damage to automobiles, injuries to employees, business malpractice, or acts of sabotage. For this, you will need additional coverage such as workers comp, and professional liability insurance.
  • Use our tool to get an online quote or call and speak to an insurance professional who can help you build a policy that works for your business.

Thanks to its wide-reaching coverage, general liability is one of the most highly recommended business insurance types for companies of any size.

Plans can start at just a few hundred dollars per year, for around $1 million in coverage.

General liability can protect against physical risks such as bodily injury or property damage and theft, but it can also protect against intangible risks such as personal injury like libel and slander. For these reasons, we recommend that all businesses look into getting general liability as a minimum protection for your operations.

Below we have listed some of our top picks for general liability providers and give you a rundown of all you need to know about this type of coverage.

Our top picks for the best general liability insurance

Advertiser Disclosure
Company Name
Specialized For
AM Best Financial Strength Score
View Plans
Accredited Insurance
Accredited Insurance
Small Businesses
A- (Excellent)
Hiscox Insurance
Hiscox Insurance
Small Businesses
A (Excellent)
Harborway Insurance
Harborway Insurance
Small Businesses
A+ Superior)
Preferra Insurance Company RRG
Preferra Insurance Company RRG
Health & Wellness Trades
A- (Excellent)
RLI Insurance
RLI Insurance
Home-based Businesses
A+ Superior)
Markel Insurance
Markel Insurance
Contracting & Professional Service Trades
A (Excellent)
Frank Winston Crum Insurance
Frank Winston Crum Insurance
Contracting & Construction Trades
A- (Excellent)
ABIC Insurance
ABIC Insurance
Contracting & Construction Trades
A (Excellent)
Clear Blue Insurance
Clear Blue Insurance
Contracting & Construction Trades
A- (Excellent)
Advertiser Disclosure

Accredited Insurance

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AMB Financial Strength
A- (Excellent)
Specialized for:
Small Businesses

Why We Like It

Accredited Insurance is backed by the massively-known Travelers Insurance with whom it co-built a General Liability policy tailored specifically for small businesses.

Accredited offers insurance in all 50 states as well as Washington DC and has been in business for over 50 years. The company has proven itself for its high-quality service, stability, and integrity.

Accredited also has a strong financial strength rating of A- from AM Best. This means you can rest easy knowing that you will be supported by a strong company should anything go wrong.

Coverage Highlights

Contractors opting for General Liability through Accredited gain access to:

  • $1M Occurrence limit & $2M Aggregate limit

Non-contractors have the option of plans ranging from:

  • $100k occurrence limit & $300k Aggregate limit
  • $1 million occurrence limit & $2 million aggregate limit

Other coverage highlights include:

  • $100k in coverage for damage to rented premises
  • $5k in coverage for medical payments;
  • Waiver of Subrogation (optional)
  • Blanket Additional Insured endorsements (optional)

Hiscox Insurance

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AMB Financial Strength
A (Excellent)
Specialized for:
Small Businesses

Why We Like It

Hiscox is one of the largest insurance providers in the US and operates in all 50 states. It offers serval types of coverage options to suit your needs including:

  • General liability insurance
  • Professional liability insurance
  • Business personal property insurance (add-on)

Hiscox specializes in insurance for small and micro-businesses and its robust coverage options are available for tons of business types & trades. Hiscox also has over 120 years of experience behind its name as part of the original Lloyds group from 1901. This long track record speaks volumes for how trustworthy Hiscox is.

Coverage Highlights

General Liability Coverage through Hiscox offers your choice of access to:

  • $1 million occurrence limit & $2 million aggregate limit
  • $2 million occurrence limit & $3 million aggregate limit

Other coverage highlights for General Liability include:

  • $100k in coverage for damage to rented premises
  • $5k in coverage for medical payments
  • Blanket Additional Insured endorsement (automatically included)
  • Waiver of Subrogation endorsement (optional)

Professional Liability Coverage through Hiscox offers your choice of access to:

  • $1 million occurrence limit & $1 million aggregate limit
  • $2 million occurrence limit & $2 million aggregate limit
  • $3 million occurrence limit & $3 million aggregate limit

Business Personal Property add-on:

  • Business Personal Property coverage is available as an add-on to your Hiscox General Liability policy
  • Choice of coverage limits: $5k, $10k, $15k, $20k, or $25k

Harborway Insurance

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AMB Financial Strength
A+ Superior)
Specialized for:
Small Businesses

Why We Like It

Harborway is a lesser-known provider that offers specialized coverage for:

  • General liability insurance
  • Business personal property insurance
  • Inland marine insurance

This provider offers great coverage for equipment and items you transport or store off-premises makng is great for companies that send employees to work off-site or occaisionally do field work.

While Harborway isn’t an AM Best rated company, it is reinsured by Munich Re which has an AM Best financial strength rating of A+.

Coverage Highlights

General Liability Coverage through Harborway offers access to:

  • $1 million occurrence limit & $2 million aggregate limit

Other coverage highlights for General Liability include:

  • $100k in coverage for damage to rented premises;
  • $5k in coverage for medical payments;
  • Waiver of Subrogation (optional)
  • Blanket Additional Insured endorsement (automatically included)
  • Contractors’ Errors & Omissions endorsements (optional)

Business Personal Property Coverage through Harborway offers access to: *Property limits of $5k, $10k, $15k, $20k, $25k, and $50k *Blanket Additional Insured endorsement (automatically included)

Inland Marine Coverage through Harborway offers access to:

  • $5k or $10k coverage limits on inland marine property
  • Blanket Additional Insured endorsement (automatically included)

Preferra Insurance Company RRG

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AMB Financial Strength
A- (Excellent)
Specialized for:
Health & Wellness Trades

Why We Like It

Preferra offers high level General Liability and Professional Liability coverage for social workers, and health & wellness professionals.

Preferra’s plans are specifically tailored to offer high-quality and robust ($3 to $4 million) coverage limits.

Preferra is more than an insurance company. It understands the specific needs of health workers. In fact, their oversight board is made up not only of insurance experts but also social workers who understand the health and wellness field better than anyone. With social workers onboard, they always work toward the needs and interests of its clients.

This allows you peace of mind to focus on what matters most – helping your patients and clients.

Coverage Highlights

General Liability Coverage through Preferra offers access to:

  • $1 million occurrence limit & $3 million aggregate limit

Professional Liability Coverage through Preferra offers your choice of access to:

  • $1 million occurrence limit & $3 million aggregate limit
  • $2 million occurrence limit & $4 million aggregate limit

RLI Insurance

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AMB Financial Strength
A+ Superior)
Specialized for:
Home-based Businesses

Why We Like It

RLI Insurance specializes in offering affordable General Liability coverage for home-based businesses. RLI is available nationwide in all 50 states as well as in Washington DC. Through RLI, your home business can get General Liability coverage regardless of whether the business functions take place at home, or on the road. This makes it optimal even for companies that run events or visit industry trade shows away from their main home office. As an added benefit, you have the option of bundling a customizable Business Personal Property insurance plan with your General Liability plan to ensure all of your coverage needs are met. More on that below.

Coverage Highlights

With General Liability through RLI, you can gain access to:

  • $1 million occurrence limit & $2 million aggregate limit

Other coverage highlights include:

  • $50k in coverage for damage to rented premises;
  • $5k in coverage for medical payments;
  • Waiver of Subrogation (optional)
  • Blanket Additional Insured endorsements (optional)
  • Business Personal Property (optional add-on)

Business Personal Property add-on:

  • Business Personal Property coverage is available as an add-on to your RLI general liability policy
  • Coverage is available in increments of $5k up to a total coverage of $100k

Garagekeepers Legal Liability add-on: *Available only to Car Detailing businesses as an add-on to your RLI general liability policy *Limits of $30k or $60k

Markel Insurance

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AMB Financial Strength
A (Excellent)
Specialized for:
Contracting & Professional Service Trades

Why We Like It

Markel Insurance Company is a nationwide insurance provider with over 70 years of experience. It offers General Liability coverage for niche small businesses including contractors and other professional services. Markel is known for its exceptional customer service and its overarching customer-first company policy which prioritizes offering good guidance ahead of selling policies. Markel has also set a robust goal of becoming the premier claims-handling organization in its industry. As such, it works to maintain the highest ethical standards and offer fair and equitable claims services to all customers. This makes it an ideal partner for insured parties.

Coverage Highlights

With General Liability through Markel, you can gain access to:

  • $1 million occurrence limit & $2 million aggregate limit

Other coverage highlights include:

  • $100k in coverage for damage to rented premises
  • $5k in coverage for medical expenses
  • Waiver of Subrogation (optional)
  • Blanket Additional Insured endorsements (optional)

Frank Winston Crum Insurance

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AMB Financial Strength
A- (Excellent)
Specialized for:
Contracting & Construction Trades

Why We Like It

Frank Winston Crum Insurance Company specializes in providing expansive General Liability coverage at competitive prices for contractors and other construction-related businesses.

More notably, Frank Winston Crum is an admitted program which means it has met the regulations set by the state Department of Insurance.

This is great for insured parties as it means that if the insurer were to fail, the state would intervene and pay claims on its behalf. However, the chances of failure are slim given its A- financial rating from AM Best. Another highlight to mention is that its coverage automatically includes features that are typically add-ons with most other plans.

Coverage Highlights

With General Liability through Frank Winston Crum, you can gain access to:

  • $1 million occurrence limit & $2 million aggregate limit

Other coverage highlights include:

  • $300k in coverage for damage to rented premises
  • $10k in coverage for medical payments
  • Waiver of Subrogation (automatically included)
  • Blanket Additional Insured endorsements (automatically included)

ABIC Insurance

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AMB Financial Strength
A (Excellent)
Specialized for:
Contracting & Construction Trades

Why We Like It

ABIC-RRG is short for American Builders Insurance Company. As the name sounds, ABIC specializes in plans for:

  • general contractors
  • artisans
  • handymen
  • electricians
  • and other trades in the building and construction sector.

Given the company’s niche experience, it is a great option for small businesses in the construction industry. ABIC offers expansive General Liability coverage and has skilled agents who will evaluate every insurance account based on the needs of the individual business.

Coverage Highlights

With General Liability through ABIC, you can gain access to:

  • $1 million occurrence limit & $2 million aggregate limit

Other coverage highlights include:

  • $100k in coverage for damage to rented premises
  • $5k in coverage for medical payments
  • Waiver of Subrogation (optional)
  • Blanket Additional Insured endorsements (optional)

Clear Blue Insurance

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AMB Financial Strength
A- (Excellent)
Specialized for:
Contracting & Construction Trades

Why We Like It

If you need specialized General Liability insurance with a professional claims team to meet your contracting needs, Clear Blue is a solid choice. Clear Blue General Liability Insurance is specifically tailored for the construction industry with add-on options to help minimize your risks.

Clear Blue covers a wide range of contracting trades across the US but, with its headquarters in Charlotte, NC, mostly specializes in covering contractors in the Southeastern states.

It’s backed by the larger Frank Winston Crum group and has an excellent AM Best financial strength rating of A- VIII. This backing also makes them an admitted program which means it has met the regulations set by the state Department of Insurance (DOI). This is great for insured parties as it means that if the company were to fail, the state would intervene and pay claims.

Coverage Highlights

Contractors opting for General Liability through Clear Blue Insurance gain access to:

  • $1 million occurrence limit & $2 million aggregate limit

Other coverage highlights include:

  • $300k in coverage for damage to rented premises
  • $10k in coverage for medical payments
  • Waiver of Subrogation (automatically included)
  • Blanket Additional Insured endorsements (automatically included)
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What is general liability insurance?

“General liability insurance” is a type of business insurance that helps protect businesses from potential claims due to injuries or property damage.

If someone or something is damaged as a result of your business operations, this insurance can provide coverage.

It typically covers legal costs associated with defending the claim and helps pay any settlements or judgments against you as well as medical bills for visitors on your premises.

Commercial general liability (CGL) policy payouts can also cover the cost of repairing customer property that’s accidentally damaged by someone working for your company.

What is the difference between professional liability and general liability?

General liability insurance covers claims related to bodily injury, property damage, advertising injury, libel, and slander. Professional liability typically does not cover these types of claims. Instead, it covers claims resulting from negligence, malpractice, mistakes made by employees, or bad advice offered by your company.

Professional liability, also known as errors and omissions insurance, is particularly common among white-collar workers like doctors, lawyers, consultants, and companies that offer advice.

How does general liability insurance work for a small business?

General liability insurance protects your businesses in case you are held legally responsible for bodily injury and property damage to third parties who are on your premises or who have been affected as a result of business operations.

For example, imagine that you own a small landscaping business and one of your employees accidentally damages a client’s expensive outdoor furniture while working on their property. Now, imagine that the client demands compensation for the damage, and you are found to be liable. Without general liability insurance, you would be responsible for paying the client out of pocket.

However, with general liability in place, your insurance policy typically would cover expenses related to legal defense and settlements or judgments that result from the client’s claim.

Depending on the specifics of your policy, general liability insurance may also cover other types of claims, such as those related to advertising injury or product liability as well as pay for lost wages if someone alleges slander or libel against your company.

While this is just a small-scale example, it’s easy to see how the damages could be much worse depending on your company’s activities. Therefore, it’s a good idea to assess your risk and understand how much coverage you may need.

Ultimately, this type of coverage is made to help protect the financial health and reputation of any size business should an unforeseen incident occur.

What happens if you don’t have general liability insurance?

While you are not legally required to carry general liability insurance, it can save your business if someone is injured or their property is damaged during business operations. Without general liability coverage, you run the risk of facing significant financial costs and liability if an incident or accident occurs. This can include expensive legal fees to defend yourself in court and protect your assets and reputation.

Moreover, even if the case does not go to court, unpaid medical bills for visitors injured on premises can result in lawsuits and further financial strain on your business. If found liable for damages caused by negligence or libel/slander resulting from advertising injury, judgments against your business may require payments far beyond what you can afford. This could ultimately result in bankruptcy and the closure of your small business.

That said, let’s look at what you would be covered for if you were to take out a general liability insurance policy.

What does general liability insurance cover?

A general liability policy typically provides coverage for:

As with any type of insurance, there will be coverage limits and exceptions depending on the policy you choose. However, this list is typically applicable to all general liability insurance.

Here is a look at that list in greater detail.

Property damage & theft

General liability insurance can cover damages to physical property owned by the policyholder, such as buildings, equipment, inventory, and the theft of money or other valuable items from the premises. Additionally, it can cover costs for replacing or repairing damaged property as well as lost income due to business interruption.

Bodily injuries that your business may have caused

If someone is injured on your property, General liability insurance can provide coverage for associated medical expenses. This includes coverage for third parties not employed by the company. These could be visitors to your premises, customers, clients, or passersby who sustain an injury on your property or as a result of your business operations. Some examples include slip-and-falls, accidental fires or explosions, punctures, and other types of accidents.

Personal injury

Personal injuries refer to non-physical damages such as libel, slander, copyright infringement, and false advertising. General liability plans can protect you from damages if a third party believes that your business has caused them harm in any of these areas. For example, if someone accuses your business of libel or slander, general liability can help cover legal fees and any resulting settlements or judgments.

These are just some of the ways that general liability insurance can help protect your business from potential claims. It’s important to review your policy carefully so you have a clear understanding of what is and isn’t covered. This can help you make informed decisions about protecting your business from risks and liabilities.

What does general liability not cover?

General liability policies vary by provider, industry, location, and other factors.

Each plan has different items it won’t cover, so we recommend reading the fine print before choosing a small business insurance plan.

That said, here are some common things that general liability insurance will not cover:

Depending on your plan, general liability may also not cover costs resulting from an interruption in your operations. For protection against costs and lost profits, you may need a separate policy. Likewise, damages resulting from flooding and certain other perils may require specialized coverage like commercial property insurance.

For injuries to employees, business malpractice, or acts of sabotage, you will need additional coverage such as workers comp, and professional liability insurance. For movable merchandise or equipment used off-site, you may also need supplemental coverage such as Inland Marine Insurance.

Who needs general liability insurance?

Every business should carry general liability insurance.

That’s because nearly every business presents some type of risk to the public. Even for businesses with minimal risks such as a personal trainer, the costs of lawsuits these days make it extremely costly to pay out of pocket.

Advertiser Disclosure
Even solo workers need protection. There are special policies suited for sole proprietors who work alone. These can include workers comp, as well as other liability coverage to protect the business owner or customers whether at home or while on the job.
Get coverage for the things your homeowner policy won’t cover such as property, equipment, and theft of sensitive client information. It can also pay medical and legal fees if a third party is injured as a result of business activities, and more.
Contractor-specific insurance plans can help cover theft, damage, or loss of movable equipment needed for construction. It can also cover claims relating to personal & physical injury or illness to employees or third parties, and more.
Insurance for photographers can cover your equipment on and off-premises. Get coverage for payouts resulting from bodily & personal injury, negligence, photo/video leaks, and more.
Esthetician Insurance can cover you as a sole proprietor or with employees. Ensure your supplies are covered in case of damage, theft, or loss. Get general & professional liability protection regardless of if you work in a fixed location or visit clients’ homes, and more.
Get coverage for you and your employees in case of injury or illness. Protect your equipment, supplies, and furniture from theft & damage. Ensure visitors and clients are covered in case of personal or bodily injury as a result of business operations.
Get protection from liability and injury to clients regardless of your working location. Insurance for personal trainers can also cover damage or theft of equipment, as well as pay for medical bills or lost wages, and more.
Handyman insurance provides coverage for a range of risks faced by handyman businesses. It typically includes protection for bodily injury and property damage liabilities, personal and advertising injury claims, products liability, and completed operations.
Electrician’s insurance protects your equipment while on the job or moving about. You can also get coverage in case you, an employee, or a client gets injured. Protections can also cover claims of negligence or errors in your work, and much more.
Protect your merchandise and goods while in transport or storage. E-commerce business insurance can also protect you from cyber-related risks, such as hacking and data breaches. Blanket coverage is available for general & professional liability, and more.
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Since general liability can help if someone gets hurt while visiting your property or something is damaged, businesses like stores, restaurants, and offices stand to benefit greatly from general liability insurance.

For example, as a fitness coach, you would want to take out a general liability policy for coverage against medical bills and legal defense costs relating to bodily injury. You would be protected from financial ruin if a client gets hurt or injured at your facility.

Keep in mind, however, that some providers have certain industries that they refuse to cover. Discuss your business and needs with an agent to find a provider that works for you.

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How much does general liability insurance cost?

In general, small businesses could expect to pay between $750 and $3,000 per year for a general liability policy.

The cost of general liability insurance will depend on the type and size of your business and the amount of coverage you need.

Get general liability insurance for as low as $21.25/month*

*Monthly payment calculations (i) do not include initial premium down payment and (ii) may vary by state, insurance provider, and nature of your business.
Averages based on July-September 2023 data of 10% of our total policies sold.

To give you a better idea of how much general liability insurance costs, we ran a simulation through Simply Business’s online quote builder to determine the cost of general liability insurance for an imaginary clothing retailer in Los Angeles. As an LLC with one employee, $250,000 in annual revenue, and $100,000 in annual payroll costs, the business qualified for coverage of $1 million per occurrence and $2 million in aggregate coverage for around $425 to $500 per year.

While this is just an example, it’s easy to see that general liability plans can be quite affordable versus the amount of protection they can offer.

Keep in mind that costs vary depending on many factors, including location, industry, revenue, time in business, and the number of employees. We always recommend working with an insurance professional to find the right coverage for your business.

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What factors affect the cost of general liability insurance?

The major factors that determine the cost of general liability insurance include:

Your industry

Different industries have different levels of risk, and this is reflected in the premiums businesses pay. A business in a high-risk industry, such as construction, contracting, or manufacturing, typically has higher premiums than one in a low-risk industry, like retail or consulting. Consider the potential costs of any claims arising from your business activities when planning the cost of a policy.

Your location

Location can also be a significant factor in the cost of general liability insurance, as businesses in some states or regions may face higher liabilities than others. Additionally, insurance companies have different “appetites” for protecting against risk in different geographic markets, and that also affects premiums. Check with a local agent for more information.

Your claims history

Insurance companies will look at your claims history to determine how likely you are to make a claim in the future. If you have had several claims in the past—particularly in the past five years—they may charge higher premiums as they consider you to be more of a risk.

Your policy size

The limits you choose for your policy also affect the cost of coverage. Policies with higher limits usually cost more, so review your coverage limits to ensure they are adequate. Also, keep in mind that these costs may be reduced if you are willing to accept higher deductibles.

Your business size

The size of your business also plays a role in determining the cost of general liability coverage. Smaller businesses are typically considered to have lower risk and will often have lower premiums. Larger companies have more assets to protect and may represent a greater risk to the public.

How can you reduce general liability insurance costs?

General liability insurance is an important part of protecting your business, so it’s worth investing time and effort into finding a policy that meets your needs and budget.

Compare quotes and look for discounts to get the best coverage at the most affordable rate.

Keep your risks low

One of the best ways to lower your premium costs is to reduce the risks associated with your business. This could include installing fire alarms and smoke detectors, taking safety classes, or ensuring that all employees are properly trained in the use of equipment.

Learn from previous claims

If you have made a claim in the past, review what led to the claim. Think about whether there are steps you can take to prevent similar issues from happening again. Learning from previous incidents and claims can help you implement risk prevention policies to lower your premium costs.

Pick the right limits and deductible

Increasing your deductible can reduce the cost of your insurance. A higher deductible means you will be responsible for paying a larger portion of any claims, so your premium costs will be lower. Only increase your deductible if you can cover the additional expense in the event of a claim.

Bundle policies

Some insurance companies offer discounts when you bundle multiple policies together. For example, you may be able to get a discount if you purchase both general liability insurance and business personal property insurance from the same company. Many providers allow these and other coverages to be packaged together in business owner policies that offer companies a wide range of protections.

Shop around

It’s always a good idea to shop around for insurance and compare quotes from different companies. This will give you an idea of what is available in your area and help you find the most affordable coverage. You can also speak to an insurance agent or broker who can help you understand the different policies and determine the best option for your business.

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General liability insurance FAQ

Is general liability insurance required by law?

General liability insurance is not typically required by law. However, it can be a useful tool to protect your business from potential lawsuits and liabilities resulting from accidental injury or property damage related to business operations. Review your specific circumstances and consult an experienced insurance agent or broker to determine if purchasing general liability insurance is right for you.

How much is a general liability insurance premium per year?

Smaller businesses typically have lower premiums than larger ones. There is no specific number because general liability insurance premiums vary greatly based on the provider, the amount of coverage, and the type of business. That means businesses can pay anywhere from a few hundred dollars annually to thousands of dollars – depending on their size and industry. We recommend getting several quotes to find an affordable policy that provides adequate protection for your business. We also recommend working with an experienced insurance agent or broker who can help you understand your specific needs and get the best coverage at the lowest rate possible.

How much does a million-dollar liability insurance plan cost?

A million-dollar liability insurance plan can cost anywhere from a few hundred dollars to several thousand dollars per year, depending on the type of business, the level of coverage needed, and the business’s past claims history. Higher premiums are generally charged for businesses with a higher risk profile, such as ones with multiple locations or hazardous activities. Speak to a broker or insurance company who can provide an accurate quote tailored to your needs.

Is small business liability insurance the same as general liability insurance?

Small business liability insurance and general liability insurance are essentially the same, as general liability insurance is the most common type of small business insurance. There is no single type of insurance policy called “small business liability insurance,” so the term may refer specifically to general liability or to a blend of coverage types provided through a single business owner policy.

Does every business need general liability insurance?

Every business that has assets or interacts with the public should have general liability insurance as it’s made to provide important financial protection in the event of a lawsuit. No matter what type of business you run, having proper liability insurance is essential to managing your risk and protecting your assets.

Without it, a single unfortunate accident could put you at risk for bankruptcy or financial hardship. Therefore, we recommend that all businesses, regardless of size, take out general liability insurance and ensure that they have the necessary coverage to protect themselves from potential legal issues.

What protection does general liability insurance provide against social media risks?

If your business is on social media, your business has intangible risks. General liability insurance can protect against social media risks such as claims of libel, slander, copyright infringement, or invasion of privacy that may arise from online content. This coverage will help cover legal costs if a business is sued for any damages caused by its online activities. If you want to additionally protect your business from cyber attacks you might consider adding cyber liability insurance.

Additionally, general liability insurance may help protect businesses from financial losses due to third-party data breaches or cyber incidents where sensitive customer information is compromised. By carrying the appropriate amount of coverage, businesses can know they are covered in the event something goes wrong on social media.

Kiah Treece
Kiah Treece Business Finance

Kiah Treece is a business finance expert with more than five years of editorial experience. Through her experience as a small business owner, real estate investor, and lawyer, she’s knowledgeable in the areas of banking, loans, financing, and insurance for small businesses. Her first-hand experience has enabled her to break down complex financial topics to help consumers make informed decisions so they can spend their money wisely.

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