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Best Marriott Credit Cards of April 2024

KEY TAKEAWAYS
  • The Marriott Bonvoy credit cards offer excellent opportunities for earning points, especially when paired with a Marriott Bonvoy membership status.
  • These cards require good to excellent credit, and many come with fairly high annual fees.
  • Marriott-branded credit cards are best for Marriott loyalists and frequent travelers.
  • You can transfer your Marriott Bonvoy points to airline programs or redeem them for non-travel perks.

Marriott Bonvoy credit cards offer excellent opportunities to rack up points that can be redeemed for hotel stays and other perks.

Discover this line of credit cards and find out which one might be right for you in our comparison below. 

We answer questions including:

  • How do you earn rewards with these cards? 
  • How do you apply for these cards?
  • What other perks and benefits do you get by holding one of these cards?

What are Marriott Bonvoy credit cards? 

Marriott Bonvoy credit cards are Marriott-branded loyalty rewards cards. They’re offered by two banks, and you can opt for a personal or business credit card depending on your needs.

The points earned by using any of these cards are Marriott Bonvoy points. While you can redeem these points in various ways, you typically get the greatest value by using them to book hotel stays and make related purchases through Marriott’s website. 

Ultimately, these cards are best for those who are already members or plan to become members of the Marriott Bonvoy hotel loyalty program and who travel enough to maximize the value of the rewards. 

Learn more about each card below and scroll down further to see a breakdown of how you earn points with each option.

Our top Marriott Bonvoy credit card picks

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Best for Marriott Loyalists

Marriott Bonvoy Bevy™ American Express® Card

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Up to 6X Reward Rate

Earn 6X points per dollar spent at participating Marriott Bonvoy hotels, 4X points on up to $15,000/year at restaurants worldwide and U.S. supermarkets (then 2X points), and 2X points on all other purchases.

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Annual Fee
$250
Welcome Offer
155,000 points
Regular APR
20.99% to 29.99% variable
Recommended Credit
Good/Excellent (670 - 850)
Why we like it
For travelers who frequently book stays with Marriott, the Marriott Bonvoy Bevy™ American Express® Card can reward you well for your loyalty. This card lets cardholders pocket an additional 1K bonus points with every eligible Marriott stay, offers generous rewards on purchases made in everyday categories, and comes with a host of other valuable benefits.
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Card Details

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  • Marriott Bonvoy 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
  • With complimentary Marriott Bonvoy Gold Elites status, earn up to 2.5X points from Marriott Bonvoy® on eligible hotel purchases with the 25% Bonus Points on stays benefit, available for Qualifying Rates.
  • Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a hotel participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • 15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy™ American Express Card® you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Plan It® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you’ll still earn rewards the way you usually do.
  • Terms apply.
Pros
  • Generous welcome offer
  • Solid Marriott perks
  • Multiple spending categories
Cons
  • No complimentary Free Night Award
  • High annual fee
  • Good to excellent credit required
Bottom Line

This card has solid Marriott benefits and boasts a generous welcome offer but charges a high annual fee.

Best Marriott Card for Elite Status

Marriott Bonvoy Brilliant® American Express® Card

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Up to 6X Reward Rate

Earn 6X points per dollar spent at participating hotels, 3X points at restaurants worldwide, 3X points on flights booked directly with airlines, and 2X points on other eligible purchases.

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Annual Fee
$650
Welcome Offer
185,000 points
Regular APR
20.99% to 29.99% variable
Recommended Credit
Good/Excellent (670 - 850)
Why we like it
Although this is the priciest of the Marriott hotel credit cards, it’s also the most loaded with benefits. The Marriott Bonvoy Brilliant® American Express® Card comes with complimentary Platinum Elite status, a variety of statement credits, and a high rewards rate on Marriott purchases.
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Card Details

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  • $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
  • With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
  • Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year.
  • $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
  • No Foreign Transaction Fees.
  • Cell Phone Protection
  • Terms Apply.
Pros
  • Extensive perks
  • Generous rewards rate
  • Many eligible properties worldwide
Cons
  • High annual fee
  • Few redemption options
  • Large spending requirement for welcome offer
Bottom Line

This card has plenty of value to outweigh the annual fee if you’re a Marriott loyalist, but could be difficult for the average traveler to justify.

Best Marriott Card for Businesses

Marriott Bonvoy Business® American Express® Card

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Up to 6X Reward Rate

Earn 6X points per dollar on eligible purchases at hotels participating in the Marriott Bonvoy® program. Earn 2X-4X points on other eligible purchases.

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Annual Fee
$125
Welcome Offer
3 Free Night Awards
Regular APR
20.99% to 29.99% variable
Recommended Credit
Good/Excellent (670 - 850)
Why we like it
For business travelers who choose to book with Marriott, the Marriott Bonvoy Business® American Express® Card offers generous benefits for a moderate annual fee. Namely, cardholders can take advantage of complimentary Gold Elite Status, discounts on eligible bookings, a hefty welcome offer, a yearly Free Night Award, and more.
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Card Details

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  • Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Award can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Marriott Bonvoy Business® American Express® Card.
  • Terms apply.
Pros
  • Earn a free night award annually
  • Automatic elite status
  • Generous welcome offer
Cons
  • Has an annual fee
  • Limited redemption options
Bottom Line

The valuable benefits of this card can easily outweigh the modest annual fee.

Best Mid-Tier Marriott Card

Marriott Bonvoy Boundless® Credit Card

Marriott Bonvoy Boundless® Credit Card
Up to 6X Reward Rate

Earn 6X points per dollar spent at participating Marriott Bonvoy hotels, 3X points (on up to $6,000/year) on combined grocery store, gas station, and dining purchases, and 2X points on all other purchases.

Annual Fee
$95
Welcome Offer
5 Free Night Awards
Regular APR
21.49% to 28.49% variable
Recommended Credit
Good/Excellent (670 - 850)
Why we like it
The value provided by the Marriott Bonvoy Boundless® Credit Card easily outweighs the $95 annual fee. Namely, this card comes with a yearly Free Night Award that easily makes up for the annual fee by itself. On top of that, it boasts an incredibly valuable welcome offer and automatic Silver Elite status. Additionally, cardholders get 15 elite night credits each year, helping to accelerate their path toward a higher elite status. If you’re a Marriott enthusiast, this card could make a worthy addition to your wallet. On the other hand, if you don’t stay with Marriott exclusively, your $95 a year is probably better spent on a flexible travel rewards card.

Best Marriott Card for No Annual Fee

Marriott Bonvoy Bold® Credit Card

Marriott Bonvoy Bold® Credit Card
Up to 3X Reward Rate

Earn 3X points per dollar spent at participating Marriott Bonvoy hotels and 1X points per dollar on all other purchases.

Annual Fee
$0
Welcome Offer
30,000 points
Regular APR
21.49% to 28.49% variable
Recommended Credit
Good/Excellent (670 - 850)
Why we like it
For a card with no annual fee, the Marriott Bonvoy Bold® Credit Card offers a decent amount of value for infrequent travelers. Cardholders can take advantage of Silver Elite Status and a solid welcome offer, but won’t have access to other perks like Free Night Awards or statement credits. While the Marriott Bonvoy Bold Credit Card doesn’t boast some of the premium perks found in higher-tier Marriott Bonvoy cards, it still offers valuable benefits such as 15 elite night credits each calendar year, which can help on your path to a higher elite status. It’s certainly not the highest-value card on this list but it could be a good option for casual travelers.

Best Marriott Card for Earning Points on Everyday Purchases

Marriott Bonvoy Bountiful™ Credit Card

Marriott Bonvoy Bountiful™ Credit Card
Up to 6X Reward Rate

Earn 6X points per dollar spent at participating Marriott Bonvoy hotels, 4X points on up to $15,000/year at grocery stores and on dining, and 2X points on all other purchases.

Annual Fee
$250
Welcome Offer
85,000 points
Regular APR
21.49% to 28.49% variable
Recommended Credit
Good/Excellent (670 - 850)
Why we like it
The Marriott Bonvoy Bountiful™ Credit Card from Chase is a nearly identical version of the Bevy™ from American Express, with the same annual fee and almost equivalent benefits. This card, like the Bevy, lets cardholders pocket an additional 1K bonus points with every eligible Marriott stay. It also offers generous rewards on purchases made in everyday categories, like groceries and dining. The $250 annual fee is objectively pretty high and could be difficult for the average traveler to justify. It also doesn’t come with an Annual Free Night certificate, which is one of the main benefits people tend to look for in hotel credit cards. It does have a nice welcome bonus but its perks are a bit lacking beyond that.

Best for Flexible Luxury Travel Benefits

The Platinum Card® from American Express

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Up to 5X Reward Rate

Earn 5X Membership Rewards® points for flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year), 5X points on prepaid hotels booked with American Express Travel, and 1X points on other purchases.

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Annual Fee
$695
Welcome Offer
80,000 points
Regular APR
See Pay Over Time APR
Recommended Credit
Good/Excellent (670 - 850)
Why we like it
The American Express Platinum card isn’t a Marriott card specifically, but it does offer complimentary Marriott Gold Elite status and yearly hotel statement credits, among other benefits. If you’re a luxury traveler who knows how to make the most of a credit card’s offerings, this card can be wel worth the $695 annual fee.
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Card Details

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  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
  • $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
  • $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • Terms Apply.
Pros
  • Excellent rewards rate for travel purchases
  • Qualify for $1,500+ in statement credits
  • Very generous welcome offer
Cons
  • High annual fee of $695
  • Many statement credit offers are too specific and hard to use
  • Non-travel-perks aren’t spectacular
Bottom Line

This is quite a spectacular card with incredibly valuable benefits, but the annual fee is objectively very high.

Best for Flexible Point Transfers

Chase Sapphire Preferred® Card

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Up to 5X Reward Rate

Earn 5X points on travel booked through Chase, 3X points on dining, online grocery purchases, and select streaming services, and 1X points on other purchases.

Annual Fee
$95
Welcome Offer
60,000 points
Regular APR
21.49% to 28.49% variable
Recommended Credit
Good/Excellent (670 - 850)
Why we like it
Although co-branded cards are unmatched in the benefits they provide for specific hotel chains, if you like to switch up where you stay and aren’t loyal to a particular hotel brand, the Chase Sapphire Preferred® Card may be just what you’re looking for. With a generous rewards program, cardholders can earn points on travel purchases and everyday purchases through Chase Ultimate Rewards. Through this program, you can redeem your rewards for cash back, statement credits, gift cards, merchandise, and more. You can also get even 25% more value for your points when redeeming through Chase Travel! Beyond earning rewards, this card offers additional perks like travel insurance, hotel credits, and generous partner benefits. The Chase Sapphire Preferred card would make a spectacular addition to any frequent or semi-frequent traveler’s wallet.

Let's compare Marriott Bonvoy credit cards

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Annual fee
Reward rate
Intro offer

Best Marriott Bonvoy credit cards of 2024: Editorial reviews

Marriott Bonvoy Bevy™ American Express® Card

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Best for Marriott Loyalists
In addition to normal rewards points structures, you can earn 155,000 Marriott Bonvoy bonus points after you make $5,000 in purchases within the first 6 months of card membership. The annual fee is $250, and the variable APR on purchases is 20.99% to 29.99%, depending on your creditworthiness. 

You also get plenty of travel and cardholder perks with the Marriott Bonvoy Bevy™ American Express® Card, including options to earn free nights, 2.5x more points on certain purchases with your complimentary Marriott Bonvoy Gold Elite status, and credits toward the next membership status each year.

Marriott Bonvoy Brilliant® American Express® Card

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Best Marriott Card for Elite Status
The welcome bonus with the Marriott Bonvoy Brilliant® American Express® Card is 185,000 Marriott Bonvoy bonus points after you use your card to make $6,000 in purchases within the first 6 months of card membership. The purchase APR range is similar to what’s offered on the Bevy card, but the annual fee on the Brilliant card is $650.

However, perks such as a $300 dining statement credit, up to $100 toward TSA PreCheck or Global Entry fees, complimentary Marriott Bonvoy Platinum Elite status, Earned Choice Awards and 25 Elite night credits toward the next level of Marriott Bonvoy membership can help make up for that fee if you use this card right and travel frequently.

Marriott Bonvoy Business® American Express® Card

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Best Marriott Card for Businesses
You can earn three free night awards — that’s a value of around 150,000 points — when you spend $6,000 with the Marriott Bonvoy Business® American Express® Card in the first six months (redemption level of up to 50,000 Marriott Bonvoy® points per each free night, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.) The annual fee for this credit card is $125, and you get numerous perks targeted to business travelers. These include room rate discounts, complimentary Marriott Bonvoy Gold Elite status and options for employee cards.

You can also integrate your account with programs such as QuickBooks and access account manager tools to manage business travel expenses. The APR on this card is 20.99% to 29.99% variable for purchases, depending on your credit history and other financial factors.

Marriott Bonvoy Boundless® Credit Card

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Best Mid-Tier Marriott Card
This Marriott Bonvoy credit card has an annual fee of $95 and an APR of 21.49% to 28.49% variable on purchases and balance transfers, depending on your creditworthiness. For a limited time, you can earn five free nights, up to a value of 250,000 points, when you spend $5,000 in the first three months of card ownership. Additionally, you may be able to stack your Marriott Bonvoy loyalty status with card membership to earn 10x points on select purchases. 

This card also offers a variety of travel perks, including options to earn free nights, complimentary Silver Elite status, baggage delay insurance, and trip delay and lost luggage reimbursement.

Marriott Bonvoy Bold® Credit Card

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Best Marriott Card for No Annual Fee
The Marriott Bonvoy Bold card has one of the easiest welcome bonuses to earn on this list. You simply need to spend $1,000 in the first three months to earn 30,000 Marriott Bonvoy bonus points. The card also doesn’t carry an annual fee, offers enough credits yearly for complimentary Silver elite status, and you can earn more when you combine your Marriott Bonvoy membership with this credit card. 

However, the card falls short on a few perks, such as the annual free night award and complimentary premium Wi-Fi access while staying in participating hotels, that some other cards on this list offer.

Marriott Bonvoy Bountiful™ Credit Card

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Best Marriott Card for Earning Points on Everyday Purchases
The Marriott Bonvoy Bountiful card has a welcome bonus of 85,000 points once you spend $4,000 in the first three months. You can also earn 1,000 bonus points for each eligible booking at Marriott hotels, and this card includes many of the travel perks mentioned above, such as an annual free night award, complimentary Marriott Gold Elite status, and travel and purchase coverage. 

The annual fee is $250, and the APR is 21.49% to 28.49% variable. Marriott Bonvoy loyalty members can stack rewards benefits to earn as much as 18.5x points on qualifying hotel purchases.

The Platinum Card® from American Express

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Best for Flexible Luxury Travel Benefits
The Platinum Card® from American Express isn’t specifically a Marriott-branded card, but it offers complimentary Marriott Bonvoy Gold Elite status to cardholders. Additionally, you can access up to $200 yearly in statement credits for Fine Hotels + Resorts® or The Hotel Collection bookings (requires a 2-night minimum stay) made with American Express Travel, which includes some of the most luxe Marriott hotels out there. You can also earn 5X Membership Rewards® Points on hotels booked through American Express Travel and take advantage of hundreds of dollars of additional statement credits and perks with this card.

It does have a $695 annual fee and the APR is 21.24% to 29.24% variable (on eligible charges through the Pay Over Time feature).

To learn more, check out our complete American Express Platinum card review.

Chase Sapphire Preferred® Card

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Best for Flexible Point Transfers
The Chase Sapphire Preferred® Card isn’t a Marriott Bonvoy branded card. However, Preferred cardholders can enjoy a 1:1 points transfer to numerous loyalty rewards programs, including the Marriott Bonvoy program. So, if you purchase travel through Chase Travel℠, that’s 5x points for each dollar spent. Choose to transfer your points, and it can equate to 5x Marriott Bonvoy points per dollar. That’s on top of many other travel benefits, including $200 in potential credits from partners.

The annual fee for the card is $95, and the APR is 21.49% to 28.49% variable depending on your credit. To learn more, check out our complete Chase Sapphire Preferred Card review.

Marriott Bonvoy credit card benefits

The exact benefits you get vary with each card. 

Some common perks you can expect with at least some of the cards on this list are summarized below.

1

Marriott status

As a cardholder, you may receive complimentary Silver or Gold Elite status with the Marriott Bonvoy rewards program, which can increase the value you get out of your rewards. Perks include bonus points, late checkouts, welcome gifts, room upgrades and other benefits.

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2

Elite night credits

Some cards offer Elite night credits. You need a certain number of Elite nights each year to earn a certain Marriott Bonvoy status. For example, you earn Platinum status after 50 nights. If a card offers 25 Elite night credits, that earns you Gold status and means you only need 25 nights to get to Platinum.

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3

Free night certificate

Some cards offer a free night at a participating hotel each calendar year after one year. Some also offer the ability to earn more free nights after meeting certain spending thresholds.

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4

Priority Pass Select™ membership

If your card offers this perk, you get complimentary access to more than a thousand airport lounges around the world, which can make travel more pleasant.

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5

Global Entry/TSA PreCheck credit

Cards with this perk offer a $100 credit to help pay for Global Entry or PSA PreCheck status.

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6

Travel protection

Many of the cards on this list offer some type of purchase or travel protection, including car rental coverage and potential credits or coverage for travel losses or delays.

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Always read through card offers carefully so you know what benefits you have as a cardholder.

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Marriott Bonvoy points

Perhaps the biggest benefit of any Marriott card on this list is associated with the rewards — as long as you can maximize points and redeem them for travel or other value.

Earn Marriott Bonvoy points

Marriott points accrue differently for each card type. The list below breaks down how you can earn rewards with each Marriott card.

Marriott Bonvoy Bevy™ American Express® Card

Marriott Bonvoy Brilliant® American Express® Card

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Boundless® Credit Card from Chase

Marriott Bonvoy Bold® Credit Card from Chase

Marriott Bonvoy Bountiful™ Credit Card from Chase

Chase Sapphire Preferred® Card

As a Marriott Bonvoy loyalty member, you can increase how many points you earn with the Marriott-branded cards when you make purchases with participating hotels. First, as a Marriott Bonvoy member, you automatically earn 10x points on those purchases. Then, you earn 10% to 75% more points depending on your Elite status.

For example, a Gold Elite member earns 25% more. So, if you have a Marriott Bonvoy Boundless card that earns 6x points, you could earn 10x additional points for being a Marriott Bonvoy member and 2.5x points for having Gold Elite status. That’s 18.5x points for every dollar you spend at participating hotels.

Redeem Marriott Bonvoy points

To get the most value out of Marriott Bonvoy points, redeem them for travel. You can use points to enjoy free nights with participating hotels or reduce the cost of a stay or destination getaway. You can also use points earned with these travel cards to cover extras such as upgrades, dining, drinks and experiences with these hotels or transfer them to car rental and airline partners to help cover the costs of those expenses.

Another option is to convert points to pay for gift cards or merchandise, and points can be used for admission to select Marriott Bonvoy Moments. These experiences include parties, classes and events.

Transfer Marriott Bonvoy points to airlines

Frequent flyers who enjoy benefits from miles loyalty programs can transfer their Marriott Bonvoy points. In most cases, points transfer to miles at a rate of 3 to 1, which means you get 1 mile for every 3 points you transfer. The Marriott Bonvoy program adds an extra 5,000 miles for every 60,000 points transferred, though. You can transfer a total of 3,000 to 240,000 points per day.

How much are Marriott Bonvoy points worth?

The exact value of your Marriott Bonvoy points depends on how and when you redeem them. On average, they’re worth between half a cent and almost a cent per point, though you might find redemption deals that make them worth more or less.

So, if you have 100,000 points, you can expect to get between around $500 and $900 in value, with the highest value coming when you redeem for travel with participating hotels.  

How to choose the best Marriott credit card

It’s important to consider your spending and travel habits, as well as your budget and rewards preferences, when choosing which Marriott card is the best credit card for you. 

Frequent travelers might get the most from the Marriott Bonvoy Brilliant, for example, but those who won’t max out rewards to make up for large annual fees may want to consider other options. 

If you like the idea of Marriott Bonvoy rewards points but want to use other hotel loyalty programs too, the Chase Sapphire Preferred card may provide more flexibility.

How do you apply for a Marriott Bonvoy credit card?

You can apply online for any of these cards with your full name, contact information and Social Security or Tax ID number. 

You may need to provide some basic information about your personal and/or business income. You generally need a good or excellent credit score to be approved for the cards on this list. Once you’re approved, your card should arrive within two weeks.

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FAQ: Marriott credit cards

Which is the best Marriott credit card?

The best Marriott credit card is the one that meets your needs. Choose a card with a rewards structure that lets you maximize earnings and an annual fee and interest rate that matches your budget.

Is a Marriott credit card worth it?

A Marriott-branded rewards credit card can be beneficial for those who travel frequently and are likely to stay at Marriott properties or with Marriott partner hotels.

Can you have more than one Marriott credit card?

Yes, especially since Marriott-branded cards are offered by Chase and American Express. However, you may want to consider whether you want two rewards cards with the same points program. It may be more beneficial to get one Marriott card and one card that offers different types of rewards, such as a cash-back credit card, so you can maximize earnings depending on the type of spending you’re doing.

Can you use a Marriott Bonvoy credit card anywhere?

You can use your card anywhere the card type is accepted. Depending on the bank for your card, it will be an Amex or a Visa/Mastercard, so the chances are high it will be accepted.

Do Marriott Bonvoy credit cards cover rental car insurance?

Yes, some of these travel rewards cards include coverage for rental car insurance if you pay for your car rental with the card.

Do Marriott Bonvoy credit cards have foreign transaction fees?

No, Marriott Bonvoy credit cards don’t charge foreign transaction fees.

How do you earn free nights with a Marriott credit card?

Some of these hotel credit cards offer a free night credit annually after you have the card for a year. You might also be able to earn additional free nights by meeting annual spending thresholds.

Who should get a Marriott credit card?

Individuals who have good credit and often stay at Marriott properties are good candidates for these cards.

Is a Marriott Bonvoy card hard to get?

You need good to excellent credit to get approved for these cards. Some require higher minimum credit scores than others.

How much are 100k Marriott points worth?

Marriott points are worth, on average, half a cent to almost a cent per point. 100K points would be worth between approximately $500 and $900 in value.

Sarah Stasik
Sarah Stasik Personal Finance

Sarah Stasik is well versed in personal finance thanks to her previous role as a Revenue Cycle Manager for a Fortune 500 healthcare company. Using her inside knowledge and expertise, Sarah often covers topics ranging from insurance and the economics of private healthcare to personal finance and small business management.

Over the past 12 years, Sarah has contributed to numerous publications in the personal and small business finance sector, including content on budgeting, bankruptcy, small business accounting, and financial tech. Her writing focuses on making complex or seemingly daunting financial topics more accessible and providing helpful, relevant resources for readers.

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