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Seven Corners Travel Insurance Review May 2024

Seven Corners review
  • Seven Corners is an extremely reputable travel insurance company with three decades of experience and an A+ rating from the Better Business Bureau.
  • Seven Corners offers solid plans with great coverage limits at affordable prices.
  • All six plans from Seven Corners offer trip cancellation, interruption, medical expenses and more.
  • We recommend the Trip Protection Choice plan for high coverage limits across a range of categories.
  • Consider optional add-ons like cancel for any reason (CFAR), sports equipment delay, rental car damage, and adventure sports coverage for extra protection.
  • To find the best plan for your journey, we recommend using an online comparison tool so you can view and compare multiple policies at once.

Seven Corners is a leading provider of travel insurance in America and has been around since 1993.

Seven corners’ plans are well-known for offering robust coverage at an affordable price.

They offer six plans that cater to different travel needs and requirements such as US travel or International travel, but the Seven Corners Trip Protection Choice plan is the #1 selling insurance plan on our site!

Read on for more info on Seven Corners coverage options, pricing, and to see real customer reviews.

Pros & Cons


  • A huge range of available plans
  • Emergency 24/7 assistance with all plans
  • Customizable medical coverage
  • Lots of upgrade options


  • Not all states are eligible for the RoundTrip Choice plan
Top Provider with Extensive Plans
GET A QUOTE via Squaremouth’s secure website

Is Seven Corners legit?

Yes, Seven Corners is a legitimate travel insurance company and is recognized as a top provider in America.

Seven Corners has been in business for over 30 years and is accredited by the Better Business Bureau with rating of A+. In other words, Seven Corners is an extremely reputable company.

This provider offers a multitude of plans and is known for offering robust coverage at affordable prices.

Bottom line: Main highlights of Seven Corners travel insurance

Seven Corners offers robust coverage across the board with a slew of plans to choose from. Really, it’s hard to go wrong.

Several key benefits plans from of Seven Corners:

Here are our top picks for the best Seven Corners plans

Advertiser Disclosure
Best for Robust Coverage

Seven Corners

GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Trip Protection Choice
Covers COVID
Medical & Evacuation Limits Per Person
$500,000 / $1,000,000
Best for Basic Coverage

Seven Corners

GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Trip Protector Basic
Covers COVID
Medical & Evacuation Limits Per Person
$100,000 / $250,000
Best for High Reimbursement

Seven Corners

GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Trip Protector Elite
Covers COVID
Medical & Evacuation Limits Per Person
$250,000 / $1,000,000

Seven Corners travel insurance plans & coverage

Here’s an overview of Seven Corners travel insurance plans and coverage.


Trip Protection Choice:

Trip Protection Choice provides comprehensive travel insurance in a single policy. The plan covers trip cancellation, trip interruption (up to 150% of trip cost), emergency medical expenses (including coverage for expenses associated with COVID-19), medical evacuation and baggage loss/delays. Trip Protection Choice also covers financial defaults with a 14-day waiting period. This means you may be able to get your money back if a travel supplier defaults on its financial obligations. For example, if you spend $600 on a whale-watching excursion, you may be covered if the tour operator files for bankruptcy protection.

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Trip Protection Economy:

Trip Protection Economy has many of the same benefits as Trip Protection Choice, but it comes with lower coverage limits. For example, Trip Protection Economy only provides trip interruption coverage up to 100% of the cost of your trip, while Trip Protection Choice covers up to 150% of the cost.

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Trip Protection Elite:

Trip Protection Elite gives you expanded coverage for all the little mishaps that can occur before or during a vacation. For example, it covers up to $1 million per person in medical evacuation and repatriation costs. Trip Protection Economy only covers up to $100,000 of evacuation/repatriation expenses.

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Trip Protection Basic:

Trip Protection Basic covers many of the same travel-related expenses as the other plans, but it has different coverage limits. For example, it covers up to 100% of your prepaid, nonrefundable expenses if you experience a trip interruption.

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Travel Medical Basic incl US:

Travel Medical Basic gives you the option of selecting up to $1 million per person in emergency medical coverage (including expenses related to COVID-19). This coverage is secondary, which means you must exhaust your health insurance benefits before Seven Corners will start covering emergency medical costs. It also provides $2,500 in trip interruption protection, but this coverage is only applicable to flight costs associated with returning home due to a covered emergency. Travel Medical Basic even gives you $25,000 in coverage for an unexpected recurrence of a pre-existing condition.

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Travel Medical Choice incl US:

Travel Medical Choice extends the benefits available with Travel Medical Basic. For example, you get $5,000 in trip interruption coverage (return flight only) and $50,000 for the unexpected recurrence of a pre-existing condition. If you come down with COVID-19 or another illness, this plan gives you extra peace of mind.

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Here’s a brief look at how these plans compare:

Coverage type Trip Protection Economy Trip Protection Elite Trip Protection Basic Trip Protection Choice Travel Medical Choice incl US Travel Medical Basic incl US
Emergency medical expenses $10,000 $250,000 $100,000 $500,000 $50,000 $50,000
Emergency medical evacuation $100,000 $1,000,000 $250,000 $1,000,000 $500,000 $250,000
Non-medical emergency evacuation N/A N/A N/A $20,000 $10,000 $10,000
Trip interruption 100% of trip cost 150% of trip cost 100% of trip cost 150% of trip cost $5,000 $2,500
Trip delay $250/day $100 maximum $300/day $1,500 maximum $200/day $600 maximum $250/day $2,000 maximum N/A N/A
Missed connection $250 $1,500 $500 $1,500 N/A N/A
Baggage delay $100 $600 $500 $500 N/A N/A
Lost/stolen/damaged personal items $500 $2,500 $500 $2,500 $500 $250
Sports & Activities YES YES YES YES YES YES

Optional add-ons

In addition to its standard travel insurance offerings, Seven Corners has several add-ons. Each add-on is optional and designed to expand your coverage, giving you even more protection before and during your trip.

CFAR (Cancel for any reason)

Trip cancellation travel insurance only applies in certain situations. For example, it may cover your losses if you have to cancel due to a medical emergency before you travel. Cancel-for-any-reason coverage extends your benefits by allowing you to cancel for any reason at all. For example, if you book a trip to Mexico and then decide to go to the Bahamas instead, you can use your CFAR travel insurance to get back your prepaid, nonrefundable expenses. CFAR insurance from Seven Corners covers up to 75% of your trip cost.

Interruption for any reason

Interruption-for-any-reason travel insurance works like the CFAR add-on, except it’s for trip interruptions instead of trip cancellations. If you get homesick, for example, you can end your trip and use your IFAR coverage to get some of your money back.

Sports equipment delay

If you’re traveling with sports equipment, you may want to purchase the sports equipment delay add-on. This type of insurance covers the cost of renting skis, golf clubs and other sports equipment if you have a baggage delay of at least 6 hours. With this extra insurance, you don’t have to panic if you get to Scotland and discover that your golf clubs are somewhere in New York City. You can rent clubs and start golfing.

Rental car damage protection

Rental car damage protection gives you extra peace of mind if you have to rent a vehicle while you’re traveling. If you don’t have coverage, you may have to pay out of pocket for accident-related repairs. This add-on covers many types of damage, such as scratched paint or bent rims.

Adventure & extreme sports

Standard trip insurance doesn’t cover emergency expenses arising from participation in extreme sports and other risky activities. An adventure sports add-on allows you to expand your emergency medical coverage, ensuring that you’re protected if you love to kayak, go caving, SCUBA diving, or participate in other adventure activities while you’re traveling. If you break your leg, hit your head, or sustain some other injury while participating in such sports, the add-on will cover your medical expenses. For example, if you plan on adding adventure activities to your African safari itinerary this add-on will pay for your medical bills if you get hurt while parachuting or skydiving on an excursion in Botswana.

Pre-existing conditions

Seven Corners covers pre-existing conditions with Trip Protection Choice if you meet the requirements stated in the plan. This includes buying the plan within 20 days of the date of the initial trip payment, being medically able and not disabled from travel when you pay for the plan, and updating the coverage to include the cost of subsequent travel arrangements - within 15 days of paying for them. Also, Travel Medical Basic and Travel Medical Choice provide some coverage for the unexpected recurrence of this type of medical condition.

Things not covered by Seven Corners 

Like other travel insurance providers, Seven Corners doesn’t cover the following:

Cost of Seven Corners travel insurance plans

According to our sales data, visitors to our website have spent an average of $207 on for a 19-day trip.

Several factors influence the cost of travel insurance.

To help you plan for your trip, we gathered five price quotes based on the following criteria:

All quotes are for California residents traveling in September 2024.

Example Quotes for Seven Corners

Quote Trip Protection Basic Trip Protection Choice
Quote 1 $146.00 $209.00
Quote 2 $248.00 $368.00
Quote 3 $80.00 $123.00
Quote 4 $346.00 $512.00
Quote 5 $173.00 $256.00

Based on these quotes, the average cost of each plan is:

It’s important to keep in mind that your own costs won’t be the same as those above. For updated pricing, we recommend you get a quote.

Passport and Plane Ticket

Seven Corners travel insurance reviews from customers 

Seven Corners has an overall rating of 4.37 out of five stars on Squaremouth.

More than 82% of reviewers gave the travel insurance provider a four or five-star rating, and only 4% of reviewers left a one-star rating.We sorted through the Seven Corners reviews on Squaremouth to learn more about what customers had to say. You can see the common points that were mentioned below.

What customers like

Satisfied customers rave about the:

  • Helpful customer service agents
  • Easy buying process
  • Reasonable prices

These are some positive comments:

Leonard from New Jersey: “The customer service agent was extremely helpful with finding a policy that would best meet my needs at a reasonable price. Several quotes were emailed to me immediately with policy details. There was no high-pressure sales pitch or urgency to make a purchase.”

Kurt from California: “The woman who helped me secure the travel policy deserves special recognition. I knew virtually nothing about the process or my options and she was incredibly kind and patient in explaining it all to me.”

What customers don’t like

Some customers were unhappy with the:

  • Limited support available on weekends
  • Unclear claims process

These are some comments from reviewers who were not so satisfied:

Andrea from Colorado: “All chats and customer service contacts were unavailable for the entire weekend notwithstanding that international destinations are approximately 8 hours ahead.”

S from West Virginia: “Very difficult to make a claim. My son was unwell and needed to see a doctor for antibiotics. The process of filing of claim was very difficult.”

Is Seven Corners travel insurance worth it?

Yes, Seven Corners travel insurance is worth it. The company offers several comprehensive plans, allowing you to tailor your insurance to your specific needs. 

Seven Corners insurance is especially helpful for anyone who wants to participate in adventure sports or get extra coverage for rental car damage. Trip Protection Basic and Choice also offer these additional options:  cancel for any reason, interruption for any reason, event ticket registration fee protection, and sports & golf equipment rental as well.  

Trip Protection Basic and Trip Protection Choice both include coverage for trip cancellation, trip interruption, emergency medical expenses, lost/stolen baggage and emergency medical evacuation costs. The other plans allow you to extend your coverage.

If you’re looking for more optional add-ons, you might want to consider going with a different provider.

Here are our top picks for the best alternative plans

Best for High-limit Medical Coverage

Tin Leg

GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Covers COVID
Medical & Evacuation Limits Per Person
$500,000 / $500,000
Best For Evacuation Limits

Generali Global Assistance

GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Covers COVID
Medical & Evacuation Limits Per Person
$250,000 / $1,000,000
Best for Premium Coverage

AXA Assistance USA

GET A QUOTE via Squaremouth’s secure website
Preferred Plan
Covers COVID
Medical & Evacuation Limits Per Person
$250,000 / $1,000,000
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FAQ: Seven Corners travel insurance

Who underwrites Seven Corners travel insurance?

The underwriter varies by plan. Trip Protection Basic, Choice, Economy, and Elite are underwritten by United States Fire Insurance Company. Travel Medical Basic and Choice for U.S. residents are underwritten by Lloyd’s of London. Travel Medical Basic and Choice for worldwide residents other than the U.S. are underwritten by  Crum & Forster, SPC.

Is Seven Corners insurance primary?

Seven Corners Travel Medical Basic and Choice, Trip Protection Basic, Economy, and Elite provide secondary coverage, which means it kicks in after you’ve used your primary insurance benefits. For example, if you have emergency medical expenses, you must use your health insurance coverage first. Once your health insurance company processes your claim and pays its portion of the bill, then you can file a claim. Trip Protection Choice has primary coverage for emergency accident and sickness medical expenses and medical evacuation & repatriation of remains.

How long has Seven Corners been in business?

Seven Corners has been in business since 1993.

Leigh Morgan
Leigh Morgan Personal Finance

Leigh Morgan is a seasoned personal finance contributor with over 15 years of experience writing on a diverse range of professional legal and financial topics. She specializes in subjects like navigating the complexities of insurance, savings, zero-based budgeting and emergency fund development.

In the last five years, she’s authored over 300 articles for credit unions, digital banks, and financial professionals. Morgan is also the author of “77 Tips for Preventing Elder Financial Abuse,” a book focused on helping caregivers protect the elderly from financial scams.

In addition to her writing skills, she brings real-world financial acumen thanks to her previous experience managing rental properties as part of a $34 million real estate portfolio.