* Los Angeles Neighborhood Housing Services: This 25-year-old organization has 21 certified counselors on staff and runs monthly foreclosure prevention fairs.
(888) 895-2647 * U.S. Department of Housing and Urban Development: HUD certifies counselors in 18 locations in Los Angeles County, seven in Orange County, five in Riverside County, four in San Bernardino County, three in Ventura County.
Contact: www.hud.gov/keepyourhome (click on "Search for a Counseling Agency")
Attorneys at these organizations can check documents. Some offices are open to anyone; others help only low-income mortgage holders.
* Asian Pacific American Legal Center, (213) 977-7500 * Bet Tzedek House of Justice, (213) 384-3243 * Fair Housing Council of the San Fernando Valley, (818) 373-1185 * Inland Counties Legal Services (Riverside/San Bernardino), (888) 455-4257 * Legal Aid Foundation of Los Angeles, (323) 801-7989 * Legal Aid Society of Orange County, (800) 834-5001 * Neighborhood Legal Service of Los Angeles County, (800) 433-6251
Source: Times research