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Travel letters: Using ATMs when you're traveling abroad

Catharine Hamm's recent article about automated teller machines was as clear as mud ["ATMs Can Be Your BFF When Abroad," April 27]. Sorry for being so harsh, but her circuitous explanation seemed to mix apples and oranges. There are foreign transaction fees, and there are fees banks charge for use of an ATM. FTF apply to ATMs as well as purchase transactions. A credit card with no FTF for cash withdrawals may still have FTF for purchases. In addition, your bank may waive its ATM fee, but the bank where you actually withdraw the funds may assess its own fee. She should clarify these points for her readers. Gary Yoshida Montecito You just spent thousands of dollars on...