Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of Dec. 20, 2006

Compiled by National Financial News Services

*--* Latest week One week Six months previous previous Rates for loans up to $416,999 30-year fixed 5.76%/1.35 pt. 5.68%/1.42 pt. 6.43%/1.43 pt. 30-year ARM start rate 3.42%/0.75 pt. 3.42%/0.75 pt. 3.18%/0.81 pt. 15-year fixed 5.47%/1.42 pt. 5.38%/1.52 pt. 6.10%/1.41 pt. Rates for loans of $417,000 and above 30-year fixed 6.07%/1.56 pt. 6.01%/1.57 pt. 6.64%/1.46 pt. 30-year ARM start rate 3.47%/0.83 pt. 3.47%/0.83 pt. 3.26%/1.11 pt. 15-year fixed 5.79%/1.38 pt. 5.72%/1.50 pt. 6.36%/1.39 pt. FHA or VA mortgage Average / points 6.52%/1.72 pt. 6.46%/1.63 pt. 6.72%/1.18 pt. CALVET 30-year 6.50%/0.00 pt. 6.50%/0.00 pt. 6.25%/0.00 pt. 6-month LIBOR 5.360% 5.290% 5.420% 1-year Treasury bill 4.950% 4.900% 5.130% 6-month Treasury bill 5.070% 5.050% 5.160% 6-month CD 5.320% 5.270% 5.460% Prime rate 8.250% 8.250% 8.000% 11th District cost-of-funds Oct. ’06 Sept. ’06 April ’06 4.346% 4.382% 3.759%

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