WEEKLY MORTGAGE RATES

Survey of 20 Orange County and L.A. County lenders as of 3/18/09

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended 3/25/2009 3/18/2009 9/24/2008 30-year fixed 4.95%+0.39pt 5.06%+0.35pt 6.28%+0.26pt 15-year fixed 4.85%+0.33pt 4.80%+0.42pt 6.17%+0.17pt $417,000 and up 30-year fixed 6.61%+0.73pt 6.74%+0.74pt 7.62%+0.75pt 15-year fixed 6.50%+0.88pt 6.84%+0.85pt 7.19%+0.97pt Home equity lines 5.06% 5.06% 5.78% Home equity loans 8.77% 8.77% 8.73% 6-month LIBOR 1.78% 1.86% 3.70% 1-year Treasury 0.64% 0.70% 1.69% 6-month Treasury 0.42% 0.45% 1.29% 6-month CD 1.75% 1.84% 4.12% Prime rate 3.25% 3.25% 5.00% 11th District 1/2009 12/2008 7/2008 cost of funds 2.455% 2.757% 2.698% *--*