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Deep debt and erratic income pose a challenge for Fullerton family
Deep debt and erratic income pose a challenge for Fullerton family

With three children ages 12 to 17, Ross and Michelle Meador are thinking about student debt. They're worried not only about how to fund some 12 years' worth of college classes but also the $450,000 in loans that piled up while Michelle was training to be a dentist. All of that wouldn't be such a concern for the Fullerton couple if Ross were still pulling down the salary of an attorney at a big law firm. But these days, he works for a small law firm helping new businesses get on their feet, work that disappeared fast in the latest downturn. "For the last four or five years, we've really been living month to month," Ross said. "With my kind of job,...

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