Health Insurance

Obamacare 101: Are health insurance marketplaces in a death spiral?

Obamacare 101: Are health insurance marketplaces in a death spiral?

It’s been a rocky few months for the health insurance marketplaces created by the Affordable Care Act.

Even if you’re not one of the roughly 11 million Americans who rely on these online exchanges to get your health insurance, you’ve probably seen the headlines about rising premiums and insurance companies pulling out of the system.

Last week, national insurance giant Humana announced it would stop selling plans on the marketplace. Aetna’s chief executive claimed the marketplaces are in a “death spiral.” Republicans say the marketplaces are Exhibit A that Obamacare is collapsing.

So what’s the real story? Are these things really kaput or can they...

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