Principal Financial Group Incorporated
Sign up for health savings accounts, flexible spending accounts for savings

Employers are beginning to send out information to employees about signing up for 2010 health insurance. Last week, we offered some strategies for maximizing coverage and possibly reducing costs. This week, we have a few more ideas to share. Most important: Don't assume that you can just do nothing. Some firms will drop you if you don't literally sign your name to your 2010 coverage, even if you're just continuing the same options you had last year. High-deductible plans and health savings accounts You've heard about these for years -- maybe it's time to check them out. Unlike traditional plans, which often have average deductibles as low as $450,...