Health Insurance

HEALTH & LONG-TERM CARE INSURANCE

In Open Enrollment, Diligence Reaps Big Benefits

Open enrollment is the time of year when employees for large companies choose their benefits for the following year. And every year, it seems, the choices get more numerous.

HEALTH & LONG-TERM CARE INSURANCE

Discount Card Isn't Insurance

When Sandra Ray-Baucom discovered a lump in the testicle of her 2-year-old son, Jeramy, doctors recommended immediate surgery. The lump was caused by a fast-growing hernia and could rupture, they said, causing serious internal damage, even death.

HEALTH & LONG-TERM CARE INSURANCE

Health Plans for Domestic Partner Can Add to Tax Bill

Attorney Jennifer C. Pizer isn't quite sure how much it cost when she added her life partner to her health insurance plan. But she knows her tax bill shot up by several hundred dollars--a typical and often unforeseen consequence of using a company's domestic partner benefits.

HEALTH & LONG-TERM CARE INSURANCE

Long-Term-Care Policies No Panacea

Many Americans who bought long-term-care insurance as protection from the financial calamity of an extended late-life illness are finding to their chagrin that they may not be able to afford the insurance just when they need it most.

HEALTH & LONG-TERM CARE INSURANCE

Case Study: Long-Term-Care Policies No Panacea

Tom West and his wife, Jennie Walters-West, didn't worry much about retirement until they witnessed firsthand the danger of facing the golden years without ample savings.

HEALTH & LONG-TERM CARE INSURANCE

Q&As: Disability Insurance

Q I am a 29-year-old single female making $50,000 a year, and I have recently enlisted the services of a financial planner. My job provides long-term disability insurance (67% of my salary) as a benefit, but the planner thinks I need more. Is it really necessary?