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How to stop a debt collector who keeps calling after a debt's paid

You may owe money, but you still have rights when it comes to debt collectors

Olivia says she's been getting lots of calls from debt collectors. She also says the debt's already been paid off.

What do you do in a situation like this?

ASK LAZ: Smart answers to consumer questions

The first thing is to remember that it's against the law for a debt collector to threaten or abuse people, or to harass you by calling at all hours.

If that happens, report the collector right away to the Federal Trade Commission.

For my advice on what to do about a debt collector who is chasing after nonexistent debt, check out today's Ask Laz video.

If you have a consumer question, email me at asklaz@latimes.com or contact me via Twitter @Davidlaz.



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