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How to decide when to start receiving Social Security benefits

How to decide when to start receiving Social Security benefits

Should I start receiving Social Security benefits at 62 or wait a few years? How does my decision affect my spouse’s benefits?

Every day tens of thousands of people are making decisions about when they’ll start receiving Social Security, but many people don’t know what options are available to maximize their benefits.

Here are some guidelines to help you decide when to start receiving benefits.

Benefits of delaying

Although you can start receiving benefits at 62, it typically makes the most sense to delay until 70. Delaying is a great strategy...

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