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Supplemental healthcare policies may relieve some worries

Supplemental healthcare policies may relieve some worries

Nicholas Lazzarini has a pretty good health insurance policy. But as a self-employed dancer, he says he worries about becoming sick or injured and incurring extra costs. "Unless you're on a TV show, you don't have coverage," says the 29-year-old from Van Nuys.

For extra protection against unforeseen medical costs, Lazzarini decided to buy two additional policies to supplement his health insurance plan. He bought a critical illness plan, which will pay a lump sum if he becomes sick with a serious ailment like cancer or a severe burn, and an accident plan that will put cash in his pocket should he injure himself.

"If I'm working at a dance studio where I have to...

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