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Relax with the horsy set in Rancho Santa Fe, Calif.
Relax with the horsy set in Rancho Santa Fe, Calif.

You won't find Rodeo Drive glam here: Residents of bucolic Rancho Santa Fe in north San Diego County prefer to live under the radar, hidden behind gates in multimillion-dollar estates. Its quiet, spotless downtown (there aren't any visible trash cans) is classic and understated with Spanish-style buildings, red-tile roofs and ironwork. Horses are part of the landscape, with equestrian properties and riding and polo clubs. The tab for a ritzy weekend with the horsy set: We paid $239 plus a $25 resort fee for one night (current weekend rates at the Inn at Rancho Santa Fe range from $269 to $1,200). My husband and I spent $175 for meals and drinks. The bed The town centerpiece,...

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