COMPARATIVE CAR INSURANCE RATES: LOS ANGELES COUNTY
The California Department of Insurance made public these comparative insurance rates by accumulated ZIP code areas in Los Angeles County. These 18 insurance groups sell about 75% of all private preferred auto insurance in the state. These rates were those in effect in November, 1985. Rates to individuals will vary based on age, driving record, use of car, mileage driven and the amount of insurance coverage. Rates for Driver 1, who is described below, are in bold type; rates for Driver 2 are in light type.
DRIVER 1 (FIGURES ARE IN BOLD TYPE) Driver 1 is a 23-year-old single woman who drives 10 miles to work and drives less than 15,000 miles a year. She has no traffic citations and no accidents. She drives a 1984 car that cost between $8,001 and $10,000 new--a Chevrolet Monte Carlo 2-door, a Honda LX or a Ford Mustang “L.” Insurance coverage includes injury liability of $15,000 per person with a maximum of $30,000 per accident; property damage liability of $10,000 per accident; medical payments of $2,000 per person; uninsured motorist (U/M) $15,000 per person, $30,000 per accident; comprehensive with a $100 deductible and collision with $200 deductible.
DRIVER 2 (FIGURES ARE IN LIGHT TYPE) Driver 2, 42, is a married man who drives three miles to work and less than 12,000 miles a year. He has no citations but one at-fault accident 2 years ago. He drives a 1981 car that cost between $6,500 and $8,000 new--Dodge Colt, Mercury Zephyr sedan, Toyota Tercel 2-door or Corolla. Insurance coverage includes injury liability of $100,000 per person with a maximum of $300,000 per accident; property damage liability of $50,000 per accident; medical payments of $5,000 per person; uninsured motorist (U/M) $25,000 per person, $50,000 per accident; comprehensive with a $200 deductible and collision with $500 deductible.
Some companies cited these factors in their rates: State Farm . . . $1,000 Medical Auto Club . . . $250 Collision SAFECO . . . $25/50/10 Liability, $25/50 Uninsured Motorist GEICO . . . Waiver of Collision Deductible Continental . . . $100,000 Combined Single Limits Liberty Mutual . . . $35,000 Combined Liability Limit Aetna Casualty & Surety . . . $5,000 Property Damage, $1,000 Medical J.C. Penney . . . $100/300/50 Liability, $100,000/300,000 Uninsured Motorist Civil Service . . . $25/50/25 Liability, $25/50 Uninsured Motorist Hartford . . . $35,000 Combined Liability Limit, $30,000 Combined Uninsured Motorist Limit Some companies cited these factors in their rates: Farmers . . . $100 Deductible Comprehensive Auto Club . . . $250 Deductible Comprehensive Allstate . . . $150 Deductible Comprehensive drives under 7,500 miles a year 20th Century . . . $30/60 Uninsured Motorist, $250 Deductible Comprehensive SAFECO . . . $250 Deductible Comprehensive GEICO . . . Waiver of Collision Deductible Ohio Casualty . . . $100/200 Bodily Injury Liability, $250 Deductible Comprehensive, $250 Deductible Collision Mercury . . . $250 Deductible Collision Continental . . . $100/300 Uninsured Motorist Nationwide . . . $250 Deductible Collision Liberty Mutual . . . $300,000 Combined Single Limit, $250 Deductible Comprehensive, $50,000 Combined Limit Uninsured Motorist California Casualty . . . $30/60 Uninsured Motorist, $100 Deductible Comprehensive Civil Service . . . $100 Deductible Comprehensive Hartford . . . $300,000 Combined Single Limit, $50,000 Combined Limit Uninsured Motorist COMPARATIVE CAR INSURANCE RATES: LOS ANGELES COUNTY
City State Auto Club 20th Zip Code Farm Farmers of So. Cal. Allstate Century Canoga Park 1347 1490-1573 924 1461-1481 597 91303-07 986 1027-1082 1005 1054-1084 647 Mission Hills 1305 1511 859 1202 597 91345 954 1041 909 853 647 No. Hollywood 1314-1358 1703 1021 1202-1608 597 91601-08 945-977 1201 1105 853-1169 647 Pasadena 935 1118 596-791 946-1197 464 91101-08 673 772 662-853 668-858 501 Glendora 906 1057 577 946 464 91740 652 724 595 668 501 Pomona 906 1057 575 953 464 91765-69 652 724 601 674 501 Whittier 871 1048 666 946-1100 464 90601-06 632 719 717 668-785 501 Monterey Park 935 1118 732 1100 464 91754 673 772 784 785 501 South Gate 1029 1545 927 1525 567 90280 895 1150 1006 1154 611 Long Beach 871-910 1060-1211 611-763 955-1120 567 90802-15 632-652 717-829 650-816 677-795 611 Redondo Beach 910 1087 629 1100 567 90277-78 657 739 701 779 611 Los Angeles 2003 2354-2815 1021-1341 1525-2213 843 90011-20 1497 1763-2047 1132-1158 1154-1694 957 Santa Monica 1493 1846 972 1622 632 90401-05 1068 1266 1050 1177 687 Beverly Hills 1358-2003 2815 1309 1608-2207 843 90210-12 977-1497 2047 1436 1169-1649 957
Aetna Civil City Ohio Mercury Liberty California Casualty Service Hartford Zip Code U.S.A.A.* SAFECO GEICO Casualty Casualty Continental Nationwide Mutual Casualty Surety J.C. Penney Employees Casualty Canoga Park 613-896 1186 1240 1133 893-987 1334 966 1213 1315 1002 1542 1207 1500 91303-07 504-740 894 1141 817 636-697 1070 928 1141 1017 966 1264 1055 1640 Mission Hills 884 1201 1247 1101 987 1331 966 1213 1315 1002 1540 1267 1576 91345 729 908 1136 798 697 1090 928 1141 1017 966 1218 1107 1702 No. Hollywood 960 1224 1305 1144 916-987 1380 954 1169 1426 1214 1540 1325 1576 91601-08 792 932 1181 823 655-697 1157 904 1081 1115 1142 1218 1147 1702 Pasadena 638-682 812 930-1005 764-786 749-834 694 679 856 1059 838 1182 881-926 940 91101-08 512-553 576 838-907 575-577 529-583 912 642 794 816 804 958 756-789 1030 Glendora 599 738 893 796 635 998 650 803 986 780 1076 945 1208 91740 482 542 810 589 451 791 605 741 754 723 866 810 1290 Pomona 599 841-886 893 796 680 998 650 803 986 780 908 945 1208 91765-69 482 607-642 810 589 481 791 605 741 754 723 710 810 1290 Whittier 658 841 971 786 656-693 1022 636 802 1033 804 1076 877 1242 90601-06 537 607 902 584 458-492 949 599 738 794 700 866 737 1312 Monterey Park 657 886 966 810 709 1094 679 856 1059 838 1068 934 1208 91754 526 642 862 604 506 932 642 794 816 804 822 785 1290 South Gate 957 1099 1248 1120 868 1591 901 1164 1452 1302 1530 1457 1596 90280 795 873 1160 815 662 1261 858 1092 1148 1130 1276 1265 1670 Long Beach 659-700 841-1099 1003 786-952 717-802 1022-1371 636-662 847 1033-1074 964 1062-1194 1096-1496 1528 90802-15 537-556 607-873 891 584-695 514-581 949-1155 599-619 784 794-814 814 840-944 932-1292 1614 Redondo Beach 711 882 1046 1012 773-858 1409 661 831 1101 936 1210 1057 1478 90277-78 568 672 938 750 573-612 1151 620 765 848 824 930 926 1582 Los Angeles 1138-1241 1311-1772 1767-1819 1063-1545 1146-1347 2181 1438 1221-1780 1928 1770 2286-2318 2260 2292 90011-20 968-1080 1035-1457 1661-1718 785-1156 849-1013 1168-1643 1387 1092-1689 1555 1556 1276-1946 2025 2480 Santa Monica 913 1311 1320 1063 812 1642 1069 1383 1560 1202 1732 1206 1418 90401-05 741 1035 1128 785 582 1168 1003 1261 1212 1026 1406 1047 1534 Beverly Hills 1116 1224-1714 1827 1063-1588 1146 2181 954-1438 1780 1928 1770 2318 1325-1742 2210 90210-12 943 932-1411 1717 785-1174 849 1643 904-1387 1689 1555 1556 1946 1147-1568 2394
* Military and dependents only.
